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Chiarano · 87 m² · Apartment

Apartment at auction in Via Roma 134, Chiarano, 87 m²

Via Roma 134, Chiarano (Treviso)

The appraisal report in brief

  1. Occupancy and title

    Single lot: the property is let, and a tenant lives there with their family. The appraiser writes that the lease is enforceable against the foreclosure (pignoramento).

    «Il contratto di locazione è opponibile al pignoramento.»

    Quote from the report (Italian), page 10 ↗
  2. Occupancy and title

    Single lot: the lease contract has been extended to 31/12/2030, well beyond its original term.

    «Proroga: fino al 31/12/2030»

    Quote from the report (Italian), page 10 ↗
  3. Planning and land-registry discrepancies

    Single lot: the building dates from 1939, and the appraiser writes that there are no documents proving the legitimacy of the construction.

    «non sono disponibili documenti comprovanti la legittimità della costruzione»

    Quote from the report (Italian), page 9 ↗
  4. Planning and land-registry discrepancies

    Single lot: the bathroom does not match the cadastral floor plan. The appraiser gives a width of 1.79 m, against 1.07 m on the cadastral plan.

    «il bagno presenta una larghezza di m 1,79 contro m 1,07»

    Quote from the report (Italian), page 9 ↗
  5. Unauthorised building works

    Single lot: the appraiser writes that the regularisation will only cover the windows modified on the façade.

    «La sanatoria riguarderà le sole finestre»

    Quote from the report (Italian), page 9 ↗
  6. Other

    Single lot: a voluntary mortgage in favour of Banca Popolare di Vicenza is registered on the property.

    «a favore di Banca Popolare di Vicenza»

    Quote from the report (Italian), page 7 ↗
  7. Other

    Single lot: a registered encumbrance in favour of the Agenzia delle Entrate is recorded.

    «a favore di Agenzia delle Entrate con sede in Roma CF 13756881002»

    Quote from the report (Italian), page 8 ↗
  8. State of repair

    Single lot: the appraiser writes that the façades are painted but degraded, and that the east façade needs repainting.

    «Le facciate sono tinteggiate ma degradate.»

    Quote from the report (Italian), page 13 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 19 of 19. Summary of 5 November 2026. Open the report ↗

The lot

Apartment of 87 m² in Chiarano: base price €70,000 (€805/m²), occupied (as the notice states).

TypeApartment
Surface area87 m²
Occupancy statusOccupied: who lives there and on what basis is set out in the appraisal report · from the notice
Deadline for offers16/11/2026 at 13:00 · in 11 days
Auction date17/11/2026 at 13:00
Minimum offer€52,500
Deposit10% of the price you offer
Minimum bid incrementbetween 1% and 5% of the base price (€700-€3,500): set by the sale delegate when the auction opens
Type of saleJudicial sale by the Court of Treviso, with online bidding on the notaries' portal (Notartel)
Sale methodMixed: you can make higher bids online or in person before the sale delegate
ProceedingsR.G.E. 133/2025 · Court of Treviso
Viewings and informationSale delegate: Anna Battistella · 0422590556 · apet@notariato.it
Court-appointed custodian: Oscar Zambon · asteimmobiliari@ivgtreviso.it

Offers by Monday 16/11/2026 at 13:00; auction on Tuesday 17/11/2026.

Read the text of the notice

From the notice: real estate unit forming part of a condominium building located in the Municipality of Chiarano (TV), namely an apartment for residential use on the ground and first floors.

If this auction also receives no bids (asta deserta), as a rule the judge can reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €52,500, with a minimum offer (offerta minima) of €39,375. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to others.

How to take part

You can bid online, with PEC and digital signature on the Public Sales Portal, or in a sealed envelope at the delegate's office: at the auction, bids are placed in the room or remotely. Minimum offer €52,500.

  1. Book the viewing via the Public Sales Portal, using the «Prenota visita» button on the official listing: by law, requests must go through there (art. 560 c.p.c.). Court-appointed custodian: Oscar Zambon · asteimmobiliari@ivgtreviso.it. You can write to the custodian with questions about the property. Read the attached appraisal report.
  2. Choose how to bid: online (you need PEC, digital signature and a bank transfer for the deposit (cauzione)) or in a sealed envelope at the sale delegate's office (with a banker's cheque). Deposit: 10% of the price offered, as the notice requires.
  3. Submit your online offer on the Public Sales Portal or deposit the sealed envelope with the sale delegate by Monday 16/11/2026 at 13:00.
  4. Auction on Tuesday 17/11/2026 at 13:00: bids are placed in the room in front of the sale delegate or remotely; if you are awarded the lot, payment of the balance within the terms in the notice and then the transfer decree.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit: 10% of the offered price (as the notice requires), by bank transfer if you bid online or with a banker's cheque in the envelope if you bid in person
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
  • Anyone occupying without title will be removed by the court-appointed custodian, and the timing should be factored in

What you really need

  • Deposit (cauzione): €5,250 (10% of the minimum offer, as required by the notice) or €7,000 if you offer the base price
  • Registration tax (imposta di registro): €1,150 if first home (prima casa) (2%, minimum €1,000) or €4,825 in other cases (9%, minimum €1,000), already including €100 in mortgage and cadastral taxes; if a business is being sold, VAT may apply: the notice says so. If you are buying as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: often it is much lower. Ask the sale delegate (delegato alla vendita) or the notary.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Indicative total budget starting from €52,500: about €54,650-€59,825
  • Estimate starting from the minimum offer: monthly instalment of about €180 with a 70% mortgage (€36,750) over 25 years at 3.3%; you need about €17,900 in savings: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the tax and the fees
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €67,860 – €80,910

OMI values for standard homes, area “Outlying”, first half of 2026, normal condition, × 87 m².

What the works cost

Works€/m²Total for 87 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€17,400 – €34,800
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€34,800 – €69,600
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€60,900 – €113,100

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €52,500 + taxes €4,825 + delegated professional €1,000 – €2,500€58,325 – €59,825€67,860 – €80,910OMI, normal condition+€8,035 – +€22,585

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

For this area the Italian Revenue Agency does not publish the value of homes in excellent condition: the margin after the works cannot be estimated.

History of the lot

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €52,500, with a minimum offer from €39,375. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Chiarano (31 homes on a 4+4 open-market contract, 5.9 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€4,571

Gross income €6,156 a year. Yield on the total cost: gross 8.1%, net 6%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area D1 “Outlying”, for standard homes in excellent condition, the Italian Revenue Agency gives between €780 and €930 per m² of gross floor area. At the starting price it costs €805 per m², within the values of the area. For 87 m² the area range is worth between €67,860 and €80,910. Rents in the area: 2.9–4.3 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 8,499 homes sold in the last 4 quarters (rest of the province, TV), 56% with a mortgage. In Q2 2026: +6% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in Chiarano: €23,429 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€283 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free