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Frosinone · 208 m² · Apartment

Apartment with garage and cellar at auction in Via Mastruccia 107, Frosinone, 208 m²

Via Mastruccia 107, Frosinone

The lot

208 m² apartment with garage and cellar in Frosinone: base price €70,000 (€337/m²), vacant (the notice says so).

TypeApartment
Surface area208 m²
Occupancy statusVacant · from the notice
Deadline for offers21/12/2026 at 12:00 · in 46 days
Auction date22/12/2026 at 10:00
Minimum offer€70,000 (equal to the base price: this notice does not accept reduced offers)
Deposit10% of the price you offer
Minimum bid increment€1,000
Type of saleCompetitive sale in insolvency proceedings (Court of Rome), published on the Public Sales Portal
Sale methodOnline asynchronous auction: offers and bids online over a number of days, without being present
ProceedingsJudicial liquidation no. 128/2025 · Court of Rome
Viewings and informationTrustee: Angelo Novellino · +39065917459 · studio.novellino@libero.it
Sale manager: Abilio SPA · 05461912424 · info@abilio.com

Offers by Monday 21/12/2026 at 12:00; auction on Tuesday 22/12/2026.

Read the text of the notice

From the notice: Two-storey apartment with 4 bedrooms, garage, cellar, balcony and private courtyard of about 232 m² in Frosinone, Via Mastruccia no. 107. Indicative total commercial area: 208 m².

If this auction also receives no bids (asta deserta), as a rule the judge can reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €52,500, with a minimum offer (offerta minima) of €39,375. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to others.

How to take part

Irrevocable offer as the terms of sale indicate, online on the Public Sales Portal or on the website of the sale operator. Minimum offer (offerta minima): €70,000.

  1. This is a competitive sale managed by the trustee (curatore): read the terms of sale (disciplinare), which set out where and how to submit the offer. To view the property, contact the trustee: Angelo Novellino · +39065917459.
  2. The irrevocable offer is submitted as the terms of sale (disciplinare) indicate, online on the Public Sales Portal or on the website of the sale operator by Monday 21/12/2026 at 12:00.
  3. If you are awarded the lot (aggiudicazione), you pay the balance within the deadlines set out in the disciplinare and sign the notarial deed (rogito) with the notary; mortgages and seizures are then cancelled by decree of the delegated judge.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Source of data: Judicial auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice prevails. Report an error or request the removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit (cauzione): 10% of the offered price, as set out in the sale rules
  • Balance payable under the disciplinare terms
  • Notary's fee for the notarial deed, payable by the buyer
  • Registration tax as in a normal sale; if the company in the proceedings is selling business assets, the sale may be subject to VAT (IVA): check the disciplinare
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

  • Deposit: €7,000 (10% of the base price, as the notice requires)
  • Registration tax (imposta di registro): €1,500 if first home (prima casa) (2%, minimum €1,000) or €6,400 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if the seller is a business, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: often much less. Ask the sale delegate or the notary.
  • Notary's fee for the notarial deed (payable by the buyer), transcription and change of ownership: approximately €1,000-€2,500, more for higher amounts
  • Indicative total budget starting from €70,000: approximately €72,500-€78,900
  • Estimate starting from the base price: instalment of around €240 a month with a 70% mortgage (€49,000) over 25 years at 3.3%; around €23,500 of savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the tax and the fees
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €174,720 – €218,400

OMI values for standard homes, area “C3”, first half of 2026, normal condition, × 208 m².

After a full renovation: €260,000 – €343,200

OMI values for the same area, excellent condition, × 208 m².

What the works cost

Works€/m²Total for 208 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€41,600 – €83,200
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€83,200 – €166,400
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€145,600 – €270,400

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €70,000 + taxes €6,400 + delegated professional €1,000 – €2,500€77,400 – €78,900€174,720 – €218,400OMI, normal condition+€95,820 – +€141,000
Fully renovate and resellminimum offer €70,000 + taxes €6,400 + delegated professional €1,000 – €2,500 + works €145,600 – €270,400€223,000 – €349,300€260,000 – €343,200OMI, excellent conditionfrom −€89,300 to +€120,200

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

  1. 22 December 2026€70,000

    This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €52,500, with a minimum offer from €39,375. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Frosinone (242 homes on a 4+4 open-market contract, 4.8 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€8,867

Gross income €11,940 a year. Yield on the total cost: gross 15.6%, net 11.6%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area C3 (semi-central), for standard homes in normal condition, the Italian Revenue Agency gives between €840 and €1,050 per m² of gross floor area. At the starting price it costs €337 per m²: 60% below the minimum of the area. For 208 m² the area range is worth between €174,720 and €218,400. Rents in the area: 3.6–5.2 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 371 homes sold in the last 4 quarters (provincial capital, FR), 48% with a mortgage. In Q2 2026: −24% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in Frosinone: €26,050 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€283 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free