Via Villoresi 3/B, Cuggiono (Milano)
Photos published with the sale documents. The official notice prevails.
Single lot: the appraiser describes the building and body A as in serious disrepair. The internal staircase is disused and unsafe, and the roof of body A has partly collapsed and is unsafe.
«condizioni generali dello stabile: DEGRADO STRUTTURALE»
Lot 001: the appraiser writes that apartment body A-B is non-compliant from the building point of view due to a different internal layout, regularisable through a CILA regularisation filing, estimated cost €1,800.00.
«L’IMMOBILE CORPO A – CORPO B È NON CONFORME DAL PUNTO DI VISTA EDILIZIO.»
Lot 001: body A-B is also non-compliant from the cadastral point of view, regularisable with a new cadastral floor plan record, estimated cost €650.00.
«L’IMMOBILE CORPO A-B È NON CONFORME DAL PUNTO DI VISTA CATASTALE.»
Lot 001: the appraiser reports that the heating system is missing and that the electrical system is obsolete, with no certification.
«MANCA IMPIANTO RISCALDAMENTO.»
Lot 001: the habitability requirements are not met at the time of the inspection, and the appraiser reports an unsafe access balcony (ballatoio).
«ALLO STATO DEL SOPRALLUOGO MANCANO I REQUISITI DI ABITABILITA’.»
Lot 001: the property is occupied by the debtor and family, and the appraiser considers it vacant for the purposes of the transfer decree.
«Immobile da considerarsi LIBERO ai fini del decreto di trasferimento.»
Lot 001: the appraiser states that the irregularities must be regularised within 120 days of the issue of the transfer decree.
«le difformità andranno sanate entro 120 gg dalla emissione del decreto di trasferimento.»
Lot 001: a voluntary mortgage from 2004 and a renewal mortgage from 2024 encumber the property, indicated as to be cancelled by the proceedings.
«IPOTECA IN RINNOVAZIONE iscritta a Milano 2 il 07/05/2024»
Lot 001: the appraiser indicates technical costs for urban and/or cadastral regularisation of €2,450.00 and costs for cancelling charges and formalities of €1,538.00.
«Spese tecniche di regolarizzazione urbanistica e/o catastale:»
Lot 001: body A is described as seriously deteriorated, with a dilapidated timber roof, degraded floors and no internal doors.
«condizioni generali: GRAVEMENTE DEGRADATO»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 27 of 27. Summary of 5 November 2026. Open the report ↗
37 m² apartment with garage in Cuggiono: base price €57,408 (€1,552/m²), occupied by the debtor (as the notice states).
| Type | Apartment |
|---|---|
| Surface area | 37 m² |
| Occupancy status | Occupied by the debtor (vacated after the transfer decree) · from the notice |
| Auction round | 3° |
| Deadline for offers | 11/01/2027 at 13:00 · in 67 days |
| Auction date | 12/01/2027 at 11:00 |
| Minimum offer | €43,056 |
| Deposit | 10% of the price you offer |
| Minimum bid increment | €1,000 |
| Type of sale | Court sale published on the Public Sales Portal (Court of Milan) |
| Sale method | Online asynchronous auction: offers and bids online over a number of days, without being present |
| Proceedings | R.G.E. 1270/2024 · Court of Milan |
| Viewings and information | Sale delegate: Emanuele Gallizia · 0272001469 · emanuele.gallizi@studiogallizia.it |
Offers by Monday 11/01/2027 at 13:00; auction Tuesday 12/01/2027; 3rd auction round.
This is not the first sale attempt: the previous attempts ended with no bids and the base price usually falls with each attempt (by how much is stated in the notice).
From the notice: Cuggiono (MI) - Via Villoresi 3/B: A) first-floor flat: open-air space with a partly collapsed and unstable roof, the only room used as a patio, 37 m²; two-room flat plus service room on the first floor, 59 m². B) Ground-floor garage, 12 m².
Online offer digitally signed and sent via certified email (PEC) to the Public Sales Portal (Portale delle Vendite Pubbliche, PVP). Minimum offer (offerta minima): €43,056.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book the viewing)
Data source: judicial auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice is what counts. Report an error or request the removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €37,000 – €49,950
OMI values for standard homes, area “Centro Urbano”, first half of 2026, normal condition, × 37 m².
After a full renovation: €51,800 – €62,900
OMI values for the same area, excellent condition, × 37 m².
| Works | €/m² | Total for 37 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €7,400 – €14,800 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €14,800 – €29,600 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €25,900 – €48,100 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €43,056 + taxes €3,975 + delegated professional €1,000 – €2,500 | €48,031 – €49,531 | €37,000 – €49,950OMI, normal condition | from −€12,531 to +€1,919 |
| Fully renovate and resellminimum offer €43,056 + taxes €3,975 + delegated professional €1,000 – €2,500 + works €25,900 – €48,100 | €73,931 – €97,631 | €51,800 – €62,900OMI, excellent condition | −€45,831 – −€11,031 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
Outcome not published
This sale · 20% lower than the previous attempt
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €43,056, with a minimum offer from €32,292. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Cuggiono (72 homes on a 4+4 open-market contract, 6.4 €/m² a month on average). Change the numbers to run your own figures.
Gross income €2,832 a year. Yield on the total cost: gross 4.5%, net 3.4%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€232 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
Grezzago · Via Lazio 1
Apartment · 71.5 m²
€1,287/m²
Mortgage ≈ €372 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Corsico · Via Fiume Angolo Via Monti
Apartment · 115 m²
€2,417/m²
Mortgage ≈ €1,125 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Lattanzio 68
Apartment · 157 m²
€6,166/m²
Mortgage ≈ €3,918 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Marocchetti 7
Apartment · 77 m²
€3,195/m²
Mortgage ≈ €996 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
