Rome · 403 m² · Apartment

Apartment at auction in Via Polverigi 63, Rome, 403 m²

Via Polverigi 63, Roma

The photos are in the official noticeOpen the notice ↗

The lot

403 m² apartment in Rome: base price €370,496 (€919/m²), occupied without title (as the notice states).

Type	Apartment
Surface area	403 m²
Occupancy status	Occupied without title (the court-appointed custodian frees it after the award) · from the notice
Deadline for offers	11/11/2026 at 12:00 · in 6 days
Auction date	12/11/2026 at 12:00
Minimum offer	€296,397
Deposit	at least 10% of the price you offer: the exact percentage is in the notice
Minimum bid increment	€1,000
Type of sale	Competitive sale in insolvency proceedings (Court of Rome), published on the Public Sales Portal
Sale method	Online asynchronous auction: offers and bids online over a number of days, without being present
Proceedings	Bankruptcy no. 65013/2000 · Lot 3 · Court of Rome
Viewings and information	Trustee: Marzio Baiocco

Offers due by Wednesday 11/11/2026 at 12:00; auction on Thursday 12/11/2026.

Read the text of the notice

From the notice: In the municipality of Rome: full and absolute ownership of a share equal to the whole of the property unit arranged over two above-ground levels, with an uncovered pertinent outdoor area attached, with access from Via Polverigi No. 63.

How to take part

Irrevocable offer as the sale rules (disciplinare) indicate, online on the Public Sales Portal or on the website of the sale manager. Minimum offer (offerta minima) €296,397.

This is a competitive sale managed by the bankruptcy trustee: read the sale rules (disciplinare), which set out where and how the offer must be submitted. To view the property, contact the trustee: Marzio Baiocco.
Submit your irrevocable offer as the sale rules indicate, online on the Public Sales Portal or on the website of the sale manager, by Wednesday 11/11/2026 at 12:00.
If you are awarded the lot (aggiudicazione), you pay the balance within the deadlines set out in the disciplinare and sign the notarial deed (rogito) with the notary; mortgages and seizures are then cancelled by decree of the delegated judge.

The appraisal report is not published with the notice: before bidding, ask the sale delegate or the custodian for it (it is free of charge), or find it on the publicity websites listed in the official listing.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (book a viewing)

Data source: Judicial auction (official notice). Colpo d’Asta is a private service, not the official sale website: the official notice is what counts. Report an error or request removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit: the percentage and the payment method are set out in the disciplinare; check them before you bid
Balance payable under the disciplinare terms
Notary's fee for the notarial deed, payable by the buyer
Registration tax as in a property sale; if the bankrupt party is a company, the sale may be subject to VAT: check the sale rules
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

Deposit: the notice sets the percentage (often 10%, sometimes 20%): check it before making the bank transfer
Registration tax (imposta di registro): €6,028 if it is a first home (prima casa) (2%, minimum €1,000) or €26,776 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a business is being sold, VAT may apply: the notice states so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: this is often much lower. Ask the sale delegate or the notary.
Notary's fee for the notarial deed (payable by the buyer), transcription and change of ownership: approximately €1,000-€2,500, more for higher amounts
Indicative total budget starting from €296,397: approximately €303,425-€325,673
Estimate starting from the minimum offer (offerta minima): monthly instalment of about €1,017 with a 70% mortgage (€207,478) over 25 years at 3.3%; about €95,947 in savings are needed: the 30% not covered by the mortgage (the deposit (cauzione) paid is part of it and is deducted from the price), the tax and fees; estimate with a deposit of 10%
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €443,300 – €644,800

OMI values for abitazioni di tipo economico, area “Corcolle-San Vittorino (Via Sant’Elpidio al Mare)”, first half of 2026, normal condition, × 403 m².

What the works cost

Works	€/m²	Total for 403 m²
LightPainting, minor repairs, sanitary ware and doors	€200 – €400	€80,600 – €161,200
MediumBathroom, kitchen, flooring and upgrading of the systems	€400 – €800	€161,200 – €322,400
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls	€700 – €1,300	€282,100 – €523,900

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

Scenario	Total cost	Resale	Margin
Resell as it isminimum offer €296,397 + taxes €26,776 + delegated professional €1,000 – €2,500	€324,173 – €325,673	€443,300 – €644,800OMI, normal condition	+€117,627 – +€320,627

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

For this area the Italian Revenue Agency does not publish the value of homes in excellent condition: the margin after the works cannot be estimated.

History of the lot

2 July 2026€463,120
No bids (deserted)
12 November 2026€370,496
This sale · 20% lower than the previous attempt

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €277,872, with a minimum offer from €208,404. This is the maximum reduction, not a forecast.

Where it is

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Rome (10,818 homes on a 4+4 open-market contract, 13.5 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€48,539

Gross income €65,364 a year. Yield on the total cost: gross 16.2%, net 12%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Area value: in OMI area E166 “Corcolle-San Vittorino (Via Sant`Elpidio al Mare)” (suburbana), for abitazioni di tipo economico in normale condition, the Italian Revenue Agency gives between €1,100 and €1,600 per m² of lorda floor area. At the starting price it costs €919 per m²: 16% below the minimum of the area. For 403 m² the area range is worth between €443,300 and €644,800. Rents in the area: 5.5–8 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
35,743 homes sold in the last 4 quarters (provincial capital, RM), 60% with a mortgage. In Q2 2026: 0% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Rome: €32,501 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€1,500 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.