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Sesto San Giovanni · 34 m² · Apartment

Apartment with cellar at auction in Via Giusti 42, Sesto San Giovanni, 34 m²

Via Giusti 42, Sesto San Giovanni (Milano)

The appraisal report in brief

  1. Occupancy and title

    Lot 1: the property is occupied by a tenant under a lease signed on 29/12/2025, expiring on 31/07/2026, with a declared rent of €700 per month. The lease was signed after the seizure.

    «con contratto di affitto, stipulato il 29/12/2025, con scadenza il 31/07/2026»

    Quote from the report (Italian), page 2 ↗
  2. Unpaid condominium fees

    Lot 1: the appraiser indicates overdue and unpaid condominium charges of €700, in addition to annual ordinary expenses of €1,200.

    «Spese condominiali scadute ed insolute alla data della perizia:»

    Quote from the report (Italian), page 4 ↗
  3. Planning and land-registry discrepancies

    Lot 1: the appraiser reports a building discrepancy (the anteroom provided for in the plans is missing) and considers it regularisable, with regularisation costs of €4,500.

    «non è presente l'antibagno previsto nel progetto»

    Quote from the report (Italian), page 5 ↗
  4. Regularisation costs

    Lot 1: for building compliance the appraiser estimates charges, penalties and works at €4,500; for cadastral compliance, charges and fees of €500.

    «oneri professionali, sanzioni e opere: €.4.500,00»

    Quote from the report (Italian), page 5 ↗
  5. State of repair

    Lot 1: the appraiser rates the property's maintenance condition as poor, with systems of poor quality.

    «stato di manutenzione:»

    Quote from the report (Italian), page 6 ↗
  6. Other

    Lot 1: several mortgages and a seizure are registered; the appraiser lists the mortgages among the charges to be cancelled by the proceedings, but among those listed, a judicial mortgage of 2025 and one indicated only in the notarial report do not appear in the mortgage search.

    «Indicazione riportata nella relazione notarile del 19.12.2025 a cura del notaio Federica Valentina Rosso, allegata agli atti e non presente nell'ispezione ipotecaria»

    Quote from the report (Italian), page 3 ↗
  7. Systems (plumbing, electrical, heating)

    Lot 1: the appraiser describes the heating system with wall-mounted metal radiators and rates the quality of the systems as mediocre.

    «qualità degli impianti: mediocre»

    Quote from the report (Italian), page 6 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 8 of 8. Summary of 5 November 2026. Open the report ↗

The lot

Apartment of 34 m² with cellar in Sesto San Giovanni: base price €73,200 (€2,153/m²), let (existing lease: check expiry and enforceability in the appraisal report).

TypeApartment
Surface area34 m²
Occupancy statusLeased (lease in place: check expiry; enforceability in the appraisal) · from the appraisal report
Deadline for offers17/11/2026 at 13:00 · in 12 days
Auction date19/11/2026 at 15:00
Minimum offer€54,900
Deposit10% of the price you offer
Minimum bid increment€1,000
Type of saleCourt-ordered sale published on the Public Sales Portal (Court of Monza)
Sale methodSynchronous online auction: live online bidding at a fixed time
ProceedingsR.G.E. 483/2025 · Court of Monza
Viewings and informationSale delegate and court-appointed custodian: Alberto Brenzone · 0362624771 · info@legal-brenzone.it

Offers by Tuesday 17/11/2026 at 13:00; auction Thursday 19/11/2026.

Read the text of the notice

From the notice: One-room apartment on the second floor of the building in Sesto San Giovanni - Via Giusti 42 -, with a commercial surface of 34.00 m² for a 1/1 share of full ownership, with attached cellar on the semi-basement floor.

If this sale also ends with no bids, as a rule the judge can reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from about €54,900, with a minimum offer (offerta minima) of €41,175. This is the maximum provided by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge, and in the meantime the lot may be awarded to someone else.

How to take part

Online offer digitally signed and sent by certified email (PEC) on the Public Sales Portal (Portale delle Vendite Pubbliche, PVP). Minimum offer (offerta minima): €54,900.

  1. Book the viewing via the Public Sales Portal (Portale delle Vendite Pubbliche, PVP), using the «Book viewing» button on the official listing: by law, requests must go through there (art. 560 c.p.c.). Court-appointed custodian (custode): Alberto Brenzone · 0362624771. You can call the custodian with questions about the property. Read the attached appraisal report (perizia).
  2. Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
  3. Send the online offer via the Public Sales Portal by Tuesday 17/11/2026 at 13:00.
  4. Auction on Thursday 19/11/2026 at 15:00: if you are awarded the lot, pay the balance within the terms of the notice and then the transfer decree.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Data source: court auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice is authoritative. Report an error or request removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
  • Anyone occupying without title will be removed by the court-appointed custodian, and the timing should be factored in

What you really need

  • Deposit: €5,490 (10% of the minimum offer, as the notice requires) or €7,320 if you offer the base price
  • Registration tax (imposta di registro): €1,198 if first home (prima casa) (2%, minimum €1,000) or €5,041 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes. If a business is being sold, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: this is often much lower. Ask the sale delegate or the notary.
  • With the price-value method (cadastral income €271.14), the tax would be about €1,100 for a first home / €3,175 for a second home, always including mortgage and cadastral taxes: ask the sale delegate.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Indicative total budget starting from €54,900: about €57,098–€62,441
  • Estimate starting from the minimum offer: instalment of about €188 per month with a 70% mortgage (€38,430) over 25 years at 3.3%; about €18,668 in savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the tax and the fees
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €81,600 – €108,800

OMI values for standard homes, area “Rondo’ Marelli Stazione”, first half of 2026, normal condition, × 34 m².

After a full renovation: €108,800 – €132,600

OMI values for the same area, excellent condition, × 34 m².

What the works cost

Works€/m²Total for 34 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€6,800 – €13,600
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€13,600 – €27,200
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€23,800 – €44,200

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €54,900 + taxes €5,041 + delegated professional €1,000 – €2,500€60,941 – €62,441€81,600 – €108,800OMI, normal condition+€19,159 – +€47,859
Fully renovate and resellminimum offer €54,900 + taxes €5,041 + delegated professional €1,000 – €2,500 + works €23,800 – €44,200€84,741 – €106,641€108,800 – €132,600OMI, excellent condition+€2,159 – +€47,859

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

  1. 19 November 2026€73,200

    This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €54,900, with a minimum offer from €41,175. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Sesto San Giovanni (895 homes on a 4+4 open-market contract, 10.9 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€3,288

Gross income €4,428 a year. Yield on the total cost: gross 5.5%, net 4.1%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area B1 “Rondo` Marelli Stazione” (central), for standard homes in normal condition, the Italian Revenue Agency gives between €2,400 and €3,200 per m² of gross floor area. At the starting price it costs €2,153 per m²: 10% below the minimum of the area. For 34 m² the area range is worth between €81,600 and €108,800. Rents in the area: 8.8–12.3 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 43,571 homes sold in the last 4 quarters (rest of the province, MI), 61% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in Sesto San Giovanni: €28,751 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€296 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free