Cusano Milanino · 103 m² · Shop

Shop with cellar at auction in Via Isonzo 8, Cusano Milanino, 103 m²

Via Isonzo 8, Cusano Milanino (Milano)

Photos published with the sale documents. The official notice prevails.

The lot

Shop of 103 m² with cellar in Cusano Milanino: base price €93,938 (€912/m²), occupied by the debtor (as the notice says).

Type	Shop
Surface area	103 m²
Occupancy status	Occupied by the debtor (vacated after the transfer decree) · from the notice
Deadline for offers	17/11/2026 at 13:00 · in 12 days
Auction date	19/11/2026 at 15:00
Minimum offer	€70,453
Deposit	at least 10% of the price you offer: the exact percentage is in the notice
Minimum bid increment	€1,000
Type of sale	Court-ordered sale published on the Public Sales Portal (Court of Monza)
Sale method	Synchronous online auction: live online bidding at a fixed time
Proceedings	R.G.E. 513/2022 · Lot 2 · Court of Monza
Viewings and information	Sale delegate and court-appointed custodian: Daniele Secchi · 0362851073 · avvocati@studiolegalesecchi.com

Offers by Tuesday 17/11/2026 at 13:00; auction Thursday 19/11/2026.

Read the text of the notice

From the notice: Shop of 103.00 m² on the ground floor, comprising a waiting room/secretarial office, meeting room, private office and toilet. Cellar on the basement floor.

How to take part

Electronic offer digitally signed and sent via PEC to the Public Sales Portal. Minimum offer €70,453.

Book the viewing through the Public Sales Portal (Portale delle Vendite Pubbliche, PVP), using the «Book viewing» button on the official listing: by law, requests must go through it (art. 560 c.p.c.). Court-appointed custodian (custode): Daniele Secchi · 0362851073. You can call the custodian with questions about the property. Read the attached appraisal report.
Prepare PEC, digital signature, document and the bank transfer for the deposit (cauzione) (the percentage is in the notice, often 10%).
Send the online offer via the Public Sales Portal by Tuesday 17/11/2026 at 13:00.
Auction on Thursday 19/11/2026 at 15:00: if you are awarded the lot, pay the balance within the terms of the notice and then the transfer decree.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (book the viewing)

Data source: judicial auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the official notice is authoritative. Report an error or request the removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit paid by bank transfer before the auction: the percentage is set by the notice (often 10%, sometimes 20%), so check it before paying
Balance of the price within the deadline set by the notice (at most 120 days from the award)
Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
Occupied by the debtor: the court-appointed custodian handles the vacating on the judge's order; allow a few months before you can move in

What you really need

Deposit: the notice sets the percentage (often 10%, sometimes 20%): check it before making the bank transfer
Registration tax (imposta di registro): €6,441 (9%, minimum €1,000, plus €100 for mortgage and cadastral taxes); if a business is sold, VAT may apply: the notice says so
Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
Indicative total budget starting from €70,453: about €77,894-€79,394
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €154,500 – €278,100

OMI values for shops, area “Centro”, first half of 2026, normal condition, × 103 m².

The potential margin

Scenario	Total cost	Resale	Margin
Resell as it isminimum offer €70,453 + taxes €6,441 + delegated professional €1,000 – €2,500	€77,894 – €79,394	€154,500 – €278,100OMI, normal condition	+€75,106 – +€200,206

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

18 May 2026€125,250
No bids (deserted)
19 November 2026€93,938
This sale · 25% lower than the previous attempt

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €70,453, with a minimum offer from €52,840. This is the maximum reduction, not a forecast.

Where it is

The market here

Auctions in Cusano Milanino ↗

Area value: in OMI area B1 “Centro” (central), for shops in normal condition, the Italian Revenue Agency gives between €1,500 and €2,700 per m² of gross floor area. At the starting price it costs €912 per m²: 39% below the minimum of the area. For 103 m² the area range is worth between €154,500 and €278,100. Rents in the area: 10.4–19 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
43,571 homes sold in the last 4 quarters (rest of the province, MI), 61% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Cusano Milanino: €31,843 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€380 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.