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San Donato Milanese · 75 m² · Apartment

Flat with cellar at auction in Via Giuseppe di Vittorio 67, San Donato Milanese, 75 m²

Via Giuseppe di Vittorio 67, San Donato Milanese (Milano)

The appraisal report in brief

  1. State of repair

    Sole lot: the state of maintenance of the flat is poor, with signs of past water infiltration, particularly in the bathroom and kitchen.

    «lo stato manutentivo dell’unità è scarso, con segni di infiltrazioni pre-»

    Quote from the report (Italian), page 6 ↗
  2. Systems (plumbing, electrical, heating)

    Sole lot: the appraiser writes that the systems are not up to standard, in particular in the kitchen, with external trunking for the electrical and gas lines; the declarations of conformity have not been found and must be checked and redone.

    «Gli impianti si presentano non a norma, in particolare nella zona cucina»

    Quote from the report (Italian), page 7 ↗
  3. Systems (plumbing, electrical, heating)

    Sole lot: the declarations of conformity for the systems are missing; they need to be checked and redone.

    «Non rilevate Dichiarazioni di conformità degli impianti: sono da verificare e rifare.»

    Quote from the report (Italian), page 8 ↗
  4. Planning and land-registry discrepancies

    Sole lot: the appraiser cannot fully express an opinion on the legal status because precise shares are missing from the plans of the Atti di Fabbrica.

    «non è possibile esprimersi compiutamente in merito allo stato legittimo in assenza di quote precise sulle grafiche degli Atti di Fabbrica»

    Quote from the report (Italian), page 11 ↗
  5. Planning and land-registry discrepancies

    Single lot: the kitchen and bathroom doors are 60 cm below the legal minimum.

    «le porte di cucina e bagno sono inferiori ai minimi di legge (60 cm)»

    Quote from the report (Italian), page 12 ↗
  6. Regularisation costs

    Single lot: the appraiser estimates a precautionary cost of about €3,500.00 plus statutory additional charges for condominium regularisation and the Certified Occupancy Notice, with timing and procedure that cannot be determined.

    «Si ritiene equo considerare un importo necessariamente indicativo a carico dell’unità pari a € 3.500,00 circa, oltre accessori di legge.»

    Quote from the report (Italian), page 12 ↗
  7. Occupancy and title

    Single lot: the property is occupied by the Debtor with her family, including two minor children; the appraiser gives a different base price (prezzo base) for the vacant lot and for the occupied lot.

    «l’immobile risultava occupato dalla Debitrice con la famiglia.»

    Quote from the report (Italian), page 4 ↗
  8. Unpaid condominium fees

    Single lot: the ordinary management debt for 2025-2026 is €3,926.46, and the buyer is jointly liable with the debtor in the foreclosure proceedings for the unpaid charges of the current year and the previous one.

    «debito gestione ordinaria 2025-2026: € 3.926,46;»

    Quote from the report (Italian), page 10 ↗
  9. Unpaid condominium fees

    Single lot: €662.04 is also due for extraordinary works on facades and balconies approved in 2023, not included in the estimate.

    «debito opere straordinarie ripristino facciate e messa in sicurezza balconi (delibe-»

    Quote from the report (Italian), page 10 ↗
  10. Restrictions and easements

    Sole lot: a voluntary mortgage (ipoteca volontaria) securing a mortgage loan (mutuo fondiario) encumbers the property, with a mortgage amount of €240,000.00, to be cancelled by the proceedings.

    «Importo ipoteca: € 240.000,00.»

    Quote from the report (Italian), page 9 ↗
  11. Other

    Single lot: the heating system and hot water are partly to be checked; the gas boiler is on the balcony and its installation needs to be verified. The hob has no extractor hood connected to an exhaust flue.

    «Il piano cottura non è dotato di regolare cappa aspirante collegata a canna di esalazione.»

    Quote from the report (Italian), page 7 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 16 of 16. Summary of 5 November 2026. Open the report ↗

The lot

Flat of 75 m² with cellar in San Donato Milanese: base price €156,000 (€2,080/m²), occupied by the debtor (the notice says so).

