Via Solferino 2, Seveso (Monza e della Brianza)
Photos published with the sale documents. The official notice prevails.
Sole Lot: the property was occupied by the debtor at the time of the inspection. No lease contracts are indicated.
«Alla data del sopralluogo l'immobile risulta occupato dal debitore.»
Sole Lot: the appraiser reports urban planning and building discrepancies for sub-unit 102 and sub-unit 101 carried out without a building permit, including a volume increase and a new balcony.
«tutti interventi realizzati in assenza di titolo abilitativo.»
Sole Lot: the appraiser writes that the second floor of the warehouse does not comply with the authorised permits and that no upward extension may be built today.
«Dalla verifica delle norme vigenti è emerso che non è consentita ad oggi la realizzazione di alcun sopralzo.»
Sole Lot: the appraiser states that the volume and SLP (gross floor area) discrepancies cannot be regularised and must be demolished, with restoration of the premises to their original state.
«Trattasi di incremento volumetrico e di SLP non autorizzata e non realizzabile. Difformità non sanabili.»
Sole Lot: the units have no certificate of habitability; the only one found covers just a part of the ground-floor warehouse and a garage.
«NB unità immobiliari prive di agibilità.»
Sole Lot: the appraiser deducts €20,000 from the value for the cost of regularisation (rounded up from €19,600) and states that other costs to be quantified, such as demolition, restoration to the original state, upgrading and professional fees, are excluded.
«arrotondato € 20.000,00 a cui andavano aggiunti i costi per le opere di:»
Sole Lot: the appraiser writes that the heating and electrical systems do not comply and that the flat is heated only by a pellet stove.
«Impianti termici ed elettrici non conformi»
Sole Lot: the appraiser rates the property's state of maintenance as very poor, together with its systems and services.
«stato di manutenzione: molto scarso»
Sole Lot: a dividing wall built under a SCIA blocks the vehicle entrance of parcel 372, and the appraiser finds no deeds establishing a right of way.
«Non risultano atti di costituzione servitù di passo pedonale/carraia ne di servitù impiantistica.»
Sole Lot: the appraiser reports a cellar on the basement floor that is not shown in the land registry plans or in the building permits.
«Si segnala inoltre la presenza di una cantina al piano interrato non indicata sulle planimetrie catastali»
Sole Lot: judicial and legal mortgages are registered, along with a declaratory judgment of bankruptcy, which the proceedings must cancel; an order for division has also been transcribed.
«ipoteca legale attiva, stipulata il 06/05/2015 a firma di EQUITALIA NORD S.P.A.»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 26 of 29: the rest of the report was not read. Summary of 5 November 2026. Open the report ↗
Apartment of 195 m² in Seveso: base price €325,000 (€1,667/m²), occupied (the notice says so).
| Type | Apartment |
|---|---|
| Surface area | 195 m² |
| Occupancy status | Occupied: who lives there and on what basis is set out in the appraisal report · from the notice |
| Deadline for offers | 09/12/2026 at 13:00 · in 34 days |
| Auction date | 11/12/2026 at 12:30 |
| Minimum offer | €243,750 |
| Deposit | at least 10% of the price you offer: the exact percentage is in the notice |
| Minimum bid increment | €2,000 |
| Type of sale | Competitive sale in insolvency proceedings (Court of Monza), published on the Public Sales Portal |
| Sale method | Synchronous online auction: live online bidding at a fixed time |
| Proceedings | Bankruptcy no. 82/2015 · Court of Monza |
| Viewings and information | Trustee: Joel Giuliani · 3270923233 · joel.giuliani@outlook.it |
Offers due by Wednesday 09/12/2026 at 13:00; auction on Friday 11/12/2026.
From the notice: Property complex made up of two apartments located in the municipality of Seveso (MB), Via Solferino no. 2 and no. 6.
If this sale also receives no bids (asta deserta), the judge can usually cut the base price by up to a quarter: at the next attempt it could start from around €243,750, with a minimum offer (offerta minima) of €182,812. This is the maximum permitted by law (art. 591 c.p.c.), not a forecast: the judge decides the reduction and in the meantime the lot may be awarded to others.
Irrevocable offer as set out in the terms of sale (disciplinare), online on the Public Sales Portal (Portale Vendite Pubbliche) or on the website of the sale operator. Minimum offer (offerta minima): €243,750.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book the viewing)
Data source: judicial auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice is what counts. Report an error or request the removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €224,250 – €321,750
OMI values for standard homes, area “Centro Urbano”, first half of 2026, normal condition, × 195 m².
After a full renovation: €331,500 – €419,250
OMI values for the same area, excellent condition, × 195 m².
| Works | €/m² | Total for 195 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €39,000 – €78,000 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €78,000 – €156,000 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €136,500 – €253,500 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €243,750 + taxes €22,038 + delegated professional €1,000 – €2,500 | €266,788 – €268,288 | €224,250 – €321,750OMI, normal condition | from −€44,038 to +€54,962 |
| Fully renovate and resellminimum offer €243,750 + taxes €22,038 + delegated professional €1,000 – €2,500 + works €136,500 – €253,500 | €403,288 – €521,788 | €331,500 – €419,250OMI, excellent condition | from −€190,288 to +€15,962 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €243,750, with a minimum offer from €182,813. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Seveso (149 homes on a 4+4 open-market contract, 8.2 €/m² a month on average). Change the numbers to run your own figures.
Gross income €19,224 a year. Yield on the total cost: gross 5.4%, net 4%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€1,316 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
Cesano Maderno · Via San Giovanni Evangelista 14
Apartment · 37 m²
€1,000/m²
Mortgage ≈ €150 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Monza · Via Tommaseo 5
Apartment · 118 m²
€1,229/m²
Mortgage ≈ €587 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Monza · Via Vittorio Alfieri 7
Apartment · 124 m²
€2,235/m²
Mortgage ≈ €1,122 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Monza · Via San Rocco 10
Apartment · 53 m²
€1,308/m²
Mortgage ≈ €281 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
