Via San Maurizio al Lambro 6, Sesto San Giovanni (Milano)
Photos published with the sale documents. The official notice prevails.
Lot 1: at the inspection the property is found to be occupied by the debtor. The appraiser does not indicate any other title of occupancy.
«Alla data del sopralluogo l'immobile risulta occupato dal debitore»
Lot 1: the appraiser identifies a low-severity unauthorised building work: a plasterboard partition in the living room to create a second bedroom. He writes that it can be regularised by restoring the authorised state.
«E' presente un tavolato in cartongesso realizzato nel soggiorno per la formazione di una seconda camera da letto»
Lot 1: the appraiser estimates the cost of restoration (demolition and disposal) at €3,000.00, with a timescale of 30 days.
«costi di regolarizzazione - ripristino (demolizione e smaltimento): €.3.000,00»
Lot 1: the appraiser writes that, after accessing the records, practice 10/85 concerns the creation of one large room and a storage room. The date of the communication is incompletely written in the text.
«venne presentata comunicazione per opere interne a sensi art.48 L.47/85»
Lot 1: only non-removable constraints listed as none remain charged to the buyer. A voluntary mortgage and the judgment of judicial liquidation will be cancelled by the procedure.
«4.2.1. Iscrizioni: ipoteca volontaria attiva, stipulata il 02/07/2008»
Lot 1: the appraiser indicates an average state of maintenance and below-average quality of the systems. He describes the unit as being in fair condition of use and upkeep.
«L'unità si presenta in discreto stato d'uso e conservazione.»
Lot 1: the appraiser indicates that the conformity of the electrical, heating and water systems cannot be determined. In the reservations, he excludes regulatory conformity of the systems unless documented by certificates.
«conformità: non rilevabile»
Lot 1: the appraiser indicates overdue and unpaid condominium charges of zero as at the date of the appraisal. However, he notes that the building is managed by a company, which should be contacted for an update on management costs.
«Lo stabile risulta amministrato dalla società sotto riportata alla quale si consiglia chiedere un aggiornamento circa le spese di gestione»
Lot 1: the appraiser excludes from the warranty everything that cannot be identified by visual inspection, including hidden defects or unreported non-conformities, the remedy for which is at the successful bidder's expense.
«la cui soluzione è a carico ed onere dell'aggiudicatario»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 16 of 16. Summary of 5 November 2026. Open the report ↗
Apartment of 61 m² with cellar in Sesto San Giovanni: base price €102,000 (€1,672/m²), occupied by the debtor (as the notice states).
| Type | Apartment |
|---|---|
| Surface area | 61 m² |
| Occupancy status | Occupied by the debtor (vacated after the transfer decree) · from the notice |
| Deadline for offers | 17/11/2026 at 13:00 · in 12 days |
| Auction date | 19/11/2026 at 15:00 |
| Minimum offer | €76,500 |
| Deposit | at least 10% of the price you offer: the exact percentage is in the notice |
| Minimum bid increment | €1,000 |
| Type of sale | Competitive sale in insolvency proceedings (Court of Monza), published on the Public Sales Portal |
| Sale method | Synchronous online auction: live online bidding at a fixed time |
| Proceedings | Controlled liquidation no. 44/2025 · Lot 1 · Court of Monza |
| Viewings and information | Liquidator and sale delegate: Vanessa Oggioni · 039380821 · procedure@postudio.net |
Offers by Tuesday 17/11/2026 at 13:00; auction Thursday 19/11/2026.
From the notice: apartment with a total gross floor area, excluding accessories, of approximately 61.00 m², located on the 4th floor (no lift), comprising living room, habitable kitchen, bedroom with internal storage room, bathroom and balcony, plus a cellar room on the basement floor.
If this sale also ends with no bids (asta deserta), the judge can generally reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €76,500, with a minimum offer (offerta minima) of €57,375. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to others.
Irrevocable offer as indicated in the sale terms (disciplinare), online on the Public Sales Portal or on the website of the sale operator. Minimum offer €76,500.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book the viewing)
Data source: Asta giudiziaria (official notice). Colpo d’Asta is a private service, not the official sale website: the notice is authoritative. Report an error or request removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €122,000 – €155,550
OMI values for standard homes, area “Cascina Gatti Pelucca”, first half of 2026, normal condition, × 61 m².
After a full renovation: €158,600 – €195,200
OMI values for the same area, excellent condition, × 61 m².
| Works | €/m² | Total for 61 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €12,200 – €24,400 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €24,400 – €48,800 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €42,700 – €79,300 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €76,500 + taxes €6,985 + delegated professional €1,000 – €2,500 | €84,485 – €85,985 | €122,000 – €155,550OMI, normal condition | +€36,015 – +€71,065 |
| Fully renovate and resellminimum offer €76,500 + taxes €6,985 + delegated professional €1,000 – €2,500 + works €42,700 – €79,300 | €127,185 – €165,285 | €158,600 – €195,200OMI, excellent condition | from −€6,685 to +€68,015 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €76,500, with a minimum offer from €57,375. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Sesto San Giovanni (895 homes on a 4+4 open-market contract, 10.9 €/m² a month on average). Change the numbers to run your own figures.
Gross income €7,944 a year. Yield on the total cost: gross 7.1%, net 5.3%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€413 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
Grezzago · Via Lazio 1
Apartment · 71.5 m²
€1,287/m²
Mortgage ≈ €372 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Corsico · Via Fiume Angolo Via Monti
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€2,417/m²
Mortgage ≈ €1,125 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Lattanzio 68
Apartment · 157 m²
€6,166/m²
Mortgage ≈ €3,918 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Marocchetti 7
Apartment · 77 m²
€3,195/m²
Mortgage ≈ €996 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
