Via Zavaglia 22, Lainate (Milano)
Photos published with the sale documents. The official notice prevails.
Lot 1: the property is described as in complete state of abandonment, with piles of rubble and stripped plaster walls on the ground floor, and the first-floor room is not accessible because the common staircase is unstable.
«il tutto in completo stato di abbandono»
Lot 1: the appraiser writes that, in the absence of building documents proving the conversion of the rooms, it is not possible to state that the current residential use is lawful from a planning standpoint without major works.
«non è pertanto possibile affermare che l’attuale destinazione residenziale sia urbanisticamente legittima senza interventi pesanti»
Lot 1: the 1939 floor plan shows the rooms as a hayloft and cowshed, while the current cadastral classification is A/4 low-income housing, without titles proving the change of use.
«i locali risultano indicati con destinazione funzionale di “fienile e stalla”»
Lot 1: at the inspection the unit was found not compliant from a cadastral point of view.
«Al sopralluogo l’unità risultava non conforme»
Lot 1: the appraiser notes the need to bear costs for works and technical and administrative charges, but in the estimate indicates €0.00 for technical regularisation costs to be borne by the buyer.
«Necessità di sostenere costi per lavori, oneri tecnici, amministrativi»
Lot 1: the base price for the auction is €23,000.00 after a 5% reduction for absence of warranty against defects, and the appraiser does not quantify the regularisation expenses.
«Riduzione del valore del 5% per assenza di garanzia per vizi»
Lot 1: the appraiser lists among the critical issues the absence of systems and the need to verify the structural and functional conditions.
«assenza di impianti necessità di verificare le condizioni strutturali e funzionali»
Lot 1: at the inspection the unit was found vacant, and there are no lease contracts in force.
«Al momento del sopralluogo l’unità è risultata libera.»
Lot 1: the appraiser does not rule out unpaid condominium charges; he writes that the future successful bidder must check the amounts, for which the judgment debtor is jointly liable, and that the property may be in a condominium, although the on-site inspections do not suggest it.
«gravanti in via solidale con l’esecutato ex art. 63 quarto comma disp. att. c.c.»
Lot 1: the property is indicated as not accessible to people with disabilities.
«Accessibilità dell'immobile ai soggetti diversamente abili No»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 9 of 9. Summary of 5 November 2026. Open the report ↗
Flat of 40 m² in Lainate: base price €23,000 (€575/m²), vacant (as the notice says).
| Type | Apartment |
|---|---|
| Surface area | 40 m² |
| Occupancy status | Vacant · from the notice |
| Deadline for offers | 12/01/2027 at 13:00 · in 68 days |
| Auction date | 13/01/2027 at 15:00 |
| Minimum offer | €17,250 |
| Deposit | 10% of the price you offer |
| Minimum bid increment | €500 |
| Type of sale | Court sale published on the Public Sales Portal (Court of Milan) |
| Sale method | Online asynchronous auction: offers and bids online over a number of days, without being present |
| Proceedings | R.G.E. 212/2025 · Court of Milan |
| Viewings and information | Sale delegate: Daniele Luciano Portinaro · 0276028498 · studio@elexia.it |
Offers by Tuesday 12/01/2027 at 13:00; auction on Wednesday 13/01/2027.
From the notice: Property unit, in a state of abandonment, arranged on two levels with access to the upper floor via an external shared staircase, cadastral surface area 40 m², floor T-1.
If this sale also ends with no bids (asta deserta), as a rule the judge can reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €17,250, with a minimum offer (offerta minima) of €12,938. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge, and in the meantime the lot may be awarded to someone else.
Online offer digitally signed via PEC on the Public Sales Portal. Minimum offer (offerta minima) €17,250.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book a viewing)
Source of the data: Asta giudiziaria (judicial auction) (official notice). Colpo d’Asta is a private service, not the official sale website: the notice is what counts. Report an error or request the removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €70,000 – €94,000
OMI values for standard homes, area “Centro Urbano”, first half of 2026, normal condition, × 40 m².
After a full renovation: €94,000 – €114,000
OMI values for the same area, excellent condition, × 40 m².
| Works | €/m² | Total for 40 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €8,000 – €16,000 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €16,000 – €32,000 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €28,000 – €52,000 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €17,250 + taxes €1,652 + delegated professional €1,000 – €2,500 | €19,902 – €21,402 | €70,000 – €94,000OMI, normal condition | +€48,598 – +€74,098 |
| Fully renovate and resellminimum offer €17,250 + taxes €1,652 + delegated professional €1,000 – €2,500 + works €28,000 – €52,000 | €47,902 – €73,402 | €94,000 – €114,000OMI, excellent condition | +€20,598 – +€66,098 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €17,250, with a minimum offer from €12,938. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Lainate (213 homes on a 4+4 open-market contract, 8.6 €/m² a month on average). Change the numbers to run your own figures.
Gross income €4,116 a year. Yield on the total cost: gross 16.4%, net 12.1%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€93 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
Grezzago · Via Lazio 1
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€1,287/m²
Mortgage ≈ €372 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Corsico · Via Fiume Angolo Via Monti
Apartment · 115 m²
€2,417/m²
Mortgage ≈ €1,125 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Lattanzio 68
Apartment · 157 m²
€6,166/m²
Mortgage ≈ €3,918 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Milan · Via Marocchetti 7
Apartment · 77 m²
€3,195/m²
Mortgage ≈ €996 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
