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Arluno · 98 m² · Apartment

Apartment with garage and cellar at auction in Via del Carso, 2/4-6, Arluno, 98 m²

Via del Carso, 2/4-6, Arluno (Milano)

The appraisal report in brief

  1. Occupancy and title

    Single lot: on the date of the joint inspection, 15/04/2026, the properties were occupied, without any title, by a person identified as OMISSIS, also verified by the court-appointed custodian (Custode Giudiziario). No registered lease contracts are recorded with the Italian Revenue Agency (Agenzia delle Entrate).

    «Alla data del sopralluogo congiunto (15/04/2026) i beni immobili oggetto di perizia erano occupati»

    Quote from the report (Italian), page 3 ↗
  2. Planning and land-registry discrepancies

    Single lot, Section A (flat): the appraiser writes that the rooms were NOT COMPLIANT with the cadastral record. The cellar and the garage, however, are compliant.

    «dell'appartamento si presentavano in una situazione NON CONFORME a quanto riportato in scheda catastale»

    Quote from the report (Italian), page 3 ↗
  3. Planning and land-registry discrepancies

    Single lot, Section A: in the living room, which was listed as a double room in the land registry, a plasterboard wall has been built to create a second bedroom. The appraiser does not state the legal basis for this change.

    «è stata realizzata una parete in cartongesso a divisione nel doppio soggiorno per creare una nuova»

    Quote from the report (Italian), page 8 ↗
  4. Planning and land-registry discrepancies

    Single lot: building application no. 30/71 was not found in the municipality's archives, but is recorded as Building Application no. 30/1970 submitted on 01/03/1971.

    «non è reperibile negli archivi comunali, ma risulta rubricata ai»

    Quote from the report (Italian), page 13 ↗
  5. Regularisation costs

    Single lot: to remedy the situation, a paid regularisation CILA and a DOCFA update are required; the appraiser estimates the total cost at around €3,500.00, including professional fees, duties and costs.

    «DOCFA catastale con nuova scheda, compreso diritti e costi = pari a circa €. 3.500,00.»

    Quote from the report (Italian), page 5 ↗
  6. Restrictions and easements

    Single lot: the appraiser refers to the attached condominium regulations for rights of way and other restrictions, which are not described in detail in the appraisal report.

    «Servitù di passaggio, o varie : Vedere Regolamento Condominiale allegato.»

    Quote from the report (Italian), page 11 ↗
  7. Unpaid condominium fees

    Single lot: the appraiser deducts €6,700.00 from the price for two years of ordinary condominium charges and €2,650.00 for extraordinary charges already approved. The appraisal report makes no mention of any arrears in progress.

    «Deduzione per spese condominiali ordinarie di 2 anni»

    Quote from the report (Italian), page 16 ↗
  8. State of repair

    Single lot: the appraiser rates the general condition of the building as fair. The flat is rated in good condition, while the cellar is rated as fair.

    «condizioni generali dello stabile: Discrete.»

    Quote from the report (Italian), page 7 ↗
  9. Systems (plumbing, electrical, heating)

    Single lot: no conformity certificates for the systems are present. The flat has no burglar alarm, and the electrical system is chased into the walls.

    «Certificazioni di conformità degli impianti»

    Quote from the report (Italian), page 9 ↗
  10. Other

    Single lot: the attachment is registered on the 1/2 share of each of the two co-owners and is valid up to the amount of €136,805.88, plus interest and costs.

    «Il trascrivendo pignoramento è da intendersi fino alla concorrenza di euro 136.805,88 oltre interessi e spese.»

    Quote from the report (Italian), page 11 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 16 of 16. Summary of 5 November 2026. Open the report ↗

The lot

Apartment of 98 m² with a 21 m² garage and cellar in Arluno: base price €112,800 (€1,151/m²), occupied without legal title (the notice says so).

