Via Fratelli Cervi 14, Peschiera Borromeo (Milano)
Photos published with the sale documents. The official notice prevails.
Single lot: the property is occupied by a free-loan occupant under a gratuitous loan for use agreement registered in 2021, lasting 6 months with automatic renewal. The agreement provides for use as a residence, whereas at the inspection the premises were being used as a digital printing workshop.
«Al momento del sopralluogo i locali erano utilizzati come laboratorio di stampe digitali.»
Single lot: the appraiser writes that the free-loan agreement is registered, with automatic renewal upon expiry.
«durata 6 mesi con decorrenza dal 01/09/2021 e rinnovo automatico alla scadenza.»
Single lot: the appraiser writes that the property does not have building compliance, with four irregularities (niches, bulkheads, partition walls, external staircase), which it considers regularisable with a SCIA regularisation filing.
«Per quanto rilevato, si evidenzia che l'immobile non è dotato della conformità edilizia.»
Single lot: for the regularisation, the appraiser indicates an average penalty of €3,000, within a range of about €1,000 to €5,000 according to the Municipality.
«Per i fini della presente relazione, si considera la sanzione di importo medio pari a €. 3.000,00.»
Single lot: for cadastral compliance the appraiser writes that the cadastral record needs updating.
«Ai fini della sanatoria edilizia sarà necessario eseguire anche l'aggiornamento della scheda catastale.»
Single lot: there is an outstanding condominium debt of €31,015.05, for which a seizure order (pignoramento) has been registered against the property. The appraiser estimates a price reduction for the unpaid charges of the last two years.
«risulta l'insoluto di €. 31.015,05, per cui è stato iscritto il pignoramento dell'immobile;»
Single lot: for Condominio Fratelli Cervi 14 the instalment of €215 has fallen due and the previous balance of €4,009 is due by 20/09/2026.
«il saldo precedente di € 4.009,00 è in scadenza al 20/09/2026»
Single lot: a fund has been approved for the renewal of the CPI (Fire Prevention Certificate), with €276 charged to the company, and the 3 overdue instalments have not been paid.
«le 3 rate emesse e ormai scadute non sono state versate»
Single lot: the appraiser writes that the heating system with heat pump was not checked for operation and that no system certificates were shown.
«ma non è stato verificato l'effettivo funzionamento»
Single lot: the appraiser indicates that the room needs renovation, with doors in poor condition, a faulty bathroom flush cistern and a section of wall tiling that has come loose.
«Condizioni generali del lotto di vendita: da ristrutturare.»
Single lot: the unit does not meet the accessibility requirement for persons with disabilities.
«L'unità non è dotata del requisito dell'accessibilità.»
Single lot: the appraiser reports easements, including the altius non tollendi and non aedificandi restriction, reciprocal rights of way and an electricity line easement in favour of AEM and ENEL.
«Queste consistono principalmente nel generale vincolo altius non tollendi e non aedificandi,»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 13 of 13. Summary of 5 November 2026. Open the report ↗
126 m² shop in Peschiera Borromeo, Bellaria locality: base price € 122,000 (€968/m²), let (existing lease: check expiry and enforceability in the appraisal report).
| Type | Shop |
|---|---|
| Surface area | 126 m² |
| Occupancy status | Leased (lease in place: check expiry; enforceability in the appraisal) · from the appraisal report |
| Deadline for offers | 12/01/2027 at 13:00 · in 68 days |
| Auction date | 13/01/2027 at 10:30 |
| Minimum offer | €91,500 |
| Deposit | 10% of the price you offer |
| Minimum bid increment | €2,000 |
| Type of sale | Court sale published on the Public Sales Portal (Court of Milan) |
| Sale method | Online asynchronous auction: offers and bids online over a number of days, without being present |
| Proceedings | R.G.E. 161/2026 · Court of Milan |
| Viewings and information | Sale delegate: Nicola Buquicchio · 0249704072 · nicola.buquicchio@bnlex.eu |
Offers by Tuesday 12/01/2027 at 13:00; auction on Wednesday 13/01/2027.
From the notice: Shop no. internal ES92 on the basement level, within the Super Condominiale complex named "Quadrifoglio 3 Lotto I" intended for residential and retail use.
If this auction also ends with no bids (asta deserta), as a rule the judge may reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €91,500, with a minimum offer (offerta minima) of €68,625. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to others.
Online bid digitally signed via PEC on the Public Sales Portal (Portale delle Vendite Pubbliche, PVP). Minimum offer (offerta minima) €91,500.
The appraisal report is not published with the notice: before bidding, ask the sale delegate or the custodian for it (it is free of charge), or find it on the publicity websites listed in the official listing.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book the viewing)
Source of the data: Judicial auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice is authoritative. Report an error or request the removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €126,000 – €195,300
OMI values for shops, area “Peschiera Borromeo”, first half of 2026, normal condition, × 126 m².
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €91,500 + taxes €8,335 + delegated professional €1,000 – €2,500 | €100,835 – €102,335 | €126,000 – €195,300OMI, normal condition | +€23,665 – +€94,465 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €91,500, with a minimum offer from €68,625. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
€494 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
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