Via Edmondo De Amicis 6, Cuggiono (Milano)
Photos published with the sale documents. The official notice prevails.
Single lot. The properties are occupied by the debtor, who lives in the apartment together with the co-owner. The appraiser does not appear to have found any leases in force.
«la quale risulta residente presso l’appartamento in oggetto unitamente al Sig. Omissis»
Single lot. The appraiser reports that no leases are in force for the assets subject to enforcement.
«Non risultano contratti di locazione in essere per i beni oggetto di espropriazione»
Single lot, Unit 1 (apartment). The appraiser notes two attic storerooms not shown in the drawings attached to the building permit (C.E.) and to the DIA, and a height on the second floor about 15 cm greater than in the drawings. According to the appraiser, these discrepancies could be regularised with a SCIA sanatoria.
«non risultano rappresentati i due ripostigli sottotetto posti al piano secondo dell’unità immobiliare»
Single lot, Unit 2 (garage). In the cadastral plan, part of the garage is listed as a storage room, whereas the DIA provides for a single use as a garage.
«una porzione del bene risulta destinata a “ripostiglio” diversamente da quanto concessionato»
Single lot. The appraiser considers that the irregularities found fall within cases that can be settled with an SCIA filing for regularisation (sanatoria), subject to verification with the municipal technical office.
«sarebbero regolarizzabili mediante presentazione di SCIA in sanatoria tramite tecnico abilitato»
Single lot. The appraiser estimates at around €5,100.00, plus VAT and charges, the cost of regularising (sanatoria) the irregularities, calculated on an average penalty; any municipal charges are excluded.
«si stima pertanto in un importo pari ad Euro 5.100,00 circa, oltre Iva ed oneri di legge»
Single lot. The appraiser indicates unpaid condominium charges over the last two years of €2,085.04, and approved but not yet due charges of €792.00. The successful bidder (aggiudicatario) may be jointly liable for the unpaid shares.
«Spese condominiali non pagate negli ultimi due anni anteriori alla data della perizia»
Single lot. The appraiser writes that the successful bidder (aggiudicatario) must check the updated amounts due for the current year and the previous one, which are jointly owed with the debtor.
«su di lui gravanti in via solidale con l’espropriato ex art. 63 quarto comma disp. att. c.c.»
Single lot. The appraiser indicates that the garage and cellar are in normal general condition. The apartment is in good to excellent condition.
«condizioni generali: normali»
Single lot. Mortgages and a foreclosure are registered; the judicial claim and the family fund (fondo patrimoniale) are listed as encumbrances that remain with the buyer.
«Gravante sull’intero dei beni oggetto di procedura espropriativa.»
Single lot. The appraiser indicates that the property cannot be conveniently divided and that the sale concerns only the 1/2 share subject to foreclosure.
«la medesima unità non risulta comodamente divisibile»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 16 of 16. Summary of 5 November 2026. Open the report ↗
125 m² apartment with a 29 m² parking space and cellar in Cuggiono: base price €181,200 (€1,450/m²), occupied by the debtor (as stated in the notice).
| Type | Apartment |
|---|---|
| Surface area | 125 m² + parking space 29 m² |
| Occupancy status | Occupied by the debtor (vacated after the transfer decree) · from the notice |
| Deadline for offers | 15/12/2026 at 13:00 · in 40 days |
| Auction date | 16/12/2026 at 11:00 |
| Minimum offer | €135,900 |
| Deposit | 10% of the price you offer |
| Minimum bid increment | €3,000 |
| Type of sale | Court sale published on the Public Sales Portal (Court of Milan) |
| Sale method | Online asynchronous auction: offers and bids online over a number of days, without being present |
| Proceedings | R.G. 39415/2025 · Court of Milan |
| Viewings and information | Sale delegate: Manuela Iolanda Concetta Sorge · 3486924552 · avv.sorge@gmail.com |
Offers by Tuesday 15/12/2026 at 13:00; auction on Wednesday 16/12/2026.
From the notice: Two-level apartment comprising a living room, kitchen and bathroom service area on P1; on P2, 2 bedrooms, a bathroom, 2 storage rooms in the attic accessed from the terrace, plus a cellar room and an annexed garage box.
Digitally signed online offer sent by certified email (PEC) via the Public Sales Portal (Portale delle Vendite Pubbliche, PVP). Minimum offer (offerta minima) €135,900.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book a viewing)
Data source: court auction (official notice). Colpo d’Asta is a private service, not the official sale website: the official notice prevails. Report an error or request the removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €125,000 – €168,750
OMI values for standard homes, area “Centro Urbano”, first half of 2026, normal condition, × 125 m².
After a full renovation: €175,000 – €212,500
OMI values for the same area, excellent condition, × 125 m².
| Works | €/m² | Total for 125 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €25,000 – €50,000 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €50,000 – €100,000 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €87,500 – €162,500 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €135,900 + taxes €12,331 + delegated professional €1,000 – €2,500 | €149,231 – €150,731 | €125,000 – €168,750OMI, normal condition | from −€25,731 to +€19,519 |
| Fully renovate and resellminimum offer €135,900 + taxes €12,331 + delegated professional €1,000 – €2,500 + works €87,500 – €162,500 | €236,731 – €313,231 | €175,000 – €212,500OMI, excellent condition | −€138,231 – −€24,231 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
No bids (deserted)
This sale · 20% lower than the previous attempt
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €135,900, with a minimum offer from €101,925. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Cuggiono (72 homes on a 4+4 open-market contract, 6.4 €/m² a month on average). Change the numbers to run your own figures.
Gross income €9,576 a year. Yield on the total cost: gross 4.8%, net 3.6%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€734 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
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