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Besana in Brianza · 142 m² · Apartment

1/6 share of an apartment with garage and cellar at auction in Via Vignareto 16, Besana in Brianza, 142 m²

Via Vignareto 16, Besana in Brianza (Monza e della Brianza)

The appraisal report in brief

  1. Occupancy and title

    Lot 1: at the inspection the property was found occupied by the debtor.

    «Alla data del sopralluogo l'immobile risulta occupato dal debitore»

    Quote from the report (Italian), page 2 ↗
  2. Planning and land-registry discrepancies

    Lot 1: the appraiser finds building irregularities (balconies, a French door converted into a window, undeclared box room and balcony, cellar height and board thickness different from the filings) and cannot establish whether they can be regularised.

    «il balcone verso via Vignareto non risulta denunciato in nessuna pratica edilizia così come il box di proprietà»

    Quote from the report (Italian), page 4 ↗
  3. Unauthorised building works

    Lot 1: the appraiser writes that it is not possible to establish whether the irregularities can be regularised and that the administrative fine cannot be quantified; the offices may refuse permits and non-compliant works should be removed.

    «Sanzione amministrativa non quantificabile.»

    Quote from the report (Italian), page 5 ↗
  4. Unauthorised building works

    Lot 1: the appraiser writes that the occupancy certificate is not on file and that the checks refer only to the filings provided by the local council (Comune), subject to the right to supplement the report.

    «Non risulta agli atti l'agibilità.»

    Quote from the report (Italian), page 4 ↗
  5. Regularisation costs

    Lot 1: the appraiser applies a precautionary 10% reduction on the 1/6 share, equal to €2,750.00, specifying that the total cost cannot be determined precisely.

    «decurtazione del 10% dal valore di mercato relativamente alla quota di proprietà (1/6) a titolo cautelativo»

    Quote from the report (Italian), page 5 ↗
  6. Systems (plumbing, electrical, heating)

    Lot 1: for the electrical system the appraiser indicates compliance as 'to be reviewed'.

    «conformità: da revisionare»

    Quote from the report (Italian), page 6 ↗
  7. State of repair

    Lot 1: some components are valued below average, including the stoneware flooring, the heating system and the shared aerial.

    «pavimentazione interna: realizzata in piastrelle di grès»

    Quote from the report (Italian), page 6 ↗
  8. Other

    Lot 1: the property is a 1/6 share and the appraiser writes that it is not conveniently divisible.

    «Il bene non è comodamente divisibile.»

    Quote from the report (Italian), page 9 ↗
  9. Restrictions and easements

    Lot 1: the appraiser indicates no registrations or court claims against the buyer, but preserves unregistered rights such as ground leases (livelli) and civic-use rights (usi civici).

    «Restano fatti salvi eventuali diritti come livelli e usi civici»

    Quote from the report (Italian), page 3 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 9 of 9. Summary of 5 November 2026. Open the report ↗

The lot

1/6 share of a 142 m² apartment with garage and cellar in Besana in Brianza: base price (prezzo base) €24,750, occupied by the debtor (as the notice says). The 1/6 share of full ownership is being sold, not the entire property in full ownership: agreements with the co-owners are required. Read the appraisal report (perizia) or ask us what this involves.

TypeApartment
Surface area142 m²
Occupancy statusOccupied by the debtor (vacated after the transfer decree) · from the notice
Right sold1/6 share
Deadline for offers18/11/2026 at 13:00 · in 13 days
Auction date20/11/2026 at 15:00
Deposit10% of the price you offer
Minimum bid increment€1,000
Type of saleCompetitive sale in insolvency proceedings (Court of Monza), published on the Public Sales Portal
Sale methodSynchronous online auction: live online bidding at a fixed time
ProceedingsControlled liquidation no. 34/2023 · Lot 1 · Court of Monza
Viewings and informationLiquidator and sale delegate: Francesco Falco · 039831334 · falcofr@studiofalco.info

Offers by Wednesday 18/11/2026 at 13:00; auction on Friday 20/11/2026.

Read the text of the notice

From the notice: apartment on the first floor, without a condominium lift and with a shared courtyard, laid out as follows: living room, kitchen, bedroom, balcony, two other bedrooms with balcony and bathroom with annexe; on the ground floor, garage and courtyard; on the basement level, cellar room.

How to take part

Irrevocable offer as set out in the disciplinare (specifications), online on the Public Sales Portal or on the website of the sale manager. The minimum offer (offerta minima) is normally 75% of the base price (prezzo base), if the notice allows it.

  1. This is a competitive sale managed by the liquidator of the procedure: read the sale regulations (disciplinare), which set out where and how the offer is to be delivered. To view the property, contact the liquidator: Francesco Falco · 039831334.
  2. The irrevocable offer is submitted as set out in the sale regulations, online on the Public Sales Portal or on the website of the sale operator by Wednesday 18/11/2026 at 13:00.
  3. If you are awarded the lot, you must pay the balance, taxes and half of the delegate's fee within the deadline in the notice (here 120 days); ownership passes with the judge's transfer decree, which cancels mortgages and seizures.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Source of data: Judicial auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice is authoritative. Report an error or request the removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit (cauzione): 10% of the offered price, as set out in the sale rules
  • Balance within 120 days of the award, as stated in the notice
  • Half of the delegate's fee for the transfer decree, registration and voltura
  • Registration tax as in a normal sale; if the company in the proceedings is selling business assets, the sale may be subject to VAT (IVA): check the disciplinare
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

  • Deposit: €2,475 (10% of the base price, as the notice requires)
  • Registration tax (imposta di registro): €1,100 if first home (prima casa) (2%, minimum €1,000) or €2,328 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a company is selling, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: this is often much less. Ask the sale delegate or the notary.
  • Half of the delegate's fee for the transfer decree, registration and voltura: approximately €1,000-€2,500
  • On a share or on bare ownership, banks generally do not grant a mortgage: plan to pay the full amount with your own funds by the deadline for the balance. Indicative budget: €26,850–€29,578.
  • The notice on the share stated above applies.
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

History of the lot

  1. 22 July 2026€16,900

    No bids (deserted)

  2. 20 November 2026€24,750

    This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €18,563, with a minimum offer from €13,922. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

  • Area value: in OMI area B1 “Besana” (central), for standard homes in normal condition, the Italian Revenue Agency gives between €1,150 and €1,500 per m² of gross floor area. Rents in the area: 5–6.5 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • Average declared income in Besana in Brianza: €30,540 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€100 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free