Vaprio d'Adda · 67 m² · Apartment

Apartment with cellar at auction in Via Trezzo 49, Vaprio d'Adda, 67 m²

Via Trezzo 49, Vaprio d'Adda (Milano)

Photos published with the sale documents. The official notice prevails.

The lot

67 m² apartment with cellar in Vaprio d'Adda: base price €61,000 (€910/m²), occupied without title (as the notice says).

Type	Apartment
Surface area	67 m² cadastral area (from the notice)
Occupancy status	Occupied without title (the court-appointed custodian frees it after the award) · from the notice
Deadline for offers	02/12/2026 at 13:00 · in 27 days
Auction date	03/12/2026 at 15:30
Minimum offer	€45,750
Deposit	10% of the price you offer
Minimum bid increment	€1,500
Type of sale	Court sale published on the Public Sales Portal (Court of Milan)
Sale method	Online asynchronous auction: offers and bids online over a number of days, without being present
Proceedings	R.G.E. 346/2025 · Lot 1 · Court of Milan
Viewings and information	Sale delegate: Mario Santopietro · aste.santopietro@libero.it

Offers by Wednesday 02/12/2026 at 13:00; auction on Thursday 03/12/2026.

Read the text of the notice

From the notice: Apartment on the raised ground floor, comprising an entrance/living/kitchen room, two bedrooms, a bathroom and a balcony with an attached cellar space.

If this sale also gets no bids, the judge can generally reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €45,750, with a minimum offer from €34,312. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the judge decides the reduction, and in the meantime the lot may be awarded to someone else.

How to take part

Online offer digitally signed and sent by certified email (PEC) on the Public Sales Portal. Minimum offer €45,750.

Book the viewing through the Public Sales Portal, using the «Prenota visita» button on the official listing: by law, requests go through there (art. 560 c.p.c.). For questions about the property, the contact is the sale delegate (delegato alla vendita): Mario Santopietro · aste.santopietro@libero.it. Read the attached appraisal report (perizia).
Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
Submit the online offer on the Public Sales Portal by Wednesday 02/12/2026 at 13:00.
Auction on Thursday 03/12/2026 at 15:30: if you are the successful bidder, balance payment within the terms set out in the notice and then the transfer decree.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (book a viewing)

Data source: Judicial auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice prevails. Report an error or request removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
Balance of the price within the deadline set by the notice (at most 120 days from the award)
Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
Anyone occupying without title will be removed by the court-appointed custodian, and the timing should be factored in

What you really need

Deposit: €4,575 (10% of the minimum offer, as the notice requires) or €6,100 if you offer the base price
Registration tax (imposta di registro): €1,100 if first home (prima casa) (2%, minimum €1,000) or €4,218 in other cases (9%, minimum €1,000), already including €100 for mortgage and cadastral tax; if a business is being sold, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value rather than the price: often much lower. Ask the sale delegate (delegato alla vendita) or the notary.
Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
Indicative total budget starting from €45,750: approximately €47,850–€52,468
Estimate starting from the minimum offer: monthly payment of about €157 with a mortgage covering 70% (€32,025) over 25 years at 3.3%; about €15,825 in savings is needed: the 30% not covered by the mortgage (the deposit paid is part of this and is deducted from the price), the registration tax and the fees
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

History of the lot

3 December 2026€61,000
This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €45,750, with a minimum offer from €34,313. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Vaprio d'Adda (84 homes on a 4+4 open-market contract, 7.7 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€4,589

Gross income €6,180 a year. Yield on the total cost: gross 9.3%, net 6.9%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

43,571 homes sold in the last 4 quarters (rest of the province, MI), 61% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Vaprio d'Adda: €28,276 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€247 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.