Via Giovan Battista Vico 21, Paderno Dugnano (Milano)
Photos published with the sale documents. The official notice prevails.
Single lot: at the inspection the property was found occupied by one of the debtors, so it is not vacant at the time of sale.
«Alla data del sopralluogo l'immobile risulta occupato da uno dei debitori.»
Single lot: the appraiser describes the maintenance condition as overall poor, with finishes dating from the time of construction and the need for clearance, extraordinary cleaning and probable renovation before ordinary use.
«Le condizioni rilevate rendono necessari preliminari interventi di sgombero e pulizia straordinaria»
Single lot: according to the owner, the water system has a leak in the kitchen, so water can be used only in the bathrooms; the boiler is very old, probably open-flue and not compliant.
«è presente una perdita in cucina, per cui al momento l’erogazione dell’acqua risulta»
Single lot: the appraiser indicates the electrical, gas, water and heating systems as outdated and in need of revision, upgrading and certification; it recommends checks by qualified technicians.
«impianto vetusto da revisionare, eventualmente adeguare/ristrutturare e certificare»
Single lot: the overdue and unpaid condominium charges at the date of the appraisal are stated as €3,600, but the appraiser specifies that the total arrears, including previous years, amount to €12,625.
«Il totale degli arretrati, incluse quindi le annualità pregresse, ammonta invece a 12.625 €.»
Single lot: the land registry floor plan does not show the French window of the living room; the appraiser estimates a cost of €600 for a DOCFA filing and defines the property as not fully compliant but regularisable.
«L'immobile risulta non pienamente conforme, ma regolarizzabile.»
Single lot: the appraiser quantifies at €600 the costs of regularising the cadastral irregularities.
«Eventuale pratica DOCFA per miglior rappresentazione: €.600,00»
Single lot: the debtor was recorded as deceased on 21/01/2025, with no acceptance or transcription of the succession, so the property remains registered to the deceased for a 6/9 share.
«allo stato non consta accettazione né trascrizione della successione»
Single lot: the court mortgage registered on the 1/9 share and the transcribed seizure are encumbrances that the proceedings should cancel; the appraiser also indicates the 6/9 share registered to a deceased debtor.
«La formalità è riferita solamente alla quota di 1/9 dei beni.»
Single lot: the appraiser reports no legal encumbrances or charges that would remain with the buyer (points 4.1.1-4.1.4 state 'None').
«4.1.1. Domande giudiziali o altre trascrizioni pregiudizievoli: Nessuna.»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 15 of 15. Summary of 5 November 2026. Open the report ↗
Apartment of 121 m² with cellar and garage in Paderno Dugnano, hamlet of Palazzolo Milanese: base price €171,000 (€1,413/m²), occupied (the appraisal report states this).
| Type | Apartment |
|---|---|
| Surface area | 121 m² |
| Occupancy status | Occupied: who lives there and on what basis is set out in the appraisal report · from the appraisal report |
| Deadline for offers | 23/11/2026 at 13:00 · in 18 days |
| Auction date | 25/11/2026 at 15:00 |
| Minimum offer | €128,250 |
| Deposit | at least 10% of the price you offer: the exact percentage is in the notice |
| Minimum bid increment | €1,000 |
| Type of sale | Court-ordered sale published on the Public Sales Portal (Court of Monza) |
| Sale method | Synchronous online auction: live online bidding at a fixed time |
| Proceedings | R.G.E. 1022/2018 · Court of Monza |
| Viewings and information | Sale delegate: Michele Pozzoli · michelepozzoli@studiopozzoli.it |
Offers due by Monday 23/11/2026 at 13:00; auction on Wednesday 25/11/2026.
From the notice: Apartment in Paderno Dugnano, Via Giovan Battista Vico no. 21 (hamlet of Palazzolo Milanese), of 121 m² for the full ownership share, divided as follows: A.1 cellar, consisting of a single storage room. A.2 single garage.
If this sale also ends with no bids, the judge can normally reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from about €128,250, with a minimum offer (offerta minima) of €96,188. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the judge decides the reduction and in the meantime the lot may be awarded to someone else.
Online offer digitally signed and sent via PEC on the Public Sales Portal. Minimum offer (offerta minima) €128,250.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book the viewing)
Data source: court auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice is what counts. Report an error or request the removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €199,650 – €266,200
OMI values for standard homes, area “Incirano, Calderara, Cassina Amata, Villaggio Ambrosiano, Tangenziale”, first half of 2026, normal condition, × 121 m².
After a full renovation: €272,250 – €387,200
OMI values for the same area, excellent condition, × 121 m².
| Works | €/m² | Total for 121 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €24,200 – €48,400 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €48,400 – €96,800 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €84,700 – €157,300 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €128,250 + taxes €11,642 + delegated professional €1,000 – €2,500 | €140,892 – €142,392 | €199,650 – €266,200OMI, normal condition | +€57,258 – +€125,308 |
| Fully renovate and resellminimum offer €128,250 + taxes €11,642 + delegated professional €1,000 – €2,500 + works €84,700 – €157,300 | €225,592 – €299,692 | €272,250 – €387,200OMI, excellent condition | from −€27,442 to +€161,608 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €128,250, with a minimum offer from €96,188. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Paderno Dugnano (351 homes on a 4+4 open-market contract, 8.7 €/m² a month on average). Change the numbers to run your own figures.
Gross income €12,576 a year. Yield on the total cost: gross 6.7%, net 5%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€692 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
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Mortgage ≈ €372 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
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