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Robecchetto con Induno · 97 m² · Apartment

Flat with cellar at auction in Via Vincenzo Monti, Robecchetto con Induno, 97 m²

Via Vincenzo Monti, Robecchetto con Induno (Milano)

The appraisal report in brief

  1. Unauthorised building works

    Lot 1: the appraisal report declares the flat, cellar and garage non-compliant. It writes that the works cannot be regularised and that the authorised state will have to be restored, subject to future determinations by the competent bodies.

    «Gli interventi non sono sanabili e dovrà essere ripristinata la situazione licenziata fatte salve»

    Quote from the report (Italian), page 11 ↗
  2. Occupancy and title

    Lot 1 (and complex assets): a person told the appraiser that he and his children have been occupying some flats for about 19 years, and that the assets have been paid for but not yet transferred by notarial deed (rogito).

    «occupava alcuni appartamenti da circa 19 anni»

    Quote from the report (Italian), page 3 ↗
  3. Unauthorised building works

    Lot 3: the Municipality issued demolition and restoration orders for the state of the premises within 90 days, addressed to the owner and a female tenant.

    «DEMOLIZIONE ED IL RIPRISTINO DELLO STATO DEI LUOGHI entro 90 gg.»

    Quote from the report (Italian), page 19 ↗
  4. Regularisation costs

    Lot 1: the appraiser estimates presumed costs of €17,000.00 for the technician, restoration works and municipal charges, which the appraiser deducts from the value.

    «opere edili di ripristino, oneri Comunali €. 17.000,00.»

    Quote from the report (Italian), page 11 ↗
  5. Regularisation costs

    Lot 3: the appraiser estimates presumed costs of €15,000.00 for the technician, restoration works and municipal charges.

    «opere edili di ripristino, oneri Comunali €. 15.000,00.»

    Quote from the report (Italian), page 19 ↗
  6. Planning and land-registry discrepancies

    Lot 2: the two flats were merged without the necessary building permit, with internal partition walls demolished, and the appraiser writes that some works cannot be regularised.

    «I due appartamenti sono stati uniti senza la necessaria autorizzazione edilizia»

    Quote from the report (Italian), page 15 ↗
  7. Systems (plumbing, electrical, heating)

    Lot 6: the electrical system is incomplete (sockets, plates and the distribution board are missing), the boiler is not present and hot water cannot be produced.

    «acqua calda sanitaria: non producibile»

    Quote from the report (Italian), page 26 ↗
  8. Unpaid condominium fees

    The appraiser writes that the building complex is managed independently by the occupants, with no condominium administrator indicated.

    «il complesso edilizio è autonomamente gestito dagli occupanti.»

    Quote from the report (Italian), page 5 ↗
  9. State of repair

    The lifts in the complex are present but not working and lack several essential components.

    «Ascensori: presenti ma non funzionanti e mancanti di diversi componenti»

    Quote from the report (Italian), page 7 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 26 of 92: the rest of the report was not read. Summary of 5 November 2026. Open the report ↗

The lot

97 m² flat with cellar in Robecchetto con Induno: base price €55,300 (€570/m²), vacant (the appraisal report says so).

TypeApartment
Surface area97 m²
Occupancy statusVacant · from the appraisal report
Auction round3°
Deadline for offers08/02/2027 at 13:00 · in 95 days
Auction date09/02/2027 at 15:00
Minimum offer€41,475
Depositat least 10% of the price you offer: the exact percentage is in the notice
Minimum bid increment€2,000
Type of saleCourt sale published on the Public Sales Portal (Court of Milan)
Sale methodNo online tender: sealed offers to the sale delegate or to the notary named in the notice
ProceedingsR.G.E. 3733/2013 · Court of Milan
Viewings and informationSale delegate and court-appointed custodian: Carlo Bossi · 022047665 · avv.bossi@studiolegalebossigenna.it

Offers by Monday 08/02/2027 at 13:00; auction Tuesday 09/02/2027; 3rd auction round.

This is not the first sale attempt: the previous attempts ended with no bids and the base price usually falls with each attempt (by how much is stated in the notice).

