Arcore · 83.9 m² · Apartment

Apartment with cellar at auction in Via Alfonso Casati 117, Arcore, 83 m²

Via Alfonso Casati 117, Arcore (Monza e della Brianza)

Photos published with the sale documents. The official notice prevails.

The lot

Apartment of 83 m² with cellar in Arcore: base price €102,075 (€1,216/m²), vacant (as the notice states).

Type	Apartment
Surface area	83 m²
Occupancy status	Vacant · from the notice
Deadline for offers	14/12/2026 at 13:00 · in 39 days
Auction date	16/12/2026 at 17:00
Minimum offer	€81,500
Deposit	10% of the price you offer
Minimum bid increment	€1,000
Type of sale	Competitive sale in insolvency proceedings (Court of Monza), published on the Public Sales Portal
Sale method	Synchronous online auction: live online bidding at a fixed time
Proceedings	Judicial liquidation no. 02/2026 · Court of Monza
Viewings and information	Receiver and sale delegate: Alessandro Bruno Barbalace · 0392315782 · amministrazione@briaconsulting.it

Offers by Monday 14/12/2026 at 13:00; auction Wednesday 16/12/2026.

Read the text of the notice

From the notice: Apartment of 83.93 m² commercial area, for the 1/1 share of full ownership, comprising three rooms, kitchen, two balconies and facilities, located on the 3rd floor of 3, with an internal height of 2.85 m. Equipped with a CELLAR, consisting of a single room, located on the basement level, gross surface area of approximately 13.60 m².

How to take part

Irrevocable offer as set out in the terms and conditions (disciplinare), online on the Public Sales Portal (Portale Vendite Pubbliche) or on the website of the sale operator. Minimum offer (offerta minima) €81,500.

This is a competitive sale run by the receiver: read the terms and conditions (disciplinare), which set out where and how to submit the offer. To view the property, contact the receiver: Alessandro Bruno Barbalace · 0392315782.
The irrevocable bid is submitted as set out in the rules, online on the Public Sales Portal or on the sale operator's website by Monday 14/12/2026 at 13:00.
If you are awarded the lot (aggiudicazione), you pay the balance within the deadlines set out in the disciplinare and sign the notarial deed (rogito) with the notary; mortgages and seizures are then cancelled by decree of the delegated judge.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (Portale Vendite Pubbliche) (book a viewing)

Data source: Court auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the official notice is the authoritative source. Report an error or request the removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit (cauzione): 10% of the offered price, as set out in the sale rules
Balance payable under the disciplinare terms
Notary's fee for the notarial deed, payable by the buyer
Registration tax as in a normal sale; if the company in the proceedings is selling business assets, the sale may be subject to VAT (IVA): check the disciplinare
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

Deposit (cauzione): €8,150 (10% of the minimum offer (offerta minima), as the notice requires) or €10,208 if you offer the base price (prezzo base)
Registration tax (imposta di registro): €1,730 if first home (prima casa) (2%, minimum €1,000) or €7,435 in other cases (9%, minimum €1,000), already including €100 in mortgage and cadastral taxes; if a business is selling, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: this is often much lower. Ask the sale delegate or the notary.
With the prezzo-valore method (cadastral income €335.70), the tax would be about €1,100 for a first home / €3,907 for a second home, always including mortgage and cadastral taxes: ask the sale delegate.
Notary's fee for the notarial deed (payable by the buyer), transcription and change of ownership: approximately €1,000-€2,500, more for higher amounts
Indicative total budget starting from €81,500: about €84,230–€91,435
Estimate starting from the minimum offer (offerta minima): monthly instalment of about €280 with a mortgage at 70% (€57,050) over 25 years at 3.3%; you need about €27,180 in savings: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the registration tax and the fees
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €142,681 – €163,664

OMI values for abitazioni civili, area “Centro Urbano”, first half of 2026, normal condition, × 84 m².

After a full renovation: €172,056 – €214,022

OMI values for the same area, excellent condition, × 84 m².

What the works cost

Works	€/m²	Total for 84 m²
LightPainting, minor repairs, sanitary ware and doors	€200 – €400	€16,786 – €33,572
MediumBathroom, kitchen, flooring and upgrading of the systems	€400 – €800	€33,572 – €67,144
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls	€700 – €1,300	€58,751 – €109,109

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

Scenario	Total cost	Resale	Margin
Resell as it isminimum offer €81,500 + taxes €7,435 + delegated professional €1,000 – €2,500	€89,935 – €91,435	€142,681 – €163,664OMI, normal condition	+€51,246 – +€73,728
Fully renovate and resellminimum offer €81,500 + taxes €7,435 + delegated professional €1,000 – €2,500 + works €58,751 – €109,109	€148,686 – €200,544	€172,056 – €214,022OMI, excellent condition	from −€28,488 to +€65,336

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

24 July 2026€136,100
Outcome not published
16 December 2026€102,075
This sale · 25% lower than the previous attempt

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €76,556, with a minimum offer from €57,417. This is the maximum reduction, not a forecast.

Where it is

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Arcore (234 homes on a 4+4 open-market contract, 9.1 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€6,790

Gross income €9,144 a year. Yield on the total cost: gross 8.2%, net 6.1%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Area value: in OMI area B1 “Centro Urbano” (centrale), for abitazioni civili in normale condition, the Italian Revenue Agency gives between €1,700 and €1,950 per m² of lorda floor area. At the starting price it costs €1,216 per m²: 28% below the minimum of the area. For 83.9 m² the area range is worth between €142,681 and €163,664. Rents in the area: 7.6–9.2 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
Average declared income in Arcore: €31,327 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€413 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.