Milan · 157 m² · Apartment

Apartment with cellar and garage at auction in Via Lattanzio 68, Milan, 157 m²

Via Lattanzio 68, Milano

Photos published with the sale documents. The official notice prevails.

The appraisal report in brief

Occupancy and title
Single lot: at the time of the inspection, the property was occupied by the debtor and his family. No lease contracts are currently in force.
«risultava occupato dal debitore e dalla sua famiglia»
Quote from the report (Italian), page 3 ↗
Planning and land-registry discrepancies
Single lot, Unit 1 (apartment): the appraiser notes the demolition of a wall section between the day area and the corridor of the night area, compared with the drawings of the building permit (concessione edilizia) of 1986. For the apartment, it indicates a regularisation application (sanatoria).
«demolizione di porzione muraria posta a separazione tra la zona giorno ed il corridoio»
Quote from the report (Italian), page 11 ↗
Unauthorised building works
Single lot, Unit 2 (garage): the door that separated the garage section from the cellar section is missing, a discrepancy compared with the 1986 building permit. The appraiser indicates restoration with a new door.
«risultava non presente il serramento (cancello o portone) che separava internamente al sub. 20»
Quote from the report (Italian), page 12 ↗
Regularisation costs
Single lot: the appraiser estimates the total cost of building regularisation at about €3,600.00, adding the apartment, cellar and garage.
«Costo e oneri totali stimati per la regolarizzazione edilizia: Euro 3.600,00 circa.»
Quote from the report (Italian), page 12 ↗
Planning and land-registry discrepancies
Single lot, Unit 2 (garage): the appraiser indicates the need for a DOCFA filing to show the separation between garage and cellar, with an expected cost of €750.00.
«richiede la presentazione di DOCFA per migliore rappresentazione»
Quote from the report (Italian), page 13 ↗
Unpaid condominium fees
Single lot: unpaid condominium charges for the last two years amount to €7,972.68. The successful bidder may be asked to pay them jointly with the expropriated party, according to the appraiser.
«Spese condominiali non pagate negli ultimi 2 anni anteriori alla data della perizia»
Quote from the report (Italian), page 9 ↗
Systems (plumbing, electrical, heating)
Single lot: the appraiser found no certificates of conformity for the systems.
«Certificazioni di conformità degli impianti: non rilevate.»
Quote from the report (Italian), page 6 ↗
Other
Single lot: the cellar's entrance door is walled up from the inside, so the only access to the cellar is from the garage.
«risulta murata dall’interno»
Quote from the report (Italian), page 5 ↗
Other
Single lot: the deed of transfer lists the garage as an appurtenance, but the appraiser finds no binding of pertinence.
«non è citato alcun atto di vincolo di pertinenzialità»
Quote from the report (Italian), page 7 ↗
Regularisation costs
Single lot: the appraiser indicates a cost of about €5,850.00 for technical fees for the cadastral regularisation, payable by the buyer.
«Spese tecniche di regolarizzazione catastale a carico»
Quote from the report (Italian), page 15 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 17 of 17. Summary of 5 November 2026. Open the report ↗

The lot

157 m² apartment with cellar and garage in Milan: base price €968,000 (€6,166/m²), occupied by the debtor (the notice says so).

Type	Apartment
Surface area	157 m²
Occupancy status	Occupied by the debtor (vacated after the transfer decree) · from the notice
Deadline for offers	21/12/2026 at 13:00 · in 46 days
Auction date	22/12/2026 at 15:00
Minimum offer	€726,000
Deposit	10% of the price you offer
Minimum bid increment	€5,000
Type of sale	Court sale by the Court of Milan, with online tender on the notaries' portal (Notartel)
Sale method	Online asynchronous auction: offers and bids online over a number of days, without being present
Proceedings	R.G.E. 447/2024 · Court of Milan
Viewings and information	Sale delegate and court-appointed custodian: Andrea Zoppi · 0284131387 · a.zoppi@azlaw.it

Offers by Monday 21/12/2026 at 13:00; auction on Tuesday 22/12/2026.