TypeApartment
Surface area75 m²
Occupancy statusOccupied by the debtor (vacated after the transfer decree) · from the notice
Deadline for offers25/01/2027 at 13:00 · in 81 days
Auction date26/01/2027 at 15:30
Minimum offer€117,000
Deposit10% of the price you offer
Minimum bid increment€2,500
Type of saleCourt sale published on the Public Sales Portal (Court of Milan)
Sale methodOnline asynchronous auction: offers and bids online over a number of days, without being present
ProceedingsR.G.E. 171/2026 · Court of Milan
Viewings and informationSale delegate: Giovanni Rosati · 025391036 · aste.rosati@gmail.com

Offers by Monday 25/01/2027 at 13:00; auction on Tuesday 26/01/2027.

Read the text of the notice

From the notice: Property on the fourth floor, comprising entrance hall/corridor, kitchen-diner with balcony, bathroom, bedroom, living room, storage room, with cellar room on the semi-basement level.

If this sale also ends with no bids, the judge can normally reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €117,000, with a minimum offer (offerta minima) of €87,750. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the judge decides the reduction and in the meantime the lot could be awarded to someone else.

How to take part

Online offer digitally signed via PEC on the Public Sales Portal (Portale Vendite Pubbliche, PVP). Minimum offer €117,000.

  1. Book a viewing through the Public Sales Portal, using the «Book a viewing» button on the official listing: by law, requests go through there (art. 560 c.p.c.). For questions about the property, your contact is the sale delegate (delegato alla vendita): Giovanni Rosati · 025391036. Read the attached appraisal report (perizia).
  2. Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
  3. Submit your online bid on the Public Sales Portal by Monday 25/01/2027 at 13:00.
  4. Auction on Tuesday 26/01/2027 at 15:30: if you win the lot, pay the balance within the deadlines in the notice and then the transfer decree (decreto di trasferimento) is issued.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
  • Occupied by the debtor: the court-appointed custodian handles the vacating on the judge's order; allow a few months before you can move in

What you really need

  • Deposit: €11,700 (10% of the minimum offer, as the notice requires) or €15,600 if you offer the base price
  • Registration tax (imposta di registro): €2,440 if it is your first home (prima casa) (2%, minimum €1,000) or €10,630 in other cases (9%, minimum €1,000), already including €100 for mortgage and cadastral taxes; if a business is being sold, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: this is often much lower. Ask the sale delegate or the notary.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Indicative total budget starting from €117,000: approximately €120,440-€130,130
  • Estimate starting from the minimum offer: monthly payment of about €401 with a 70% mortgage (€81,900) over 25 years at 3.3%; you need about €38,540 in savings: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the tax and the fees
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €157,500 – €232,500

OMI values for standard homes, area “Trivulzina, Bordolano, Metanopoli”, first half of 2026, normal condition, × 75 m².

After a full renovation: €240,000 – €300,000

OMI values for the same area, excellent condition, × 75 m².

What the works cost

Works€/m²Total for 75 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€15,000 – €30,000
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€30,000 – €60,000
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€52,500 – €97,500

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €117,000 + taxes €10,630 + delegated professional €1,000 – €2,500€128,630 – €130,130€157,500 – €232,500OMI, normal condition+€27,370 – +€103,870
Fully renovate and resellminimum offer €117,000 + taxes €10,630 + delegated professional €1,000 – €2,500 + works €52,500 – €97,500€181,130 – €227,630€240,000 – €300,000OMI, excellent condition+€12,370 – +€118,870

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

  1. 26 January 2027€156,000

    This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €117,000, with a minimum offer from €87,750. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in San Donato Milanese (374 homes on a 4+4 open-market contract, 10.4 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€6,960

Gross income €9,372 a year. Yield on the total cost: gross 5.5%, net 4.1%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area B1 “Trivulzina, Bordolano, Metanopoli” (central), for standard homes in normal condition, the Italian Revenue Agency gives between €2,100 and €3,100 per m² of gross floor area. At the starting price it costs €2,080 per m²: 1% below the minimum of the area. For 75 m² the area range is worth between €157,500 and €232,500. Rents in the area: 8.2–13.1 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 43,571 homes sold in the last 4 quarters (rest of the province, MI), 61% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in San Donato Milanese: €37,674 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€631 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free