Civitavecchia · 99 m² · Apartment

Flat with cellar at auction in Via Raffaello Sanzio 15, Civitavecchia, 99 m²

Via Raffaello Sanzio 15, Civitavecchia (Roma)

Photos published with the sale documents. The official notice prevails.

The lot

Flat of 99 m² with cellar in Civitavecchia: base price €175,000 (€1,768/m²), occupied.

Type	Apartment
Surface area	99 m²
Occupancy status	Occupied: who lives there and on what legal basis is stated in the appraisal report · from the Public Sales Portal
Deadline for offers	03/12/2026 at 13:00 · in 28 days
Auction date	04/12/2026 at 15:30
Minimum offer	€131,250
Deposit	10% of the price you offer
Minimum bid increment	€5,500
Type of sale	Court sale published on the Public Sales Portal (Court of Civitavecchia)
Sale method	Online asynchronous auction: offers and bids online over a number of days, without being present
Proceedings	R.G.E. 145/2023 · Court of Civitavecchia
Viewings and information	Sale delegate: Andrea Vecchiotti · 069952533 · andrea.vecchiotti@yahoo.it

Offers by Thursday 03/12/2026 at 13:00; auction Friday 04/12/2026.

Read the text of the notice

From the notice: full ownership of the flat located in Civitavecchia at Via Raffaello Sanzio, no. 15, staircase E, interior 7, on the second floor, 12 and attached cellar on the basement floor with a usable floor area of 12 m². – OCCUPIED by the foreclosed debtor.

If this sale also ends with no bids, the judge can as a rule reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from about €131,250, with a minimum offer of €98,438. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge, and in the meantime the lot may be awarded to someone else.

How to take part

Online offer digitally signed and sent via PEC on the Public Sales Portal. Minimum offer €131,250.

Book the viewing through the Public Sales Portal, using the «Prenota visita» button in the official listing: by law, requests go through there (art. 560 c.p.c.). For questions about the property, the reference is the sale delegate (delegato alla vendita): Andrea Vecchiotti · 069952533. Read the attached appraisal report (perizia).
Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
Submit the online offer on the Public Sales Portal by Thursday 03/12/2026 at 13:00.
Auction Friday 04/12/2026 at 15:30: if you become the successful bidder (aggiudicatario) for the lot, pay the balance within the terms of the notice and then the transfer decree (decreto di trasferimento).

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (book the viewing)

Data source: judicial auction (official notice). Colpo d’Asta is a private service, not the official site of the sale: the notice is what counts. Report an error or request the removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
Balance of the price within the deadline set by the notice (at most 120 days from the award)
Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
Anyone occupying without title will be removed by the court-appointed custodian, and the timing should be factored in

What you really need

Deposit: €13,125 (10% of the minimum offer, as the notice requires) or €17,500 if you offer the base price
Registration tax (imposta di registro): €2,725 if first home (prima casa) (2%, minimum €1,000) or €11,912 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a business is selling, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: often much less. Ask the delegate or the notary.
With the price-value (cadastral income €639.12), the tax would be about €1,576 for a first home / €7,348 for a second home, always including mortgage and cadastral taxes: ask the delegate.
Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
Indicative total budget starting from €131,250: about €134,975–€145,662
Estimate starting from the minimum offer (offerta minima): monthly instalment of about €450 with a 70% mortgage (€91,875) over 25 years at 3.3%; you need about €43,100 in savings: the 30% not covered by the mortgage (the deposit (cauzione) you paid is part of it and is deducted from the price), the registration tax and the fees
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €133,650 – €198,000

OMI values for standard homes, area “Zona Periferica (Viale Pietro Nenni)”, first half of 2026, normal condition, × 99 m².

What the works cost

Works	€/m²	Total for 99 m²
LightPainting, minor repairs, sanitary ware and doors	€200 – €400	€19,800 – €39,600
MediumBathroom, kitchen, flooring and upgrading of the systems	€400 – €800	€39,600 – €79,200
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls	€700 – €1,300	€69,300 – €128,700

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

Scenario	Total cost	Resale	Margin
Resell as it isminimum offer €131,250 + taxes €11,912 + delegated professional €1,000 – €2,500	€144,162 – €145,662	€133,650 – €198,000OMI, normal condition	from −€12,012 to +€53,838

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

For this area the Italian Revenue Agency does not publish the value of homes in excellent condition: the margin after the works cannot be estimated.

History of the lot

4 December 2026€175,000
This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €131,250, with a minimum offer from €98,438. This is the maximum reduction, not a forecast.

Where it is

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Civitavecchia (96 homes on a 4+4 open-market contract, 7 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€6,167

Gross income €8,304 a year. Yield on the total cost: gross 4.4%, net 3.2%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Auctions in Civitavecchia ↗

Area value: in OMI area D1 “Zona Periferica (Viale Pietro Nenni)” (outlying), for standard homes in normal condition, the Italian Revenue Agency gives between €1,350 and €2,000 per m² of gross floor area. At the starting price it costs €1,768 per m², within the values of the area. For 99 m² the area range is worth between €133,650 and €198,000. Rents in the area: 6–9 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
20,092 homes sold in the last 4 quarters (rest of the province, RM), 51% with a mortgage. In Q2 2026: +5% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Civitavecchia: €25,330 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€708 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.