Via Concordia 9, Cusano Milanino (Milano)
Photos published with the sale documents. The official notice prevails.
Lot 1: on the date of the inspection (21/04/2026) the property is occupied by the debtors. The appraiser does not indicate any title other than ownership.
«Alla data del sopralluogo (21/04/2026) l'immobile risulta occupato dai debitori.»
Lot 1: the double box is linked by a pertinence restriction to the apartment. The appraiser writes that the garage cannot be sold separately, under penalty of nullity of the deed.
«non potrà essere ceduta separatamente dall'unità immobiliare ad uso abitazione alla quale è legat da vincolo pertinenziale, pena la nullità dell'atto di trasferimento.»
Lot 1: the appraiser finds building irregularities in the box (width and height greater than the permit) and in the basement floor. For the apartment he writes that compliance cannot be demonstrated and a regularisation application will probably be needed.
«occorrerà redigere pratica edilizia in Sanatoria e per tale motivo servirà preventivamente effettuare un'indagine più puntuale»
Lot 1: the appraiser reports in the garden an underground storage room of about 4 m², of unauthorised nature and to be removed, not considered in the valuation.
«manufatto di carattere abusivo da rimuovere - non considerato nella presente stima»
Lot 1: in the cadastre the box and the apartment have dimensions and heights different from the actual state. The discrepancies can be regularised through the DOCFA procedure.
«box di dimensioni differenti e altezza differente»
Lot 1: the absence of the certificate of habitability could complicate the future resale of the property, and the request should be supported by documentation including a structural check of the lift shaft.
«l'assenza del certificato di agibilità potrebbe complicare la futura rivendita del bene»
Lot 1: overdue and unpaid condominium charges at the date of the appraisal amount to €4,735.34. The appraiser asks to verify them with the administrator, as they will need to be updated at the time of the award.
«Spese condominiali scadute ed insolute alla data della perizia: €. 4.735,34»
Lot 1: the appraiser estimates €1,000.00 for the costs of regularising the cadastral discrepancies (technical fees and cadastral rights). For building irregularities he says the costs are included in a lump sum in the value.
«tecnico incaricato e diritti catastali: €.1.000,00»
Lot 1: the appraiser warns that failure to regularise the irregularities may cause problems for the future marketability of the property on the open market. No warranty for defects is recognised in the reduction of value.
«La mancata regolarizzazione delle difformità elencate potrà comportare problemi alla commerciabilità futura del bene»
Lot 1: there are entries that the appraiser states have been cancelled by the procedure, including a voluntary mortgage and a court-ordered mortgage. The urban planning restriction in favour of the Comune remains the burden of the buyer.
«Ipoteca giudiziale, stipulata il 29/10/2019 a firma del Tribunale di Monza»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 13 of 13. Summary of 5 November 2026. Open the report ↗
173 m² apartment with double garage in Cusano Milanino: base price (prezzo base) €515,000 (€2,972/m²), occupied (as the notice states).
| Type | Apartment |
|---|---|
| Surface area | 173 m² |
| Occupancy status | Occupied: who lives there and on what basis is set out in the appraisal report · from the notice |
| Deadline for offers | 14/12/2026 at 13:00 · in 39 days |
| Auction date | 16/12/2026 at 14:30 |
| Minimum offer | €386,250 |
| Deposit | at least 10% of the price you offer: the exact percentage is in the notice |
| Minimum bid increment | €2,000 |
| Type of sale | Court-ordered sale published on the Public Sales Portal (Court of Monza) |
| Sale method | Synchronous online auction: live online bidding at a fixed time |
| Proceedings | R.G.E. 639/2021 · Lot 1 · Court of Monza |
| Viewings and information | Sale delegate and court-appointed custodian (custode): Giuseppe Bonato · 0362354786 · giuseppe@studio-bonato.it |
Offers by Monday 14/12/2026 at 13:00; auction Wednesday 16/12/2026.
From the notice: apartment of 173.30 m² comprising four rooms plus kitchen and two bathrooms on the ground floor, and two rooms plus laundry room on the basement floor; the property includes a pertinent outdoor area (garden) plus a double box (garage).
If this sale also goes unsold, the judge can generally reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €386,250, with a minimum offer (offerta minima) of €289,688. This is the maximum provided by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge, and in the meantime the lot may be awarded to someone else.
Online offer digitally signed via certified email on the Public Sales Portal. Minimum offer €386,250.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book the viewing)
Data source: court auction (official notice). Colpo d’Asta is a private service, not the official sale website: the official notice prevails. Report an error or request the removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €337,935 – €467,910
OMI values for standard homes, area “Centro”, first half of 2026, normal condition, × 173 m².
After a full renovation: €476,575 – €623,880
OMI values for the same area, excellent condition, × 173 m².
| Works | €/m² | Total for 173 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €34,660 – €69,320 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €69,320 – €138,640 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €121,310 – €225,290 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €386,250 + taxes €34,862 + delegated professional €1,000 – €2,500 | €422,112 – €423,612 | €337,935 – €467,910OMI, normal condition | from −€85,678 to +€45,798 |
| Fully renovate and resellminimum offer €386,250 + taxes €34,862 + delegated professional €1,000 – €2,500 + works €121,310 – €225,290 | €543,422 – €648,902 | €476,575 – €623,880OMI, excellent condition | from −€172,327 to +€80,457 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €386,250, with a minimum offer from €289,688. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Cusano Milanino (147 homes on a 4+4 open-market contract, 9.3 €/m² a month on average). Change the numbers to run your own figures.
Gross income €19,404 a year. Yield on the total cost: gross 3.5%, net 2.6%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€2,085 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
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€1,287/m²
Mortgage ≈ €372 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
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Mortgage ≈ €1,125 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Lattanzio 68
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€6,166/m²
Mortgage ≈ €3,918 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
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€3,195/m²
Mortgage ≈ €996 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
