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Corsico · 53 m² · Apartment

Apartment at auction in Via Vincenzo Monti 56, Corsico, 53 m²

Via Vincenzo Monti 56, Corsico (Milano)

The appraisal report in brief

  1. Occupancy and title

    Single lot. At the site inspection the property was found to be occupied by the debtor. The Agenzia delle Entrate found no registered lease contracts.

    «Al momento del sopralluogo, effettuato il 6.03.2026 alla presenza del Custode Giudiziario era la debitrice»

    Quote from the report (Italian), page 6 ↗
  2. Unpaid condominium fees

    Single lot. The 2024/2025 management account shows a debt on the position of €28,174.47. The future successful bidder must check the updated amounts and is jointly liable with the debtor for the unpaid charges of the current year and the previous year.

    «evidenzia un debito della posizione per € 28.174,47»

    Quote from the report (Italian), page 7 ↗
  3. Unpaid condominium fees

    Single lot. There are debts for water for 2021/2022 and 2022/2023, and extraordinary management charges for replacing the condominium boiler, together with an already enforceable payment order (decreto ingiuntivo).

    «Per la posizione vi è in essere un decreto ingiuntivo già esecutivo»

    Quote from the report (Italian), page 7 ↗
  4. Planning and land-registry discrepancies

    Single lot. The appraiser states that the internal layout does not match the cadastral floor plan and that the certificate of occupancy (agibilità) is missing. A regularisation application is needed, estimated at €3,000.00 as an average value.

    «non sussiste l'agibilità»

    Quote from the report (Italian), page 8 ↗
  5. Planning and land-registry discrepancies

    Single lot. The cadastral floor plan does not match the current state: for the cadastral update the appraiser indicates a cost of €600.00.

    «La planimetria catastale non risulta conforme allo stato attuale dell'appartamento»

    Quote from the report (Italian), page 8 ↗
  6. Unauthorised building works

    Single lot. The 2010 DIA project did not provide for the regulatory hallway between the bathroom and the kitchen. The appraiser indicates that it must be created with a wall and a door, at an average cost of about €1,500.00.

    «il progetto non prevedeva il disimpegno regolamentare»

    Quote from the report (Italian), page 8 ↗
  7. Regularisation costs

    Single lot. The appraiser quantifies the costs of urban planning and cadastral regularisation borne by the buyer at €5,100.00 in the price calculation.

    «Spese tecniche di regolarizzazione urbanistica e/o catastale a carico dell'acquirente»

    Quote from the report (Italian), page 11 ↗
  8. State of repair

    Single lot. The appraiser describes the general condition of the building as poor and the building as having no lift. The state of the flat is defined as normal, with a condition requiring renovation taken into account in the calculation.

    «condizioni generali del fabbricato e delle parti esterne: scarse»

    Quote from the report (Italian), page 4 ↗
  9. Systems (plumbing, electrical, heating)

    Single lot. The electrical system is listed as concealed (sotto traccia) and to be checked. No certificate of conformity for the systems has been found.

    «imp. elettrico: sotto traccia da verificare;»

    Quote from the report (Italian), page 5 ↗
  10. Systems (plumbing, electrical, heating)

    Single lot. The certificate of conformity for the systems is missing, and the appraiser has not found any certificates of conformity.

    «Certificazioni di conformità degli impianti»

    Quote from the report (Italian), page 6 ↗
  11. Other

    Single lot. The appraiser indicates a transcribed seizure of €102,960.00 plus interest and a voluntary mortgage of €187,500.00 to be cancelled in the proceedings, as well as a 5% reduction for lack of warranty against defects.

    «Pignoramento trascritto il xxxxa favorexxxx. (importo di €102.960,00 oltre interessi)»

    Quote from the report (Italian), page 7 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 12 of 12. Summary of 5 November 2026. Open the report ↗

The lot

Apartment of 53 m² in Corsico: base price €116,000 (€2,189/m²), occupied by the debtor (as the notice states).

