Via della Torretta 3, Cesano Maderno (Monza e della Brianza)
The photos are in the official noticeOpen the notice ↗Lot 1: at the date of the inspection the property is occupied by a person under a 12-year rental contract, signed on 13/11/2023 and expiring on 31/10/2035, registered on 17/11/2023, with a declared rent of €72,000.00.
«Alla data del sopralluogo l'immobile risulta occupato da»
Lot 1: the appraiser considers the rental contract undervalued, because the rent paid is €500 per month against a rent he considers correct, €1,487.55 per month.
«il contratto di affitto è da considerarsi vile se»
Lot 1: the appraiser writes that the attic was converted through unauthorised building works (abuso edilizio), without a building permit, and that the work cannot be regularised under current regulations.
«difformità edilizia sostanziale consistente nel recupero abusivo del locale sottotetto»
Lot 1: the appraiser indicates that the certificate of habitability (agibilità) has not yet been issued, and lists it as a missing requirement for converting the attic space.
«agibilità non ancora rilasciata»
Lot 1: the appraiser indicates regularisation costs for irregularities of €24,600.00, including €18,000.00 for restoring the legal state of the premises and a fine of €1,000.00.
«Spese di regolarizzazione delle difformità (vedi cap.8):»
Lot 1: the appraiser writes that cadastral compliance must be fixed with a cadastral update costing €600, with the cadastral class changing from 8 to 4.5 rooms.
«L'immobile risulta non conforme, ma regolarizzabile.»
Lot 1: the lease contract lists a box different from the cadastral one, namely sub-unit 25 of 50 m² instead of sub-unit 23 of 15 m².
«Sul contratto di locazione viene riportato il box al foglio 1»
Lot 1: the appraiser indicates overdue and unpaid condominium charges of €99.70 at the date of the appraisal, and 2023 management arrears of €1,924.70, of which €1,825.00 are recorded as paid.
«Spese condominiali scadute ed insolute alla data della perizia:»
Lot 1: a lawsuit is ongoing between the Condominium and the foreclosed company and the Works Director/Designer over water seepage into the box driveway and compensation for damages, with the hearing postponed to 26.11.2025.
«E' in corso una causa azionata dal Condominio avanti al tribunale di Monza»
Lot 1: the appraiser applies a reduction of about 56% to the property value, for the penalty of unauthorised building works and the loss of floor area, setting the price at €800 per m².
«una decurtazione del valore del bene pari al 56% circa del valore commerciale stimato»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 22 of 22. Summary of 5 November 2026. Open the report ↗
210 m² apartment with cellar and garage in Cesano Maderno: base price € 151,575 (€722/m²), occupied (as stated in the notice).
| Type | Apartment |
|---|---|
| Surface area | 210 m² |
| Occupancy status | Occupied: who lives there and on what basis is set out in the appraisal report · from the notice |
| Deadline for offers | 26/01/2027 at 13:00 · in 82 days |
| Auction date | 28/01/2027 at 10:30 |
| Minimum offer | €113,681 |
| Deposit | at least 10% of the price you offer: the exact percentage is in the notice |
| Minimum bid increment | €1,000 |
| Type of sale | Court-ordered sale published on the Public Sales Portal (Court of Monza) |
| Sale method | Synchronous online auction: live online bidding at a fixed time |
| Proceedings | R.G.E. 374/2024 · Lot 1 · Court of Monza |
| Viewings and information | Sale delegate and court-appointed custodian: Maura Silva · 0399712961 · maurasilva@libero.it |
Offers by Tuesday 26/01/2027 at 13:00; auction on Thursday 28/01/2027.
From the notice: two-storey apartment with a commercial area of 210 m² for a 1000/1000 share, consisting of: living room, dining area and accessories on the 2nd floor, and 3 bedrooms and accessories on the 3rd floor, cellar and garage.
If this auction also receives no bids (asta deserta), as a rule the judge may reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around € 113,681, with a minimum offer (offerta minima) of € 85,261. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to others.
Online offer digitally signed via certified email (PEC) on the Public Sales Portal. Minimum offer (offerta minima) € 113,681.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book a viewing)
Source of data: Judicial auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice prevails. Report an error or request removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €357,000 – €430,500
OMI values for standard homes, area “Periferia”, first half of 2026, normal condition, × 210 m².
After a full renovation: €441,000 – €567,000
OMI values for the same area, excellent condition, × 210 m².
| Works | €/m² | Total for 210 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €42,000 – €84,000 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €84,000 – €168,000 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €147,000 – €273,000 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €113,681 + taxes €10,331 + delegated professional €1,000 – €2,500 | €125,013 – €126,513 | €357,000 – €430,500OMI, normal condition | +€230,487 – +€305,487 |
| Fully renovate and resellminimum offer €113,681 + taxes €10,331 + delegated professional €1,000 – €2,500 + works €147,000 – €273,000 | €272,013 – €399,513 | €441,000 – €567,000OMI, excellent condition | +€41,487 – +€294,987 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €113,681, with a minimum offer from €85,261. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Cesano Maderno (263 homes on a 4+4 open-market contract, 8.3 €/m² a month on average). Change the numbers to run your own figures.
Gross income €20,832 a year. Yield on the total cost: gross 12.6%, net 9.4%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€614 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
Cesano Maderno · Via San Giovanni Evangelista 14
Apartment · 37 m²
€1,000/m²
Mortgage ≈ €150 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Monza · Via Tommaseo 5
Apartment · 118 m²
€1,229/m²
Mortgage ≈ €587 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Monza · Via Vittorio Alfieri 7
Apartment · 124 m²
€2,235/m²
Mortgage ≈ €1,122 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Monza · Via San Rocco 10
Apartment · 53 m²
€1,308/m²
Mortgage ≈ €281 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
