Via Natale Lucca 11, Monza (Monza e della Brianza)
Photos published with the sale documents. The official notice prevails.
Lot 1: the property is occupied by the debtor at the date of the inspection. The lease agreement was terminated and cancelled on 05/05/2025.
«Alla data del sopralluogo l'immobile risulta occupato dal debitore.»
Lot 1: the appraiser indicates overdue and unpaid condominium charges as at the date of the appraisal of €17,422.06. The appraiser warns that the buyer also takes over the contributions for the current year and the previous year.
«Spese condominiali scadute ed insolute alla data della perizia:»
Lot 1: building compliance is rated as non-compliant but regularisable, with medium risk. Differences in the internal layout and an increase in the gross floor area (SLP) compared with the 1963 licence are indicated, to be verified with the municipal technician.
«L'immobile risulta non conforme, ma regolarizzabile.»
Lot 1: the appraiser reports an increase in the gross floor area compared with the 1963 licence, and misalignments towards the adjoining unit, which would require a joint regularisation with the owner of the neighbouring unit.
«Ulteriori difformità consistono in sfalsamenti di superficie verso l’unità immobiliare confinante; pertanto, si renderà necessaria la presentazione di una pratica di sanatoria congiunta con la proprietà dell’unità limitrofa.»
Lot 1: the appraiser estimates building regularisation costs of €2,800 (€1,800 in professional fees and €1,000 in penalties), with a timeframe of 30 days. For the cadastral part, he estimates €590 with a timeframe of 15. The appraiser states that the costs are indicative and should be treated as minimums.
«I costi di regolarizzazione esposti sono indicativi, da intendersi come minimi e potrebbero subire modifiche in sede di istruttoria.»
Lot 1: the cadastral record shows an increase in the balcony surface area that does not match the actual size. A DOCFA update filing is required; cadastral compliance is rated as low risk.
«si rende necessario procedere all’aggiornamento della scheda catastale mediante la presentazione di apposita pratica DOCFA»
Lot 1: no documentation of system compliance has been provided. All systems must be checked, brought up to standard and certified.
«Non è stata prodotta al perito nessuna documentazione attestante la conformità degli impianti.»
Lot 1: the notarial report refers to a perpetual right of way over a strip of land 350 cm wide on the west side of the buildings, in favour of the condominium owners.
«una servitù perpetua di passaggio sul lato ovest dei fabbricati, su una striscia di terra»
Lot 1: the appraiser rates the state of maintenance as average, but the bathroom tiling is poor, and the electrical, heating and air-conditioning systems are below average, with compliance not verifiable.
«conformità: non rilevabile»
Lot 1: the market value of €99,732.40 is reduced by 10% for maintenance condition and size, and by 5% for lack of guarantees on sanctions. Regularisation costs are €3,390.
«Stato manutentivo generale e dimensione del bene»
Lot 1: the appraiser notes that the end-of-works filing for DIA 86/06 was submitted late. The filings for the roof replacement and the chimney flues are listed separately.
«IN DATA 01/07/2020 CON PROTOCOLLO N. 0101020/2020 IL PROGETTISTA HA»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 19 of 19. Summary of 5 November 2026. Open the report ↗
Apartment of 77 m² with cellar in Monza: base price €99,000 (€1,273/m²), occupied by the debtor (as the notice says).
| Type | Apartment |
|---|---|
| Surface area | 77 m² |
| Occupancy status | Occupied by the debtor (vacated after the transfer decree) · from the notice |
| Deadline for offers | 16/12/2026 at 13:00 · in 41 days |
| Auction date | 18/12/2026 at 10:00 |
| Minimum offer | €74,250 |
| Deposit | 10% of the price you offer |
| Minimum bid increment | €2,000 |
| Type of sale | Court-ordered sale published on the Public Sales Portal (Court of Monza) |
| Sale method | Synchronous online auction: live online bidding at a fixed time |
| Proceedings | R.G.E. 353/2025 · Lot 1 · Court of Monza |
| Viewings and information | Sale delegate and court-appointed custodian: Giulia Besta · 0392301890 · giulia.besta@studiolegalecirillo.com |
Offers by Wednesday 16/12/2026 at 13:00; auction Friday 18/12/2026.
From the notice: Apartment of 77.78 m² for residential use on the second floor, consisting of a living room with open-plan kitchen, a hallway leading to the sleeping area, a bathroom, two bedrooms and a balcony, with an attached cellar room on the first basement floor.
If this auction also ends with no bids (asta deserta), as a rule the judge can reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €74,250, with a minimum offer (offerta minima) of €55,688. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge, and in the meantime the lot may be awarded to someone else.
Online offer digitally signed and sent via certified email (PEC) on the Public Sales Portal (Portale delle Vendite Pubbliche, PVP). Minimum offer (offerta minima) €74,250.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book a viewing)
Data source: court-ordered auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the official notice prevails. Report an error or request the removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €132,226 – €171,116
OMI values for standard homes, area “San Rocco”, first half of 2026, normal condition, × 78 m².
After a full renovation: €175,005 – €233,340
OMI values for the same area, excellent condition, × 78 m².
| Works | €/m² | Total for 78 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €15,556 – €31,112 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €31,112 – €62,224 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €54,446 – €101,114 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €74,250 + taxes €6,782 + delegated professional €1,000 – €2,500 | €82,032 – €83,532 | €132,226 – €171,116OMI, normal condition | +€48,694 – +€89,084 |
| Fully renovate and resellminimum offer €74,250 + taxes €6,782 + delegated professional €1,000 – €2,500 + works €54,446 – €101,114 | €136,478 – €184,646 | €175,005 – €233,340OMI, excellent condition | from −€9,642 to +€96,862 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €74,250, with a minimum offer from €55,688. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Monza (1,271 homes on a 4+4 open-market contract, 11.4 €/m² a month on average). Change the numbers to run your own figures.
Gross income €10,596 a year. Yield on the total cost: gross 9.8%, net 7.3%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€401 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
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Mortgage ≈ €150 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
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Mortgage ≈ €281 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
