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Isola della Scala · 159 m² · Apartment

Flat at auction in Via Cercomano 14-15, Isola della Scala, 159 m²

Via Cercomano 14-15, Isola della Scala (Verona)

The appraisal report in brief

  1. Occupancy and title

    Lot 1: the properties are used by the remaining co-owners and granted free of charge; the 1/4 share of the judgment debtor is granted for free use. No lease contracts are on record.

    «Tutti i beni oggetto di perizia risultano utilizzati e concessi a titolo gratuito ai restanti comproprietari o familiari.»

    Quote from the report (Italian), page 14 ↗
  2. Planning and land-registry discrepancies

    Lot 1: for sub. 1 the appraiser indicates non-conformities on the ground floor (window converted into a French door, chimney, a passage built outside the outline towards the bathroom) and on the first and second floors; the connection to the bathroom is not permitted on a paved, non-buildable area.

    «l’ampliamento al piano terra per il posizionamento del disimpegno di collegamento al bagno non è ammesso su area pavimentata inedificabile»

    Quote from the report (Italian), page 22 ↗
  3. Planning and land-registry discrepancies

    Lot 1: for sub. 2 several discrepancies have emerged; the appraiser writes that a Scia regularisation (sanatoria) will need to be submitted for the division of the two units.

    «Al fine di quanto appena descritto sarà necessario presentare una Scia in sanatoria per la divisione delle due unità»

    Quote from the report (Italian), page 27 ↗
  4. Unauthorised building works

    Lot 1: the bathroom section has protection grade 7 (demolition without reconstruction) and, according to the appraiser, cannot be regularised and is subject to demolition.

    «non potrà essere sanato ed è oggetto di demolizione per la presentazione di qualsiasi pratica edilizia»

    Quote from the report (Italian), page 20 ↗
  5. Restrictions and easements

    Lot 1: restriction on use as a cowshed, created by private deed authenticated in favour of the Comune, which will remain the responsibility of the buyer.

    «Vincolo destinazione d’uso stalla»

    Quote from the report (Italian), page 11 ↗
  6. Other

    Lot 1: mortgages and attachments are registered (including a mortgage for tax collection), which the appraiser indicates are to be cancelled by the proceedings; a voluntary mortgage and a judicial mortgage are also to be cancelled.

    «Vincoli ed oneri giuridici che saranno cancellati a cura e spese della procedura»

    Quote from the report (Italian), page 13 ↗
  7. Systems (plumbing, electrical, heating)

    Lot 1: the autoclave serves all units, and the boiler in the attic room of sub. 1 serves flat sub. 3; the units cannot be divided from the point of view of the systems.

    «all’interno del sub. 5, è collocata un’autoclave che serve tutte le porzioni di edificio residenziale»

    Quote from the report (Italian), page 7 ↗
  8. State of repair

    Lot 1: sub. 5 is a building under construction, internally in a rough state and without systems.

    «un edificio in corso di costruzione internamente allo stato grezzo e privo di impianti»

    Quote from the report (Italian), page 5 ↗
  9. Unauthorised building works

    Lot 1: for sub. 1 the appraiser writes that the elevation changes are the result of a graphic error in the cadastral floor plan, but the non-compliant openings must be removed or restored because the property has protection grade 2.

    «dovranno essere rimosse e/o ripristinate le aperture difformi»

    Quote from the report (Italian), page 22 ↗
  10. Regularisation costs

    Lot 1: the appraiser gives no amount; he writes only that regularisation requires retrospective building applications and demolitions, without quantification in the extracted text.

    «Al fine di quanto appena descritto sarà necessario presentare una Scia in sanatoria»

    Quote from the report (Italian), page 27 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 29 of 65: the rest of the report was not read. Summary of 5 November 2026. Open the report ↗

The lot

Flat of 159 m² in Isola della Scala: base price €600,000 (€3,774/m²), occupied (as the notice says).