TypeApartment
Surface area98 m² + 21 m² garage
Occupancy statusOccupied without title (the court-appointed custodian frees it after the award) · from the notice
Deadline for offers01/12/2026 at 13:00 · in 26 days
Auction date02/12/2026 at 10:00
Minimum offer€84,600
Deposit10% of the price you offer
Minimum bid increment€2,000
Type of saleCourt sale published on the Public Sales Portal (Court of Milan)
Sale methodOnline asynchronous auction: offers and bids online over a number of days, without being present
ProceedingsR.G.E. 1138/2025 · Court of Milan
Viewings and informationSale delegate: Elisa Castagnoli · 0276028498 · studio@elexia.it

Offers by Tuesday 01/12/2026 at 13:00; auction on Wednesday 02/12/2026.

Read the text of the notice

From the notice: Apartment on the second floor, comprising three rooms and services, with attached cellar on the basement level, category A3, cadastral surface area 98 m², with attached garage on level S1, category C6, size 21 m².

How to take part

Online offer digitally signed and sent via PEC to the Public Sales Portal (Portale delle Vendite Pubbliche, PVP). Minimum offer (offerta minima): €84,600.

  1. Book the viewing via the Public Sales Portal (Portale Vendite Pubbliche), using the «Book viewing» button in the official listing: by law, requests must go through there (art. 560 c.p.c.). For questions about the property, the contact is the sale delegate (delegato alla vendita): Elisa Castagnoli · 0276028498. Read the attached appraisal report (perizia).
  2. Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
  3. Submit the telematic offer on the Public Sales Portal by Tuesday 01/12/2026 at 13:00.
  4. Auction on Wednesday 02/12/2026 at 10:00: if you are awarded the lot, pay the balance within the terms of the notice and then the transfer decree follows.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
  • Anyone occupying without title will be removed by the court-appointed custodian, and the timing should be factored in

What you really need

  • Deposit: €8,460 (10% of the minimum offer, as the notice requires) or €11,280 if you offer the base price
  • Registration tax (imposta di registro): €1,792 if first home (prima casa) (2%, minimum €1,000) or €7,714 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a company is selling, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: it is often much lower. Ask the sale delegate or the notary.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Indicative total budget starting from €84,600: approximately €87,392–€94,814
  • Estimate starting from the minimum offer: monthly instalment of about €290 with a 70% mortgage (€59,220) over 25 years at 3.3%; about €28,172 in savings are needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the registration tax and fees
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €147,000 – €191,100

OMI values for standard homes, area “Intero Centro Urbano”, first half of 2026, normal condition, × 98 m².

After a full renovation: €196,000 – €240,100

OMI values for the same area, excellent condition, × 98 m².

What the works cost

Works€/m²Total for 98 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€19,600 – €39,200
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€39,200 – €78,400
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€68,600 – €127,400

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €84,600 + taxes €7,714 + delegated professional €1,000 – €2,500€93,314 – €94,814€147,000 – €191,100OMI, normal condition+€52,186 – +€97,786
Fully renovate and resellminimum offer €84,600 + taxes €7,714 + delegated professional €1,000 – €2,500 + works €68,600 – €127,400€161,914 – €222,214€196,000 – €240,100OMI, excellent conditionfrom −€26,214 to +€78,186

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

  1. 22 September 2026€141,000

    No bids (deserted)

  2. 2 December 2026€112,800

    This sale · 20% lower than the previous attempt

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €84,600, with a minimum offer from €63,450. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Arluno (109 homes on a 4+4 open-market contract, 7.5 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€6,541

Gross income €8,808 a year. Yield on the total cost: gross 7.2%, net 5.3%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Auctions in Arluno ↗
  • Area value: in OMI area B1 “Intero Centro Urbano” (central), for standard homes in normal condition, the Italian Revenue Agency gives between €1,500 and €1,950 per m² of gross floor area. At the starting price it costs €1,151 per m²: 23% below the minimum of the area. For 98 m² the area range is worth between €147,000 and €191,100. Rents in the area: 6.6–8.8 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 43,571 homes sold in the last 4 quarters (rest of the province, MI), 61% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in Arluno: €28,889 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€457 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free