Via Indipendenza 2, Vimercate (Monza e della Brianza)
Photos published with the sale documents. The official notice prevails.
Lot 1: the property is occupied by the debtor and the mother, as stated in the inspection record; the inspection of 11/02/2026 confirms the occupation.
«L'immobile è occupato dal debitore e la mamma, come riportato nel verbale di sopralluogo del»
Lot 1: overdue and unpaid condominium charges as at the date of the appraisal amounting to €6,448.00; the administrator later reported a debt of €6,447.86.
«Spese condominiali scadute ed insolute alla data della perizia:»
Lot 1: the actual state of the dwelling does not comply with what was authorised, with internal alterations; the appraiser states that it can be regularised through a CILA in regularisation (sanatoria).
«Lo stato di fatto rilevato non risulta conforme a quanto autorizzato e depositato in comune.»
Lot 1: the appraiser estimates the costs of regularising the irregularities at €1,852.00 (penalty €1,000.00, administrative fees €52.00, CILA design €800.00), with a timeframe of 1 month.
«Spese di regolarizzazione delle difformità (vedi cap.8):»
Lot 1: mould growth on the north walls is found in the dwelling, due to thermal bridges; the windows are in mediocre condition.
«si evidenzia nelle pareti a nord dell'abitazione un»
Lot 1: it was not possible to verify compliance of the air conditioning system or the electrical system, because the documentation was not made available to the CTU.
«Non è stato possibile verificarne la conformità in quanto la documentazione non è stata messa nella»
Lot 1: the appraiser notes that the position of the garage costs is unclear, because the administrator has not indicated the corresponding millesimal shares and management costs; further investigation is recommended.
«Si raccomanda di approfondire con l'amministratore la situazione delle spese del box in quanto nella documentazione»
Lot 1: two mortgages (voluntary and judicial) are registered and two attachments are recorded; the proceedings will cancel them, but the appraiser states that the entry concerns the attached properties.
«ipoteca giudiziale, stipulata il 24/11/2017 a firma di Tribunale di Milano ai nn. 28.672 di repertorio,»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 24 of 24. Summary of 5 November 2026. Open the report ↗
103 m² apartment with garage and cellar in Vimercate, Ruginello district: base price €172,423 (€1,668/m²), occupied by the debtor (the appraisal report says so).
| Type | Apartment |
|---|---|
| Surface area | 103 m² |
| Occupancy status | Occupied by the debtor (will be vacated after the transfer decree) · per the appraisal report |
| Deadline for offers | 08/12/2026 at 13:00 · in 33 days |
| Auction date | 10/12/2026 at 11:00 |
| Minimum offer | €129,318 |
| Deposit | at least 10% of the price you offer: the exact percentage is in the notice |
| Minimum bid increment | €1,000 |
| Type of sale | Court-ordered sale published on the Public Sales Portal (Court of Monza) |
| Sale method | Synchronous online auction: live online bidding at a fixed time |
| Proceedings | R.G.E. 223/2022 · Lot 1 · Court of Monza |
| Viewings and information | Sale delegate and court-appointed custodian: Lillo Gaetani · 039666161 · lillo@studiogaetani.it |
Offers by Tuesday 08/12/2026 at 13:00; auction on Thursday 10/12/2026.
From the notice: apartment in Vimercate, via Indipendenza 2, Ruginello district, commercial surface of 103.35 m² plus single garage and cellar.
If this auction also ends with no bids, as a rule the judge can reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from about €129,317, with a minimum offer (offerta minima) from €96,988. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the judge decides the reduction, and in the meantime the lot may be awarded to someone else.
Digitally signed online offer sent by certified email (PEC) via the Public Sales Portal (Portale delle Vendite Pubbliche, PVP). Minimum offer (offerta minima) €129,318.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book a viewing)
Source of data: Judicial auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice is authoritative. Report an error or request removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €160,192 – €211,868
OMI values for standard homes, area “Ruginello, Oldaniga, Ex Ibm, Cascina Foppa”, first half of 2026, normal condition, × 103 m².
After a full renovation: €217,035 – €268,710
OMI values for the same area, excellent condition, × 103 m².
| Works | €/m² | Total for 103 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €20,670 – €41,340 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €41,340 – €82,680 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €72,345 – €134,355 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €129,318 + taxes €11,739 + delegated professional €1,000 – €2,500 | €142,057 – €143,557 | €160,192 – €211,868OMI, normal condition | +€16,636 – +€69,811 |
| Fully renovate and resellminimum offer €129,318 + taxes €11,739 + delegated professional €1,000 – €2,500 + works €72,345 – €134,355 | €214,402 – €277,912 | €217,035 – €268,710OMI, excellent condition | from −€60,877 to +€54,308 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €129,317, with a minimum offer from €96,988. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Vimercate (221 homes on a 4+4 open-market contract, 9.2 €/m² a month on average). Change the numbers to run your own figures.
Gross income €11,400 a year. Yield on the total cost: gross 6.1%, net 4.5%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€698 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
Cesano Maderno · Via San Giovanni Evangelista 14
Apartment · 37 m²
€1,000/m²
Mortgage ≈ €150 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Monza · Via Tommaseo 5
Apartment · 118 m²
€1,229/m²
Mortgage ≈ €587 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Monza · Via Vittorio Alfieri 7
Apartment · 124 m²
€2,235/m²
Mortgage ≈ €1,122 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Monza · Via San Rocco 10
Apartment · 53 m²
€1,308/m²
Mortgage ≈ €281 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