Read the text of the notice

From the notice: In the Municipality of Robecchetto con Induno, Via Vincenzo Monti snc: Lot 15: first-floor flat made up of two flats joined together for a total of three rooms plus bathroom, two balconies and cellar on the basement floor.

How to take part

Sealed-envelope offer to be deposited at the office of the sale delegate named in the notice, by Monday 08/02/2027 at 13:00: it cannot be made online. The envelope must contain the signed offer and a cashier's cheque for the deposit (cauzione). Minimum offer (offerta minima) €41,475.

  1. Book the viewing through the Public Sales Portal, using the «Book viewing» button in the official listing: by law, requests must go through it (art. 560 c.p.c.). Custodian: Carlo Bossi · 022047665. You can call the custodian with questions about the property. Read the attached appraisal report (perizia).
  2. Prepare the cashier's cheque for the deposit (cauzione): the percentage is stated in the notice, often 10%, made out as stated in the notice.
  3. Deposit the sealed envelope with the signed bid at the sale delegate's office by Monday 08/02/2027 at 13:00.
  4. Attend the opening of the envelopes on Tuesday 09/02/2027 at 15:00: if there are several offers, a bidding round is held among those present; if you are awarded the lot, pay the balance within the time limits set in the notice, and then the transfer decree (decreto di trasferimento) will follow.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit by cashier's cheque placed in the envelope: the notice sets the percentage (often 10%, sometimes 20%), so check it before paying.
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

  • Deposit: the notice sets the percentage (often 10%, sometimes 20%): check it before making the bank transfer
  • Registration tax (imposta di registro): €1,100 if first home (prima casa) (2%, minimum €1,000) or €3,833 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a business is being sold, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: often much less. Ask the sale delegate or the notary.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Total indicative budget starting from €41,475: about €43,575-€47,808
  • Estimate starting from the minimum offer: monthly instalment of about €142 with a mortgage at 70% (€29,032) over 25 years at 3.3%; about €14,542 of savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the registration tax and fees; estimate with deposit at 10%
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €92,150 – €130,950

OMI values for standard homes, area “Intero Centro Urbano”, first half of 2026, normal condition, × 97 m².

After a full renovation: €130,950 – €184,300

OMI values for the same area, excellent condition, × 97 m².

What the works cost

Works€/m²Total for 97 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€19,400 – €38,800
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€38,800 – €77,600
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€67,900 – €126,100

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €41,475 + taxes €3,833 + delegated professional €1,000 – €2,500€46,308 – €47,808€92,150 – €130,950OMI, normal condition+€44,342 – +€84,642
Fully renovate and resellminimum offer €41,475 + taxes €3,833 + delegated professional €1,000 – €2,500 + works €67,900 – €126,100€114,208 – €173,908€130,950 – €184,300OMI, excellent conditionfrom −€42,958 to +€70,092

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

  1. 11 June 2024€41,400

    Outcome not published

  2. 11 June 2024€95,490

    Outcome not published

  3. 11 June 2024€36,000

    Outcome not published · 62% lower than the previous attempt

  4. 9 June 2026€69,200

    Outcome not published

  5. 9 June 2026€0

    Outcome not published · 100% lower than the previous attempt

  6. 9 June 2026€55,300

    Outcome not published

  7. 9 February 2027€69,200

    Outcome not published

  8. 9 February 2027€55,300

    This sale · 20% lower than the previous attempt

  9. 9 February 2027€12,650

    Outcome not published · 77% lower than the previous attempt

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €41,475, with a minimum offer from €31,106. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Robecchetto con Induno (28 homes on a 4+4 open-market contract, 4.9 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€4,268

Gross income €5,748 a year. Yield on the total cost: gross 9.5%, net 7.1%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area B1 “Intero Centro Urbano” (central), for standard homes in normal condition, the Italian Revenue Agency gives between €950 and €1,350 per m² of gross floor area. At the starting price it costs €570 per m²: 40% below the minimum of the area. For 97 m² the area range is worth between €92,150 and €130,950. Rents in the area: 3.8–5.1 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 43,571 homes sold in the last 4 quarters (rest of the province, MI), 61% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in Robecchetto con Induno: €26,571 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€224 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free