Custom alerts ↗IT
Menu ☰
Biella · 43 m² · Shop

Shop at auction in Via San Filippo 4, Biella, 43 m²

Via San Filippo 4, Biella

The appraisal report in brief

  1. Occupancy and title

    Lot 1: at the inspection on 29/04/2026 the assets were found free of people, but with furnishings, equipment and construction materials present.

    «Alla data del sopralluogo tenutosi il 29/04/2026, i beni risultavano liberi da persone, tuttavia erano presenti degli arredi, attrezzature e materiale da cantiere.»

    Quote from the report (Italian), page 21 ↗
  2. Occupancy and title

    Lot 1: the premises communicated with an adjacent unit under leasing; there are now plasterboard partitions, and the position of the leased unit is hard to verify because the appraiser could not access it.

    «la cui posizione è di difficile verifica non potendo accedere all’unità in leasing.»

    Quote from the report (Italian), page 22 ↗
  3. Planning and land-registry discrepancies

    Lot 1: the appraiser lists six discrepancies between the actual state and the building permits and cadastral records, including walls and a dressing room not provided for, and a greenhouse not shown.

    «A seguito del sopralluogo si è potuto verificare che le unità immobiliari corrispondo agli elaborati grafici allegati alle pratiche edilizie e alle schede catastali ad eccezione di:»

    Quote from the report (Italian), page 30 ↗
  4. Planning and land-registry discrepancies

    Lot 1: the greenhouse in the courtyard and the courtyard itself do not appear in the deeds or in the Catasto Fabbricati; the appraiser notes that the courtyard is not identified in the Catasto Fabbricati.

    «La corte non risulta identificata al Catasto Fabbricati.»

    Quote from the report (Italian), page 17 ↗
  5. Unauthorised building works

    Lot 1: the appraiser indicates that to regularise the property a Cila/Scia regularisation filing is needed, together with updating the cadastral records.

    «Per regolarizzare l’immobile sarà necessario presentare una pratica di Cila/Scia in sanatoria»

    Quote from the report (Italian), page 30 ↗
  6. Restrictions and easements

    Lot 1: the deeds do not record any easements, except those referred to in the 1980 deed arising from the 1945 division.

    «Negli atti sopra citati non sono riportate servitù, ad eccezione di quanto riportato»

    Quote from the report (Italian), page 14 ↗
  7. Other

    Lot 1: the property is burdened by a judicial mortgage (ipoteca giudiziale) of €800,000.00 in favour of Banca Sella over all the properties, and by the judgment opening judicial liquidation over all the properties.

    «L’ipoteca di cui sopra grava su tutti gli immobili;»

    Quote from the report (Italian), page 14 ↗
  8. Other

    Lot 1: the appraiser notes that the property is encumbered by the registration of the judicial liquidation of the owner company.

    «sentenza di apertura della liquidazione giudiziale trascritta presso la Conservatoria dei Registri Immobiliari di Biella in data 18 novembre 2025»

    Quote from the report (Italian), page 15 ↗
  9. State of repair

    Lot 1: part of the premises has renovation works that were started but never finished, with missing flooring and wooden window frames; the greenhouse in the courtyard is not in good condition.

    «Ad eccezione dei primi due locali dell’unità identificata con i sub. 24/14, nella restante parte del negozio, separati da una parete rivestita con specchio, sono iniziati lavori di ristrutturazione degli ambienti, mai terminati.»

    Quote from the report (Italian), page 24 ↗
  10. State of repair

    Lot 1: the iron and glass greenhouse is not in good condition.

    «La serra è in ferro e vetro e non si trova in buono stato di manutenzione.»

    Quote from the report (Italian), page 26 ↗
  11. Regularisation costs

    Lot 1: the appraiser estimates the cost of regularisation at about €5,000.00, including consultancy fees; the final value is reduced by 30% also for these costs.

