Misinto · 83.6 m² · Apartment

Apartment with cellar at auction in Vicolo Solaro 7, Misinto, 83 m²

Vicolo Solaro 7, Misinto (Monza e della Brianza)

Photos published with the sale documents. The official notice prevails.

The lot

83 m² apartment with cellar in Misinto: base price €56,806 (€679/m²), vacant (the notice says so).

Type	Apartment
Surface area	83 m²
Occupancy status	Vacant · from the notice
Deadline for offers	15/12/2026 at 13:00 · in 40 days
Auction date	17/12/2026 at 14:00
Minimum offer	€42,605
Deposit	at least 10% of the price you offer: the exact percentage is in the notice
Minimum bid increment	€1,000
Type of sale	Competitive sale in insolvency proceedings (Court of Monza), published on the Public Sales Portal
Sale method	Synchronous online auction: live online bidding at a fixed time
Proceedings	Compulsory liquidation no. 92/2025 · Court of Monza
Viewings and information	Liquidator: Sabrina Leopizzi · 0392308453 · s.leopizzi@studiodottleopizzi.it

Offers by Tuesday 15/12/2026 at 13:00; auction on Thursday 17/12/2026.

Read the text of the notice

From the notice: ground-to-roof courtyard house (1000/1000), 83.61 m², 3 levels, ground floor (T) living room, kitchen corner and porch; on floor 1 one habitable room, bathroom, hallway and porch; on floor 2 an accessory room, hallway and attic room.

How to take part

Irrevocable offer as set out in the terms, submitted online on the Public Sales Portal or on the website of the sale operator. Minimum offer €42,605.

This is a competitive sale managed by the liquidator of the procedure: read the terms and conditions (disciplinare), which set out where and how the offer must be delivered. To view the property, contact the liquidator: Sabrina Leopizzi · 0392308453.
The irrevocable offer is submitted as set out in the terms and conditions (disciplinare), online on the Public Sales Portal or on the website of the sale operator by Tuesday 15/12/2026 at 13:00.
If you are awarded the lot (aggiudicazione), you pay the balance within the deadlines set out in the disciplinare and sign the notarial deed (rogito) with the notary; mortgages and seizures are then cancelled by decree of the delegated judge.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (book a viewing)

Data source: court auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice is what counts. Report an error or request the removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit: the percentage and the payment method are set out in the disciplinare; check them before you bid
Balance payable under the disciplinare terms
Notary's fee for the notarial deed, payable by the buyer
Registration tax as in a normal sale; if the company in the proceedings is selling business assets, the sale may be subject to VAT (IVA): check the disciplinare
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

Deposit: the notice sets the percentage (often 10%, sometimes 20%): check it before making the bank transfer
Registration tax (imposta di registro): €1,100 if first home (prima casa; 2%, minimum €1,000) or €3,934 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a company is selling, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value rather than the price: often it is much less. Ask the sale delegate or the notary.
With the price-value based on the cadastral income (rendita catastale) of €144.09, the tax would be about €1,100 for a first home / €1,734 for a second home, always including mortgage and cadastral taxes: ask the sale delegate.
Notary's fee for the notarial deed (payable by the buyer), transcription and change of ownership: approximately €1,000-€2,500, more for higher amounts
Indicative total budget starting from €42,605: about €44,705-€49,039
Estimate starting from the minimum offer: monthly instalment of about €146 with a mortgage at 70% (€29,823) over 25 years at 3.3%; about €14,881 of savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the registration tax and the fees; estimate with a 10% deposit
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €108,693 – €142,137

OMI values for abitazioni civili, area “Intero Centro Urbano”, first half of 2026, normal condition, × 84 m².

After a full renovation: €146,318 – €179,762

OMI values for the same area, excellent condition, × 84 m².

What the works cost

Works	€/m²	Total for 84 m²
LightPainting, minor repairs, sanitary ware and doors	€200 – €400	€16,722 – €33,444
MediumBathroom, kitchen, flooring and upgrading of the systems	€400 – €800	€33,444 – €66,888
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls	€700 – €1,300	€58,527 – €108,693

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

Scenario	Total cost	Resale	Margin
Resell as it isminimum offer €42,605 + taxes €3,934 + delegated professional €1,000 – €2,500	€47,539 – €49,039	€108,693 – €142,137OMI, normal condition	+€59,654 – +€94,598
Fully renovate and resellminimum offer €42,605 + taxes €3,934 + delegated professional €1,000 – €2,500 + works €58,527 – €108,693	€106,066 – €157,732	€146,318 – €179,762OMI, excellent condition	from −€11,415 to +€73,695

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

10 September 2026€75,742
No bids (deserted)
17 December 2026€56,807
This sale · 25% lower than the previous attempt

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €42,605, with a minimum offer from €31,954. This is the maximum reduction, not a forecast.

Where it is

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Misinto (19 homes on a 4+4 open-market contract, 8.3 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€6,193

Gross income €8,340 a year. Yield on the total cost: gross 13.4%, net 10%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Area value: in OMI area B1 “Intero Centro Urbano” (centrale), for abitazioni civili in normale condition, the Italian Revenue Agency gives between €1,300 and €1,700 per m² of lorda floor area. At the starting price it costs €679 per m²: 48% below the minimum of the area. For 83.6 m² the area range is worth between €108,693 and €142,137. Rents in the area: 4.9–6.6 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
Average declared income in Misinto: €30,738 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€230 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.