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Limbiate · 47 m² · Apartment

Appartamento con cantina all'asta in Via 8 Marzo 6, Limbiate, 47 mq

Via 8 Marzo 6, Limbiate (Monza e della Brianza)

The lot

Appartamento di 47 mq con cantina a Limbiate: prezzo base € 38.000 (809 €/mq), occupato (lo dice l'avviso).

TypeApartment
Surface area47 m²
Occupancy statusOccupied: who lives there and on what basis is set out in the appraisal report · from the notice
Deadline for offers11/01/2027 at 13:00 · in 65 days
Auction date12/01/2027 at 10:00
Minimum offer€28,500
Deposit10% of the price you offer
Minimum bid increment€1,000
Type of saleCourt sale published on the Public Sales Portal (Court of Milan)
Sale methodOnline asynchronous auction: offers and bids online over a number of days, without being present
ProceedingsR.G.E. 1236/2025 · Tribunale di Milano
Viewings and informationSale delegate: Giulia Corsi · 3403331257 · giulycorsy@hotmail.com

Offers by Monday 11/01/2027 at 13:00; auction on Tuesday 12/01/2027.

Read the text of the notice

Dall'avviso: Piena proprietà di un appartamento al piano primo (di otto piani fuori terra), con ascensore, composto da ingresso, un locale uso soggiorno con cucinino collegato e balcone, un bagno e una camera da letto, oltre cantina di pertinenza al piano interrato.

If this auction also has no bids (asta deserta), as a rule the judge can reduce the base price by up to a quarter: at the next attempt it could start from about €28,500, with a minimum offer of €21,375. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the judge decides the reduction and in the meantime the lot may be awarded to someone else.

How to take part

Offerta telematica firmata digitalmente via PEC sul Portale Vendite Pubbliche. Offerta minima € 28.500.

  1. Book the viewing through the Public Sales Portal, using the «Prenota visita» button in the official listing: by law, requests must go through there (art. 560 c.p.c.). For questions about the property, the contact is the sale delegate (delegato alla vendita): Giulia Corsi · 3403331257. Read the attached appraisal report (perizia).
  2. Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
  3. Submit the online offer on the Public Sales Portal by Monday 11/01/2027 at 13:00.
  4. Auction Tuesday 12/01/2027 at 10:00: if you are the successful bidder, pay the balance within the terms of the notice and then the transfer decree.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
  • Anyone occupying without title will be removed by the court-appointed custodian, and the timing should be factored in

What you really need

  • Cauzione: € 2.850 (10% dell'offerta minima, come chiede l'avviso) o € 3.800 se offri il prezzo base
  • Imposta di registro: € 1.100 se prima casa (2%, minimo 1.000 €) o € 2.665 negli altri casi (9%, minimo 1.000 €), già comprese 100 € di imposte ipotecaria e catastale; se vende un'impresa può esserci l'IVA: lo dice l'avviso. Se compri come persona fisica e la vendita non è soggetta a IVA, puoi chiedere che l'imposta si calcoli sul valore catastale invece che sul prezzo: spesso è molto meno. Chiedilo al delegato o al notaio.
  • Con il prezzo-valore (rendita € 180,76) l'imposta sarebbe di circa € 1.100 prima casa / € 2.150 seconda casa, sempre comprese ipotecaria e catastale: chiedilo al delegato.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Budget totale indicativo partendo da € 28.500: circa € 30.600-€ 33.665
  • Stima partendo dall'offerta minima: rata di circa € 98 al mese con un mutuo al 70% (€ 19.950) in 25 anni al 3,3%; servono circa € 10.650 di risparmi: il 30% non coperto dal mutuo (la cauzione versata ne fa parte, viene scalata dal prezzo), l'imposta e i compensi
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €56,400 – €77,550

OMI values for standard homes, area “Periferia”, first half of 2026, normal condition, × 47 m².

After a full renovation: €79,900 – €108,100

OMI values for the same area, excellent condition, × 47 m².

What the works cost

Works€/m²Total for 47 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€9,400 – €18,800
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€18,800 – €37,600
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€32,900 – €61,100

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €28,500 + taxes €2,665 + delegated professional €1,000 – €2,500€32,165 – €33,665€56,400 – €77,550OMI, normal condition+€22,735 – +€45,385
Fully renovate and resellminimum offer €28,500 + taxes €2,665 + delegated professional €1,000 – €2,500 + works €32,900 – €61,100€65,065 – €94,765€79,900 – €108,100OMI, excellent conditionfrom −€14,865 to +€43,035

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €28,500, with a minimum offer from €21,375. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Limbiate (146 homes on a 4+4 open-market contract, 7.5 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€3,128

Gross income €4,212 a year. Yield on the total cost: gross 10.1%, net 7.5%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area D1 “Periferia” (outlying), for standard homes in normal condition, the Italian Revenue Agency gives between €1,200 and €1,650 per m² of gross floor area. At the starting price it costs €809 per m²: 33% below the minimum of the area. For 47 m² the area range is worth between €56,400 and €77,550. Rents in the area: 5–7.2 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • Average declared income in Limbiate: €24,786 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€154 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free