Milan · 72 m² · Apartment

1/3 share of an apartment at auction in Via Pietro Toselli 4, Milan, 72 m²

Via Pietro Toselli 4, Milano

The photos are in the official noticeOpen the notice ↗

The appraisal report in brief

Occupancy and title
Lot 002: at the inspection on 31/10/2025 the flat was found vacant and furnished. The appraiser does not indicate any existing lease contracts.
«l’immobile risultava libero da persone ed arredato.»
Quote from the report (Italian), page 2 ↗
Other
Lot 002: the 1/3 share is valued at €69,666.00. However, the appraiser states that the property cannot be divided for reasons of access and layout, so the share cannot be separated from the rest.
«L’immobile per accessi e disposizione planimetrica non risulta frazionabile.»
Quote from the report (Italian), page 15 ↗
Other
Lot 002: a seizure in favour of Office Distribution S.p.A. for the 1/8 share of the debtor Oliva Stefano Sostene encumbers the property. The appraiser states that it is to be cancelled by the procedure, but the same seizure also encumbers other assets.
«Pignoramento trascritto presso il Servizio di Pubblicità Immobiliare di Milano 1^ il 28/05/2018»
Quote from the report (Italian), page 9 ↗
Unpaid condominium fees
Lot 002: the unpaid condominium expenses for the 2024-2025 and 2025-2026 management years total €2,106.35 as of the date of the administrator's declaration.
«ammontano complessivamente a € 2.106,35 alla data della dichiarazione»
Quote from the report (Italian), page 10 ↗
Unpaid condominium fees
Lot 002: the appraiser warns that the successful bidder must check the updated amounts of unpaid charges and is jointly liable with the party in bankruptcy proceedings, pursuant to art. 63 disp. att. c.c.
«gravanti in via solidale con il soggetto su cui pende una procedura fallimentare»
Quote from the report (Italian), page 11 ↗
Unpaid condominium fees
Lot 002: there are extraordinary condominium expenses already resolved but not yet due, amounting to €303.56, for the replacement of the metering devices.
«Le eventuali spese straordinarie condominiali deliberate ma non scadute»
Quote from the report (Italian), page 10 ↗
Planning and land-registry discrepancies
Lot 002: in the corridor a false ceiling has been built at 2.41 m for the spotlights, which the appraiser says is non-structural and not shown on the cadastral floor plan.
«che non è indicata sulla planimetria catastale»
Quote from the report (Italian), page 12 ↗
Systems (plumbing, electrical, heating)
Lot 002: the appraiser states that certificates of conformity for the systems are missing, as are the energy certificate and the structural suitability certificate.
«Certificazioni di conformità degli impianti»
Quote from the report (Italian), page 5 ↗
State of repair
Lot 002: the appraiser rates the overall condition of the building as adequate. The building has no lift and no porter's lodge.
«condizioni generali dello stabile: sufficiente»
Quote from the report (Italian), page 4 ↗
Other
Lot 002: the appraiser writes that the tacit acceptance of inheritance is not recorded in the property registers. An acceptance of inheritance with benefit of inventory in favour of Oliva Stefano Sostene, published on 05/03/2025, is recorded.
«ACCETTAZIONE DI EREDITA’ CON BENEFICIO DI INVENTARIO»
Quote from the report (Italian), page 8 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 15 of 15. Summary of 5 November 2026. Open the report ↗

The lot

1/3 share of a 72 m² apartment in Milan: base price (prezzo base) €69,666, vacant (as the notice states). Only the 1/3 share of full ownership is sold, not the entire property in full ownership: agreements with the co-owners are needed. Read the appraisal report (perizia) or ask us what this involves.

Type	Apartment
Surface area	72 m² according to the cadastre (from the notice)
Occupancy status	Vacant · from the notice
Right sold	1/3 share
Deadline for offers	25/11/2026 at 13:00 · in 20 days
Auction date	26/11/2026 at 10:00
Minimum offer	€69,666 (equal to the base price: this notice does not allow reduced offers)
Deposit	10% of the price you offer
Minimum bid increment	€500
Type of sale	Competitive sale in insolvency proceedings (Court of Milan), published on the Public Sales Portal
Sale method	Online asynchronous auction: offers and bids online over a number of days, without being present
Proceedings	Bankruptcy no. 80/2020 · Lot 2 · Court of Milan
Viewings and information	Trustee in bankruptcy: Marco del Bianco
Viewings and information	Sale manager: Parva Domus S.R.l. · 0354284671 · visite@gruppoavacos.it

Offers due by Wednesday 25/11/2026 at 13:00; auction on Thursday 26/11/2026.

Read the text of the notice

From the notice: Lot 2: 1/3 share of a residential apartment on the first floor comprising a hallway, two rooms, a kitchen, a bathroom with an attached large terrace on the same level, and a storage loft on the fourth floor (attic).

If this sale also receives no bids, as a rule the judge can reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €52,250, with a minimum offer (offerta minima) of €39,187. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to others.

How to take part

Irrevocable offer as set out in the terms of sale (disciplinare), online on the Public Sales Portal or on the website of the sale manager. Minimum offer (offerta minima) €69,666.

This is a competitive sale managed by the bankruptcy trustee (curatore del fallimento): read the terms of sale (disciplinare), which sets out where and how the offer must be submitted. To visit the property, contact the trustee: Marco del Bianco.
The irrevocable offer is submitted as set out in the terms of sale (disciplinare), online on the Public Sales Portal or on the website of the sale manager by Wednesday 25/11/2026 at 13:00.
If you are awarded the lot, you pay the balance within the terms of the sale (here 120 days) and sign the notarial deed before the notary; mortgages and attachments are then cancelled by decree of the delegated judge.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (book a viewing)

Source of data: Court auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice is authoritative. Report an error or request removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit (cauzione): 10% of the offered price, as set out in the sale rules
Balance within 120 days of the award, as stated in the notice
Notary's fee for the notarial deed, payable by the buyer
Registration tax as in a property sale; if the bankrupt party is a company, the sale may be subject to VAT: check the sale rules
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

Deposit: €6,967 (10% of the base price, as the notice requires)
Registration tax (imposta di registro): €1,493 if first home (prima casa) (2%, minimum €1,000) or €6,370 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a company is selling, VAT may apply: the notice states this. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value rather than the price: it is often much less. Ask the sale delegate or the notary.
Notary's fee for the notarial deed (payable by the buyer), transcription and change of ownership: approximately €1,000-€2,500, more for higher amounts
On a share or on bare ownership (nuda proprietà), banks generally do not provide a mortgage: plan to pay everything with your own funds by the deadline for the balance. Indicative budget: €72,159–€78,536.
The notice on the share stated above applies.
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

History of the lot

26 November 2026€69,666
This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €52,250, with a minimum offer from €39,187. This is the maximum reduction, not a forecast.

Where it is

The market here

Auctions in Milan ↗

Area value: in OMI area D35 “Monza, Crescenzago, Gorla, Quartiere Adriano” (outlying), for standard homes in normal condition, the Italian Revenue Agency gives between €2,950 and €4,200 per m² of gross floor area. Rents in the area: 8.7–13.7 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
23,776 homes sold in the last 4 quarters (provincial capital, MI), 54% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Milan: €41,865 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€282 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.