Via Amerigo Vespucci 11, Cologno Monzese (Milano)
Photos published with the sale documents. The official notice prevails.
Lot 1: the property was found to be occupied by the debtor on the date of the site inspection. The database of the Agenzia delle Entrate shows no lease contracts.
«Alla data del sopralluogo l'immobile risulta occupato dal debitore.»
Lot 1: the overdue and unpaid condominium charges on the date of the appraisal report amount to €17,201.00. The appraiser also points out that whoever takes over is jointly liable with the condominium owner for the building charges of the current year and the previous year.
«Spese condominiali scadute ed insolute alla data della perizia: €. 17.201,00»
Lot 1: the appraiser refers to art. 63 of the implementing provisions of the Civil Code, under which whoever takes over the rights of a condominium owner is jointly liable with that owner for the building charges of the current year and the previous year.
«chi subentra nei diritti di un condomino è obbligato solidalmente con questo al pagamento dei contributi»
Lot 1: the appraiser cannot certify full building compliance because the drawings of the latest variant are missing, although he states that the works are lawful. For this reason he has applied a 10% reduction in value.
«lo scrivente non è in grado di attestare la piena conformità edilizia del bene, pur potendone affermare la liceità»
Lot 1: the appraiser finds internal discrepancies with the authorised state, including a different layout of the spaces and an enlarged door opening. A dividing wall has been built on the balcony, which the appraiser believes should probably be regularised at condominium level.
«sul balcone a servizio dei locali cucina e soggiorno risulta realizzata una parete divisoria»
Lot 1: for building compliance the appraiser indicates regularisation through a CILA in regularisation, with professional fees of €1,800.00 and a penalty of €1,000.00, within 60 days.
«oneri professionali per la presentazione di foglio di CILA in sanatoria: €.1.800,00»
Lot 1: the appraiser warns that the regularisation applications are subject to discretionary opinions that could be unfavourable, and in that case demolition or removal would be needed, at costs comparable to or higher than these.
«sarà necessaria la demolizione/rimozione/modifica delle opere non conformi con costi paragonabili ed eventualmente superiori»
Lot 1: the cadastral record does not show the internal discrepancies, and the street naming is incomplete (number 11 and staircase C are missing). Cadastral regularisation can only take place after the building regularisation (sanatoria), at costs of €400.00 and €140.00.
«la scheda catastale attualmente presente in banca dati non rappresenta le difformità interne evidenziate»
Lot 1: no conformity documentation for the systems has been produced. The appraiser indicates that all systems must be checked, brought up to standard and certified where necessary, and for electrical, water, air-conditioning and heating systems compliance cannot be determined.
«Non è stata prodotta al perito nessuna documentazione attestante la conformità degli impianti.»
Lot 1: the appraiser considers the brightness, the quality of the systems and services, and the aluminium protections to be below average. The wooden window frames are judged mediocre.
«qualità degli impianti: al di sotto della media»
Lot 1: mortgages and seizures to be cancelled by the procedure are registered, including a voluntary mortgage of €500,000 and a seizure transcribed on 04/12/2025.
«ipoteca volontaria attiva, stipulata il 30/10/2007»
Lot 1: the appraiser applies a 5% reduction for the general state of maintenance of the property.
«Stato manutentivo generale»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 19 of 19. Summary of 5 November 2026. Open the report ↗
Apartment of 106 m² with cellar in Cologno Monzese: base price €178,000 (€1,667/m²), occupied (the notice says so).
| Type | Apartment |
|---|---|
| Surface area | 106 m² |
| Occupancy status | Occupied: who lives there and on what basis is set out in the appraisal report · from the notice |
| Deadline for offers | 07/12/2026 at 13:00 · in 32 days |
| Auction date | 09/12/2026 at 14:30 |
| Minimum offer | €133,500 |
| Deposit | at least 10% of the price you offer: the exact percentage is in the notice |
| Minimum bid increment | €1,000 |
| Type of sale | Court-ordered sale published on the Public Sales Portal (Court of Monza) |
| Sale method | Synchronous online auction: live online bidding at a fixed time |
| Proceedings | R.G.E. 521/2025 · Lot 1 · Court of Monza |
| Viewings and information | Sale delegate and court-appointed custodian (custode): Giuseppe Bonato · 0362354786 · giuseppe@studio-bonato.it |
Offers by Monday 07/12/2026 at 13:00; auction on Wednesday 09/12/2026.
From the notice: apartment of about 106.80 m² for the 1000/1000 share, located on the first floor, staircase C, consisting of three rooms, kitchen, two bathrooms, two balconies with an attached cellar room on the basement level.
If this sale also has no bids (asta deserta), the judge can normally reduce the base price by up to a quarter: at the next attempt it could start from about €133,500, with a minimum offer of €100,125. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge, and in the meantime the lot may be awarded to someone else.
Online offer digitally signed and sent by certified email (PEC) via the Public Sales Portal (Portale delle Vendite Pubbliche, PVP). Minimum offer (offerta minima) €133,500.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book the viewing)
Source of data: Court auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice prevails. Report an error or ask for this listing to be removed.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €213,600 – €283,020
OMI values for standard homes, area “Centro”, first half of 2026, normal condition, × 107 m².
After a full renovation: €288,360 – €363,120
OMI values for the same area, excellent condition, × 107 m².
| Works | €/m² | Total for 107 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €21,360 – €42,720 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €42,720 – €85,440 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €74,760 – €138,840 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €133,500 + taxes €12,115 + delegated professional €1,000 – €2,500 | €146,615 – €148,115 | €213,600 – €283,020OMI, normal condition | +€65,485 – +€136,405 |
| Fully renovate and resellminimum offer €133,500 + taxes €12,115 + delegated professional €1,000 – €2,500 + works €74,760 – €138,840 | €221,375 – €286,955 | €288,360 – €363,120OMI, excellent condition | +€1,405 – +€141,745 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €133,500, with a minimum offer from €100,125. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Cologno Monzese (359 homes on a 4+4 open-market contract, 9.9 €/m² a month on average). Change the numbers to run your own figures.
Gross income €12,624 a year. Yield on the total cost: gross 6.5%, net 4.8%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€721 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
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€1,287/m²
Mortgage ≈ €372 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Corsico · Via Fiume Angolo Via Monti
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€2,417/m²
Mortgage ≈ €1,125 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Lattanzio 68
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€6,166/m²
Mortgage ≈ €3,918 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Marocchetti 7
Apartment · 77 m²
€3,195/m²
Mortgage ≈ €996 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
