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Vignate · 61 m² · Apartment

Apartment with cellar at auction in Via Manzoni 16, Vignate, 61 m²

Via Manzoni 16, Vignate (Milano)

The appraisal report in brief

  1. Occupancy and title

    Lot 1: at the inspection on 10/06/2026 the property was occupied by one of the debtors. No lease contracts are in force.

    «occupato da uno dei debitori.»

    Quote from the report (Italian), page 2 ↗
  2. Unpaid condominium fees

    Lot 1: the appraiser indicates ordinary annual charges of about €800 and warns that the successful bidder must check on any unpaid instalments.

    «Si segnala che il futuro aggiudicatario dovrà attivarsi ed acquisire le informazioni necessarie»

    Quote from the report (Italian), page 9 ↗
  3. Systems (plumbing, electrical, heating)

    Lot 1: for the production of domestic hot water the appraiser writes that the condition of the boiler is not known.

    «prodotta dalla caldaia (non si conosce lo stato);»

    Quote from the report (Italian), page 5 ↗
  4. Systems (plumbing, electrical, heating)

    Lot 1: the compliance of the building's systems is not available.

    «Conformità degli impianti: non disponibile»

    Quote from the report (Italian), page 9 ↗
  5. Regularisation costs

    Lot 1: the appraiser applies a 5% reduction of the value, equal to €5,050.16, for lack of warranty against defects, with a final valuation rounded to €94,000.00.

    «Riduzione del valore del 5% per assenza di garanzia per vizi»

    Quote from the report (Italian), page 11 ↗
  6. Other

    Lot 1: the property is subject to usufruct and bare ownership rights held by several parties, with different shares.

    «per il diritto di Usufrutto per 1/1;»

    Quote from the report (Italian), page 3 ↗
  7. Other

    Lot 1: the seizure (pignoramento) is recorded in favour of Condominio Manzoni 16, which appears as a creditor of the proceedings.

    «in favore di Condominio Manzoni 16.»

    Quote from the report (Italian), page 8 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 12 of 12. Summary of 5 November 2026. Open the report ↗

The lot

Apartment of 61 m² with cellar in Vignate: base price €94,000 (€1,541/m²), vacant (as the notice says).

TypeApartment
Surface area61 m²
Occupancy statusVacant · from the notice
Deadline for offers18/01/2027 at 13:00 · in 74 days
Auction date19/01/2027 at 15:00
Minimum offer€70,500
Depositat least 10% of the price you offer: the exact percentage is in the notice
Minimum bid increment€1,500
Type of saleCourt sale published on the Public Sales Portal (Court of Milan)
Sale methodOnline asynchronous auction: offers and bids online over a number of days, without being present
ProceedingsR.G.E. 1130/2025 · Lot 1 · Court of Milan
Viewings and informationSale delegate: Giada Belardinelli · g.belardinelli@gbtassociati.it

Offers by Monday 18/01/2027 at 13:00; auction on Tuesday 19/01/2027.

Read the text of the notice

From the notice: residential apartment with cellar on the ground floor, consisting of a living room with kitchen, with balcony, one additional room, bathroom and an ancillary cellar room on the basement level, commercial floor area 61 m².

If this sale also ends as an auction with no bids (asta deserta), the judge can normally cut the base price (prezzo base) by up to a quarter: at the next attempt it could start from about €70,500, with a minimum offer (offerta minima) of €52,875. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the judge decides the reduction, and in the meantime the lot may be awarded to another bidder.

How to take part

Online bid digitally signed and sent via PEC (certified email) on the Public Sales Portal. Minimum offer (offerta minima) €70,500.

  1. Book the viewing through the Public Sales Portal, using the «Book viewing» button on the official listing: by law, requests must go through there (art. 560 c.p.c.). For questions about the property, contact the sale delegate (delegato alla vendita): Giada Belardinelli · g.belardinelli@gbtassociati.it. Read the attached appraisal report (perizia).
  2. Prepare PEC, digital signature, document and the bank transfer for the deposit (cauzione) (the percentage is in the notice, often 10%).
  3. Submit the online offer via the Public Sales Portal by Monday 18/01/2027 at 13:00.
  4. Auction on Tuesday 19/01/2027 at 15:00: if you are awarded the lot, pay the balance within the terms of the notice and then the transfer decree (decreto di trasferimento).

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Data source: judicial auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice prevails. Report an error or request removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit paid by bank transfer before the auction: the percentage is set by the notice (often 10%, sometimes 20%), so check it before paying
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

  • Deposit: the notice sets the percentage (often 10%, sometimes 20%): check it before making the bank transfer
  • Registration tax: €1,510 if first home (prima casa) (2%, minimum €1,000) or €6,445 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if you are selling a business, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: this is often much lower. Ask the sale delegate or the notary.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Indicative total budget starting from €70,500: approx. €73,010-€79,445
  • Estimate starting from the minimum offer: monthly instalment of about €242 with a mortgage at 70% (€49,350) over 25 years at 3.3%; about €23,660 of savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the registration tax and fees; estimate with deposit at 10%
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €97,600 – €128,100

OMI values for standard homes, area “Intero Centro Urbano”, first half of 2026, normal condition, × 61 m².

After a full renovation: €131,150 – €176,900

OMI values for the same area, excellent condition, × 61 m².

What the works cost

Works€/m²Total for 61 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€12,200 – €24,400
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€24,400 – €48,800
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€42,700 – €79,300

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €70,500 + taxes €6,445 + delegated professional €1,000 – €2,500€77,945 – €79,445€97,600 – €128,100OMI, normal condition+€18,155 – +€50,155
Fully renovate and resellminimum offer €70,500 + taxes €6,445 + delegated professional €1,000 – €2,500 + works €42,700 – €79,300€120,645 – €158,745€131,150 – €176,900OMI, excellent conditionfrom −€27,595 to +€56,255

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

  1. 19 January 2027€94,000

    This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €70,500, with a minimum offer from €52,875. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Vignate (65 homes on a 4+4 open-market contract, 9.3 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€5,070

Gross income €6,828 a year. Yield on the total cost: gross 6.7%, net 4.9%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area B1 “Intero Centro Urbano” (central), for standard homes in normal condition, the Italian Revenue Agency gives between €1,600 and €2,100 per m² of gross floor area. At the starting price it costs €1,541 per m²: 4% below the minimum of the area. For 61 m² the area range is worth between €97,600 and €128,100. Rents in the area: 6–7.9 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 43,571 homes sold in the last 4 quarters (rest of the province, MI), 61% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in Vignate: €29,730 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€381 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free