    «il cui costo, comprensivo delle consulenze tecniche, viene stimato in circa € 5.000,00.»

    Quote from the report (Italian), page 30 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 37 of 37. Summary of 5 November 2026. Open the report ↗

The lot

Shop of 43 m² in Biella: base price €95,200 (€2,214/m²), vacant (as the notice states).

TypeShop
Surface area43 m²
Occupancy statusVacant · from the notice
Deadline for offers25/11/2026 at 13:00 · in 20 days
Auction date26/11/2026 at 15:00
Minimum offer€71,400
Deposit10% of the price you offer
Minimum bid increment€1,000
Type of saleCompetitive sale in insolvency proceedings (Court of Milan), published on the Public Sales Portal
Sale methodOnline asynchronous auction: offers and bids online over a number of days, without being present
ProceedingsJudicial liquidation no. 637/2025 · Lot 1 · Court of Milan
Viewings and informationCustodian: SIVAG SPA · fallimenti-immobili@sivag.com

Offers due by Wednesday 25/11/2026 at 13:00; auction on Thursday 26/11/2026.

Read the text of the notice

From the notice: Judicial liquidation Galileo Srl R.G. 637/2025: Biella Via S.

How to take part

Irrevocable offer as the terms specify, online on the Public Sales Portal or on the sale operator's website. Minimum offer €71,400.

  1. This is a competitive sale managed by the receiver of the proceedings: read the disciplinare (sale terms), which sets out where and how the offer must be delivered. To visit the property, contact the court-appointed custodian (custode): SIVAG SPA · fallimenti-immobili@sivag.com.
  2. The irrevocable offer is submitted as set out in the terms of sale (disciplinare), online on the Public Sales Portal or on the website of the sale manager by Wednesday 25/11/2026 at 13:00.
  3. If you are awarded the lot (aggiudicazione), you pay the balance within the deadlines set out in the disciplinare and sign the notarial deed (rogito) with the notary; mortgages and seizures are then cancelled by decree of the delegated judge.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit (cauzione): 10% of the offered price, as set out in the sale rules
  • Balance payable under the disciplinare terms
  • Notary's fee for the notarial deed, payable by the buyer
  • Registration tax as in a normal sale; if the company in the proceedings is selling business assets, the sale may be subject to VAT (IVA): check the disciplinare
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

  • Deposit: €7,140 (10% of the minimum offer, as the notice requires) or €9,520 if you offer the base price
  • Registration tax: €6,526 (9%, minimum €1,000, plus €100 for mortgage and cadastral taxes); if the seller is a company, VAT may apply: the notice says so
  • Notary's fee for the notarial deed (payable by the buyer), transcription and change of ownership: approximately €1,000-€2,500, more for higher amounts
  • Indicative total budget starting from €71,400: approximately €78,926-€80,426
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €21,930 – €36,980

OMI values for shops, area “Centro Storico”, first half of 2026, normal condition, × 43 m².

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €71,400 + taxes €6,526 + delegated professional €1,000 – €2,500€78,926 – €80,426€21,930 – €36,980OMI, normal condition−€58,496 – −€41,946

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

  1. 25 September 2026€119,000

    No bids (deserted)

  2. 26 November 2026€95,200

    This sale · 20% lower than the previous attempt

  3. 20 January 2027€69,000

    Outcome not published · 28% lower than the previous attempt

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €71,400, with a minimum offer from €53,550. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

The market here

Auctions in Biella ↗
  • Area value: in OMI area B2 “Centro Storico” (central), for shops in normal condition, the Italian Revenue Agency gives between €510 and €860 per m² of gross floor area. At the starting price it costs €2,214 per m²: 157% above the maximum of the area. For 43 m² the area range is worth between €21,930 and €36,980. Rents in the area: 4.9–8.7 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 724 homes sold in the last 4 quarters (provincial capital, BI), 27% with a mortgage. In Q2 2026: −24% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in Biella: €28,275 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€385 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free