Read the text of the notice

From the notice: full and outright ownership of an apartment on the first floor comprising four rooms plus kitchen and services, with annexed cellar room and garage on the basement floor.

If this auction also gets no bids (asta deserta), the judge can usually reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from about €726,000, with a minimum offer (offerta minima) of €544,500. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the judge decides the reduction, and in the meantime the lot may be awarded to someone else.

How to take part

Online offer digitally signed and sent by certified email (PEC) via the Public Sales Portal. Minimum offer: €726,000.

Book the viewing through the Public Sales Portal (Portale delle Vendite Pubbliche, PVP), using the “Book viewing” button on the official listing: by law, requests must go through there (art. 560 c.p.c.). Court-appointed custodian (custode): Andrea Zoppi · 0284131387. You can call the custodian with questions about the property. Read the attached appraisal report.
Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
Submit the online offer via the Public Sales Portal by Monday 21/12/2026 at 13:00.
Auction on Tuesday 22/12/2026 at 15:00: if you are the successful bidder for the lot, payment within the terms of the notice and then transfer decree.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (Portale Vendite Pubbliche) (book the viewing)

Data source: Court auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice is the authoritative source. Report an error or request the removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
Balance of the price within the deadline set by the notice (at most 120 days from the award)
Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
Occupied by the debtor: the court-appointed custodian handles the vacating on the judge's order; allow a few months before you can move in

What you really need

Deposit (cauzione): €72,600 (10% of the minimum offer, as the notice requires) or €96,800 if you offer the base price (prezzo base)
Registration tax (imposta di registro): €14,620 if first home (prima casa) (2%, minimum €1,000) or €65,440 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a business is being sold, VAT may apply: the notice states this. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: this is often much lower. Ask the sale delegate (delegato alla vendita) or the notary.
Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
Indicative total budget starting from €726,000: approximately €741,620-€793,940
Estimate starting from the minimum offer: monthly instalment of about €2,490 with a 70% mortgage (€508,200) over 25 years at 3.3%; you need about €233,420 in savings: the 30% not covered by the mortgage (the deposit paid is part of this and is deducted from the price), the registration tax and fees
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €549,500 – €659,400

OMI values for standard homes, area “Tito Livio, Tertulliano, Longanesi, Ortomercato”, first half of 2026, normal condition, × 157 m².

After a full renovation: €675,100 – €1,020,500

OMI values for the same area, excellent condition, × 157 m².

What the works cost

Works	€/m²	Total for 157 m²
LightPainting, minor repairs, sanitary ware and doors	€200 – €400	€31,400 – €62,800
MediumBathroom, kitchen, flooring and upgrading of the systems	€400 – €800	€62,800 – €125,600
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls	€700 – €1,300	€109,900 – €204,100

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

Scenario	Total cost	Resale	Margin
Resell as it isminimum offer €726,000 + taxes €65,440 + delegated professional €1,000 – €2,500	€792,440 – €793,940	€549,500 – €659,400OMI, normal condition	−€244,440 – −€133,040
Fully renovate and resellminimum offer €726,000 + taxes €65,440 + delegated professional €1,000 – €2,500 + works €109,900 – €204,100	€902,340 – €998,040	€675,100 – €1,020,500OMI, excellent condition	from −€322,940 to +€118,160

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €726,000, with a minimum offer from €544,500. This is the maximum reduction, not a forecast.

Where it is

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Milan (29,173 homes on a 4+4 open-market contract, 17.2 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€24,016

Gross income €32,340 a year. Yield on the total cost: gross 3.1%, net 2.3%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Auctions in Milan ↗

Area value: in OMI area D16 “Tito Livio, Tertulliano, Longanesi, Ortomercato” (outlying), for standard homes in normal condition, the Italian Revenue Agency gives between €3,500 and €4,200 per m² of gross floor area. At the starting price it costs €6,166 per m²: 47% above the maximum of the area. For 157 m² the area range is worth between €549,500 and €659,400. Rents in the area: 11.5–16 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
23,776 homes sold in the last 4 quarters (provincial capital, MI), 54% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Milan: €41,865 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€3,918 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.