Nettuno · 105 m² · Apartment

Apartment at auction in Via Lago Maggiore, Nettuno, 105 m²

Via Lago Maggiore, Nettuno (Roma)

The photos are in the official noticeOpen the notice ↗

The lot

Apartment of 105 m² in Nettuno: base price €89,000 (€848/m²), vacant (as the appraisal report states).

Type	Apartment
Surface area	105 m²
Occupancy status	Vacant · from the appraisal report
Deadline for offers	18/11/2026 at 23:59 · in 13 days
Auction date	19/11/2026 at 15:00
Minimum offer	€66,800
Deposit	10% of the price you offer
Minimum bid increment	€4,500
Type of sale	Court-ordered sale published on the Public Sales Portal (Court of Velletri)
Sale method	Online asynchronous auction: offers and bids online over a number of days, without being present
Proceedings	R.G.E. 364/2024 · Court of Velletri
Viewings and information	Sale delegate and court-appointed custodian: Cristiana Cetra · studiolegalecetra@gmail.com

Offers by Wednesday 18/11/2026 at 23:59; auction on Thursday 19/11/2026.

Read the text of the notice

From the notice: Apartment forming part of a larger building, interior 3, floor S1-T.

If this sale also receives no bids (asta deserta), the judge can generally reduce the base price by up to a quarter: at the next attempt it could start from about €66,750, with a minimum offer of €50,062. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the judge decides the reduction, and in the meantime the lot may be awarded to others.

How to take part

Online offer digitally signed and sent by certified email (PEC) on the Public Sales Portal. Minimum offer €66,800.

Book the viewing through the Public Sales Portal, using the «Book viewing» button on the official listing: by law, requests must go through there (art. 560 c.p.c.). Court-appointed custodian (custode): Cristiana Cetra · studiolegalecetra@gmail.com. You can write to the custodian with questions about the property. Read the attached appraisal report (perizia).
Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
Submit the online offer on the Public Sales Portal by Wednesday 18/11/2026 at 23:59.
Auction on Thursday 19/11/2026 at 15:00: if you are awarded the lot, pay the balance within the terms of the notice and then the transfer decree.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (book a viewing)

Data source: Judicial auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice prevails. Report an error or request removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
Balance of the price within the deadline set by the notice (at most 120 days from the award)
Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

Deposit: €6,680 (10% of the minimum offer, as the notice requires) or €8,900 if you offer the base price
Registration tax: €1,436 if first home (prima casa) (2%, minimum €1,000) or €6,112 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a business is being sold, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value instead of the price: often much lower. Ask the sale delegate or the notary.
Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
Indicative total budget starting from €66,800: about €69,236-€75,412
Estimate starting from the minimum offer: monthly instalment of about €229 with a 70% mortgage (€46,760) over 25 years at 3.3%; about €22,476 in savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the registration tax and the fees
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

History of the lot

19 November 2026€89,000
This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €66,750, with a minimum offer from €50,063. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Nettuno (63 homes on a 4+4 open-market contract, 5.7 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€5,329

Gross income €7,176 a year. Yield on the total cost: gross 7.4%, net 5.5%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Auctions in Nettuno ↗

20,092 homes sold in the last 4 quarters (rest of the province, RM), 51% with a mortgage. In Q2 2026: +5% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Nettuno: €23,175 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€360 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.