Zagarolo · 82 m² · Apartment

Apartment with cellar and garage at auction in Via Colle Massimo, Zagarolo, 82 m²

Via Colle Massimo, Zagarolo (Roma)

The photos are in the official noticeOpen the notice ↗

The lot

Apartment of 82 m² with cellar and garage in Zagarolo: base price €118,000 (€1,439/m²).

Type	Apartment
Surface area	82 m² cadastral (from the notice)
Occupancy status	not stated in the notice: it is in the appraisal report
Deadline for offers	11/11/2026 at 23:59 · in 6 days
Auction date	12/11/2026 at 10:00
Minimum offer	€88,500
Deposit	10% of the price you offer
Minimum bid increment	€5,000
Type of sale	Court-ordered sale published on the Public Sales Portal (Court of Tivoli)
Sale method	Online asynchronous auction: offers and bids online over a number of days, without being present
Proceedings	R.G.E. 323/2020 · Court of Tivoli
Viewings and information	Sale delegate: Riccardo Guidarelli · 0690024881 · riccardo.guidarelli1@gmail.com
Viewings and information	Court-appointed custodian: IVG · 0689568901 · pvp@visiteivgroma.it

Offers by Wednesday 11/11/2026 at 23:59; auction Thursday 12/11/2026.

Read the text of the notice

From the notice: •Dwelling combined with one cellar room developed over two levels and composed on the ground floor of a living-dining room, two bedrooms, bathroom, hallway and porches, pertinent courtyard used as storage and as a box for horses, 1 agricultural land of vineyard quality and 2 agricultural lands of arable quality.

If this auction also ends with no bids (asta deserta), as a rule the judge can reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from about €88,500, with a minimum offer (offerta minima) of €66,375. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and meanwhile the lot may be awarded to others.

How to take part

Online offer digitally signed via PEC on the Public Sales Portal. Minimum offer (offerta minima) €88,500.

Book the viewing from the Public Sales Portal, using the «Prenota visita» button on the official listing: by law requests go through there (art. 560 c.p.c.). Court-appointed custodian (custode): IVG · 0689568901. You can call the custodian with questions about the property. The appraisal report (perizia) is not among the Portal's attachments: ask the sale delegate or the custodian, it is free.
Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
Submit the online offer on the Public Sales Portal by Wednesday 11/11/2026 at 23:59.
Auction on Thursday 12/11/2026 at 10:00: if you are awarded the lot, pay the balance within the notice's deadlines and then the transfer decree (decreto di trasferimento).

The appraisal report is not published with the notice: before bidding, ask the sale delegate or the custodian for it (it is free of charge), or find it on the publicity websites listed in the official listing.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (book the viewing)

Source of the data: court auction (official notice). Colpo d’Asta is a private service, not the official sale website: the notice prevails. Report an error or request removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
Balance of the price within the deadline set by the notice (at most 120 days from the award)
Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
Anyone occupying without title will be removed by the court-appointed custodian, and the timing should be factored in

What you really need

Deposit (cauzione): €8,850 (10% of the minimum offer, as the notice requires) or €11,800 if you offer the base price
Registration tax (imposta di registro): €1,870 if first home (prima casa) (2%, minimum €1,000) or €8,065 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a business is selling, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: this is often much less. Ask the sale delegate or the notary.
Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
Indicative total budget starting from €88,500: about €91,370-€99,065
Estimate starting from the minimum offer: monthly instalment of about €304 with a 70% mortgage (€61,950) over 25 years at 3.3%; you need about €29,420 in savings: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the tax and the fees
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €73,800 – €110,700

OMI values for abitazioni civili, area “E7”, first half of 2026, normal condition, × 82 m².

What the works cost

Works	€/m²	Total for 82 m²
LightPainting, minor repairs, sanitary ware and doors	€200 – €400	€16,400 – €32,800
MediumBathroom, kitchen, flooring and upgrading of the systems	€400 – €800	€32,800 – €65,600
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls	€700 – €1,300	€57,400 – €106,600

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

Scenario	Total cost	Resale	Margin
Resell as it isminimum offer €88,500 + taxes €8,065 + delegated professional €1,000 – €2,500	€97,565 – €99,065	€73,800 – €110,700OMI, normal condition	from −€25,265 to +€13,135

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

For this area the Italian Revenue Agency does not publish the value of homes in excellent condition: the margin after the works cannot be estimated.

History of the lot

12 November 2026€118,000
This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €88,500, with a minimum offer from €66,375. This is the maximum reduction, not a forecast.

Where it is

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Zagarolo (56 homes on a 4+4 open-market contract, 5.9 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€4,295

Gross income €5,784 a year. Yield on the total cost: gross 4.5%, net 3.3%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Area value: in OMI area E7 (suburbana), for abitazioni civili in normale condition, the Italian Revenue Agency gives between €900 and €1,350 per m² of lorda floor area. At the starting price it costs €1,439 per m²: 7% above the maximum of the area. For 82 m² the area range is worth between €73,800 and €110,700. Rents in the area: 4.8–6.8 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
20,092 homes sold in the last 4 quarters (rest of the province, RM), 51% with a mortgage. In Q2 2026: +5% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Zagarolo: €22,142 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€478 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.