Via Crotta 14, Vaprio d'Adda (Milano)
Photos published with the sale documents. The official notice prevails.
Single lot: the property is legally free and the appraiser states that there are no lease contracts in force. The court-appointed custodian had access with the debtor and her son.
«Stato occupativo - Unità Lotto 1 CORPO A: LIBERO (giuridicamente)»
Single lot: the appraiser states that at the site inspection the debtor and her son were present, and that no lease contracts exist.
«Non risultano contratti di locazione in essere per i beni in oggetto di procedura»
Single lot: at the site inspection the flat did not fully match the cadastral floor plan; the appraiser points out a partition wall and an unreported lowered ceiling.
«Al sopralluogo l'appartamento risultava non del tutto conforme alla planimetria catastale»
Single lot: the appraiser points out a lowered ceiling in the hallway that does not appear in the reference floor plans, and two partition-wall recesses in an incorrect position.
«si riporta un ribassamento presente nel disimpegno tra camere nonpresente nelle planimetrie»
Single lot: the appraiser points out that the cadastral surface area and the floor description do not match between the documents (floor T in the transcription, floor 2 in the deeds).
«nella Nota di Trascrizione del pignoramento come via Crotta n.14 piano T»
Single lot: the appraiser states that the building applications found concern works from 1994 and 2016, while the original construction documents have not been made available.
«Alla richiesta di visione degli atti di fabbrica, questi ultimi non sono stati resi disponibili»
Single lot: the appraiser states that the property is not accessible to disabled persons because of an external staircase leading to the balcony.
«Non accessibile, perla presenza della scala esterna con la quale raggiungere il piano interessato al ballatoio»
Single lot: the appraiser warns that the successful bidder must check the unpaid condominium charges for the current year and the previous year, which are jointly owed by the buyer.
«il futuro aggiudicatario dovrà attivarsi ed acquisire le informazioni necessarie per conoscere gli importi aggiornati»
Single lot: the appraiser points out traces of damp in the bathroom coming from the attic, and roof tiles that are not perfectly laid, which could cause leaks.
«Nel bagno sono presenti tracce di umidità provenienti dal sottotetto.»
Single lot: the appraiser states that the certificates for the systems are missing and that the independent boiler needs servicing.
«Mancano le certificazioni degli impianti.»
Single lot: the appraiser points out a judicial mortgage registered in favour of Banca Ifis for €12,932.64, to be cancelled by the proceedings.
«IPOTECA GIUDIZIALE derivante da Decreto ingiuntivo iscritta presso la Conservatoria di Milano 2»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 13 of 13. Summary of 5 November 2026. Open the report ↗
68 m² apartment in Vaprio d'Adda: base price €56,800 (€833/m²), occupied by the debtor (as the notice says).
| Type | Apartment |
|---|---|
| Surface area | 68 m² |
| Occupancy status | Occupied by the debtor (vacated after the transfer decree) · from the notice |
| Deadline for offers | 02/12/2026 at 13:00 · in 27 days |
| Auction date | 03/12/2026 at 16:00 |
| Minimum offer | €42,600 |
| Deposit | 10% of the price you offer |
| Minimum bid increment | €1,000 |
| Type of sale | Court sale published on the Public Sales Portal (Court of Milan) |
| Sale method | Online asynchronous auction: offers and bids online over a number of days, without being present |
| Proceedings | R.G. 43190/2025 · Court of Milan |
| Viewings and information | Sale delegate: Mario Santopietro · aste.santopietro@libero.it |
Offers by Wednesday 02/12/2026 at 13:00; auction on Thursday 03/12/2026.
From the notice: Full freehold ownership of an apartment on the second floor (attic), accessed via a covered external staircase and a covered external balcony walkway. The entrance door faces the balcony walkway. The apartment consists of two rooms plus services. The floor plan shows two shared WCs on the ground floor, which are no longer available to the debtor.
Online offer digitally signed and sent by certified email (PEC) on the Public Sales Portal (Portale delle Vendite Pubbliche, PVP). Minimum offer €42,600.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book the viewing)
Source of data: Court auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice prevails. Report an error or ask for this listing to be removed.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €92,070 – €112,530
OMI values for standard homes, area “Intero Centro Urbano”, first half of 2026, normal condition, × 68 m².
After a full renovation: €115,940 – €153,450
OMI values for the same area, excellent condition, × 68 m².
| Works | €/m² | Total for 68 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €13,640 – €27,280 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €27,280 – €54,560 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €47,740 – €88,660 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €42,600 + taxes €3,934 + delegated professional €1,000 – €2,500 | €47,534 – €49,034 | €92,070 – €112,530OMI, normal condition | +€43,036 – +€64,996 |
| Fully renovate and resellminimum offer €42,600 + taxes €3,934 + delegated professional €1,000 – €2,500 + works €47,740 – €88,660 | €95,274 – €137,694 | €115,940 – €153,450OMI, excellent condition | from −€21,754 to +€58,176 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
Outcome not published
This sale · 20% lower than the previous attempt
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €42,600, with a minimum offer from €31,950. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Vaprio d'Adda (84 homes on a 4+4 open-market contract, 7.7 €/m² a month on average). Change the numbers to run your own figures.
Gross income €6,300 a year. Yield on the total cost: gross 10.2%, net 7.5%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€230 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
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€1,287/m²
Mortgage ≈ €372 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
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Mortgage ≈ €1,125 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Lattanzio 68
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€6,166/m²
Mortgage ≈ €3,918 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Marocchetti 7
Apartment · 77 m²
€3,195/m²
Mortgage ≈ €996 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