TypeApartment
Surface area159 m²
Occupancy statusOccupied: who lives there and on what basis is set out in the appraisal report · from the notice
Deadline for offers01/12/2026 at 13:00 · in 26 days
Auction date02/12/2026 at 10:00
Minimum offer€450,000
Deposit10% of the price you offer
Minimum bid increment€5,000
Type of saleCourt sale by the Court of Verona (Tribunale di Verona), with online tender on the notaries' portal (Notartel)
Sale methodMixed: you can make higher bids online or in person before the sale delegate
ProceedingsR.G. 1467/2024 · Lot 1 · Court of Verona
Viewings and informationSale delegate and court-appointed custodian: Lorenza Sboarina · 3484119504 · sboarina@maccarroneco.it

Offers by Tuesday 01/12/2026 at 13:00; auction on Wednesday 02/12/2026.

Read the text of the notice

From the notice: Full ownership of the 1/1 share of the property complex located within a rural courtyard called Corte Cercomano, consisting of: three residential dwellings, agricultural building used as stables / hayloft, building under construction and agricultural land of 15,064 m², currently uncultivated. Occupied by the co-owners / co-sharers; the attached agricultural portions are all used by an agricultural company, which carries on its business there.

If this sale also ends with no bids, the judge can normally reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €450,000, with a minimum offer (offerta minima) of €337,500. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to someone else.

How to take part

You can bid online, with PEC and a digital signature, on the Public Sales Portal (Portale Vendite Pubbliche), or in a sealed envelope at the sale delegate's office: at the auction, bidding takes place in the room or remotely. Minimum offer €450,000.

  1. Book your viewing through the Public Sales Portal, using the «Book viewing» button on the official listing: by law, requests must go through there (art. 560 c.p.c.). Court-appointed custodian (custode): Lorenza Sboarina · 3484119504. You can call the custodian with questions about the property. Read the attached appraisal report (perizia).
  2. Choose how to bid: online (you need PEC, digital signature and a bank transfer for the deposit (cauzione)) or in a sealed envelope at the sale delegate's office (with a banker's cheque). Deposit: 10% of the price offered, as the notice requires.
  3. Submit your online bid through the Public Sales Portal, or deposit the sealed envelope with the sale delegate by Tuesday 01/12/2026 at 13:00.
  4. Auction on Wednesday 02/12/2026 at 10:00: bidding takes place in the room in front of the sale delegate or remotely; if you are the successful bidder for the lot, pay the balance within the terms of the notice, and then the transfer decree.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Data source: Judicial auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice is authoritative. Report an error or request removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit: 10% of the offered price (as the notice requires), by bank transfer if you bid online or with a banker's cheque in the envelope if you bid in person
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
  • Anyone occupying without title will be removed by the court-appointed custodian, and the timing should be factored in

What you really need

  • Deposit: €45,000 (10% of the minimum offer, as the notice requires) or €60,000 if you bid the base price
  • Registration tax (imposta di registro): €9,100 if first home (prima casa) (2%, minimum €1,000) or €40,600 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if the seller is a business, VAT may apply: the notice will say so. If you are buying as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value rather than the sale price: this is often much lower. Ask the sale delegate or the notary.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Indicative total budget starting from €450,000: approximately €460,100-€493,100
  • Estimate starting from the minimum offer: monthly instalment of about €1,543 with a 70% mortgage (€315,000) over 25 years at 3.3%; you need about €145,100 in savings: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the tax and the fees
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €117,660 – €174,900

OMI values for standard homes, area “R1”, first half of 2026, normal condition, × 159 m².

What the works cost

Works€/m²Total for 159 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€31,800 – €63,600
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€63,600 – €127,200
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€111,300 – €206,700

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €450,000 + taxes €40,600 + delegated professional €1,000 – €2,500€491,600 – €493,100€117,660 – €174,900OMI, normal condition−€375,440 – −€316,700

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

For this area the Italian Revenue Agency does not publish the value of homes in excellent condition: the margin after the works cannot be estimated.

History of the lot

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €450,000, with a minimum offer from €337,500. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Isola della Scala (114 homes on a 4+4 open-market contract, 5.1 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€7,156

Gross income €9,636 a year. Yield on the total cost: gross 1.5%, net 1.1%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area R1 (rural), for standard homes in normal condition, the Italian Revenue Agency gives between €740 and €1,100 per m² of gross floor area. Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 8,634 homes sold in the last 4 quarters (rest of the province, VR), 52% with a mortgage. In Q2 2026: +2% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in Isola della Scala: €23,149 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€2,429 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free