TypeApartment
Surface area53 m²
Occupancy statusOccupied by the debtor (vacated after the transfer decree) · from the notice
Deadline for offers11/11/2026 at 13:00 · in 6 days
Auction date12/11/2026 at 10:30
Minimum offer€87,000
Deposit10% of the price you offer
Minimum bid increment€2,000
Type of saleCourt sale published on the Public Sales Portal (Court of Milan)
Sale methodOnline asynchronous auction: offers and bids online over a number of days, without being present
ProceedingsR.G.E. 1085/2025 · Court of Milan
Viewings and informationSale delegate: Alex Alessi · 0259904339 · avv.alessi@studioavvalessi.it

Offers by Wednesday 11/11/2026 at 13:00; auction on Thursday 12/11/2026.

Read the text of the notice

From the notice: Property unit consisting of a residential apartment on the third floor, accessed from staircase "U", comprising two rooms plus services, with an attached attic storage room on the top floor.

If this sale also ends with no bids (asta deserta), the judge can generally reduce the base price by up to a quarter: at the next attempt it could start from about €87,000, with a minimum offer (offerta minima) of €65,250. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the judge decides the reduction, and in the meantime the lot may be awarded to others.

How to take part

Online offer digitally signed and sent via certified email (PEC) on the Public Sales Portal. Minimum offer €87,000.

  1. Book the viewing through the Public Sales Portal, using the «Prenota visita» (Book a visit) button on the official listing: by law, requests must go through it (art. 560 c.p.c.). For questions about the property, your contact is the sale delegate (delegato alla vendita): Alex Alessi · 0259904339. Read the attached appraisal report (perizia).
  2. Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
  3. Submit the online offer on the Public Sales Portal by Wednesday 11/11/2026 at 13:00.
  4. Auction on Thursday 12/11/2026 at 10:30: if you are awarded the lot, pay the balance within the terms of the notice and then the transfer decree follows.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
  • Occupied by the debtor: the court-appointed custodian handles the vacating on the judge's order; allow a few months before you can move in

What you really need

  • Deposit: €8,700 (10% of the minimum offer, as the notice requires) or €11,600 if you offer the base price
  • Registration tax (imposta di registro): €1,840 if it is your first home (prima casa) (2%, minimum €1,000) or €7,930 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a business is selling, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value rather than the price: this is often much lower. Ask the sale delegate or the notary.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Indicative total budget starting from €87,000: approximately €89,840–€97,430
  • Estimate starting from the minimum offer: monthly instalment of about €298 with a 70% mortgage (€60,900) over 25 years at 3.3%; about €28,940 of savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the tax and the fees
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €111,300 – €148,400

OMI values for standard homes, area “Alzaia Trieste, Vittorio Emanuele, Resistenza”, first half of 2026, normal condition, × 53 m².

After a full renovation: €151,050 – €169,600

OMI values for the same area, excellent condition, × 53 m².

What the works cost

Works€/m²Total for 53 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€10,600 – €21,200
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€21,200 – €42,400
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€37,100 – €68,900

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €87,000 + taxes €7,930 + delegated professional €1,000 – €2,500€95,930 – €97,430€111,300 – €148,400OMI, normal condition+€13,870 – +€52,470
Fully renovate and resellminimum offer €87,000 + taxes €7,930 + delegated professional €1,000 – €2,500 + works €37,100 – €68,900€133,030 – €166,330€151,050 – €169,600OMI, excellent conditionfrom −€15,280 to +€36,570

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

  1. 12 November 2026€116,000

    This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €87,000, with a minimum offer from €65,250. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Corsico (367 homes on a 4+4 open-market contract, 10.3 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€4,866

Gross income €6,552 a year. Yield on the total cost: gross 5.2%, net 3.8%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area B1 “Alzaia Trieste, Vittorio Emanuele, Resistenza” (central), for standard homes in normal condition, the Italian Revenue Agency gives between €2,100 and €2,800 per m² of gross floor area. At the starting price it costs €2,189 per m², within the values of the area. For 53 m² the area range is worth between €111,300 and €148,400. Rents in the area: 10.5–11.8 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 43,571 homes sold in the last 4 quarters (rest of the province, MI), 61% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in Corsico: €25,815 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€470 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free