Offers by Wednesday 20/01/2027 at 23:59; auction on Thursday 21/01/2027.
Read the text of the notice
Dall'avviso: Piena proprietà su Appartamento sito in Roma, in via del Fosso di Tor Pagnotta 77, piano secondo, int.3 composto da: soggiorno comunicante con vano cucina, tre camere, un disimpegno due bagni.
If this sale also receives no bids, the judge can normally reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €135,000, with a minimum offer (offerta minima) of €101,250. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to others.
How to take part
Online offer digitally signed and sent via certified email (PEC) on the Public Sales Portal. Minimum offer (offerta minima): €135,000.
Book the viewing through the Public Sales Portal, using the «Book viewing» button on the official listing: by law, requests must go through there (art. 560 c.p.c.). Custodian: IVG di Roma SRL · 0689569801. You can call the custodian with questions about the property. The appraisal report (perizia) is not among the Portal's attachments: ask the sale delegate or the custodian for it; it is free of charge.
Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
Submit your online offer on the Public Sales Portal by Wednesday 20/01/2027 at 23:59.
Auction on Thursday 21/01/2027 at 15:00: if you are awarded the lot, pay the balance within the deadlines set by the notice and then the transfer decree follows.
The appraisal report is not published with the notice: before bidding, ask the sale delegate or the custodian for it (it is free of charge), or find it on the publicity websites listed in the official listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
Balance of the price within the deadline set by the notice (at most 120 days from the award)
Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
What you really need
Deposit: €13,500 (10% of the minimum offer, as the notice requires) or €18,000 if you bid the base price
Registration tax (imposta di registro): €2,800 if first home (prima casa, 2%, minimum €1,000) or €12,250 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a business is being sold, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: this is often much lower. Ask the sale delegate (delegato alla vendita) or the notary.
Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
Indicative total budget starting from €135,000: about €138,800-€149,750
Estimate starting from the minimum offer (offerta minima): monthly instalment of about €463 with a 70% mortgage (€94,500) over 25 years at 3.3%; about €44,300 of savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the tax and the fees
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.
History of the lot
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €135,000, with a minimum offer from €101,250. This is the maximum reduction, not a forecast.
Where it is
Via del Fosso di Tor Pagnotta, Roma
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Starting rents estimated from rental contracts registered in 2025 in Rome (10,818 homes on a 4+4 open-market contract, 13.5 €/m² a month on average). Change the numbers to run your own figures.
Simulated net per year€19,034
Gross income €25,632 a year. Yield on the total cost: gross 13.1%, net 9.7%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
35,743 homes sold in the last 4 quarters (provincial capital, RM), 60% with a mortgage. In Q2 2026: 0% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Rome: €32,501 a year.Italian Ministry of Economy and Finance, tax year 2024.
The monthly payment, as a guide
€729 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
We call you back for free about this property
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.