Custom alerts ↗IT
Menu ☰
Notaresco · 56.9 m² · Apartment

Flat at auction in Via della Provincia 17, Notaresco (Grasciano hamlet), 56 m²

Via della Provincia 17, Notaresco (Teramo)

The appraisal report in brief

  1. Occupancy and title

    Lot 3: the assets, including the building at Via della Provincia 17, are used by the debtor subject to foreclosure. The appraisal report does not indicate any other occupants or any other enjoyment titles.

    «I beni oggetto di procedura sono tenuti in uso dall'esecutato.»

    Quote from the report (Italian), page 25 ↗
  2. Other

    Lot 3: the listing refers to a 56 m² flat at Via della Provincia 17, but the appraisal describes Property 4 as a multi-storey residential building. The 56 m² in the appraisal instead relate to the Teramo flat (Lot 1).

    «Bene N° 4 - Fabbricato civile ubicato a Notaresco (TE) - Frazione Grasciano, Via della Provincia, 17»

    Quote from the report (Italian), page 3 ↗
  3. Planning and land-registry discrepancies

    Lot 3: the appraiser writes that sub-unit 3 does not comply with the cadastral plans, due to differences in the floor plans and in the layout and position of the internal and external openings.

    «risulta non conforme per differenze planimetriche, diversa distribuzione, posizione e dimensioni di aperture interne ed esterne»

    Quote from the report (Italian), page 23 ↗
  4. Planning and land-registry discrepancies

    Lot 3: the appraiser does not express a view on the compliance of sub-units 2 and 4, as they are under construction.

    «Non posso pronunciarmi circa la conformità dei subalterni 2 e 4 in quanto in corso di costruzione.»

    Quote from the report (Italian), page 23 ↗
  5. State of repair

    Lot 3: the first floor is in shell condition, with no internal partitions, and the third floor is also in shell condition.

    «il piano primo è allo stato grezzo»

    Quote from the report (Italian), page 19 ↗
  6. Systems (plumbing, electrical, heating)

    Lot 3: the systems on the first and third floors are still under construction and are not yet in the wall channels, while those on the basement and second floors are concealed within the walls.

    «quelli dei piani primo e terzo, in corso di costruzione, sono fuori traccia»

    Quote from the report (Italian), page 25 ↗
  7. State of repair

    Lot 3: the external window frames on the basement and second floors are single-glazed wood. The appraiser does not indicate any work on them.

    «Gli infissi esterni dei piani seminterrato e secondo sono il legno mono vetro.»

    Quote from the report (Italian), page 25 ↗
  8. State of repair

    Lot 3: at the time of the inspection the openings onto the balcony, which have no window frames, were closed with makeshift materials. The balcony has no balustrade.

    «risultavano chiuse con materiale di fortuna»

    Quote from the report (Italian), page 19 ↗
  9. Other

    Lot 3: the list of encumbrances for Properties 4, 5 and 6 shows a judicial mortgage arising from a payment order (decreto ingiuntivo). The text is cut off and gives no amounts or other details.

    «Ipoteca giudiziale derivante da Decreto ingiuntivo»

    Quote from the report (Italian), page 10 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 28 of 35: the rest of the report was not read. Summary of 5 November 2026. Open the report ↗

The lot

Flat of 56 m² in Notaresco, Grasciano hamlet: base price €184,474 (€3,245/m²), occupied by the debtor (as stated in the appraisal report).

TypeApartment
Surface area56 m²
Occupancy statusOccupied by the debtor (will be vacated after the transfer decree) · per the appraisal report
Deadline for offers01/12/2026 at 23:59 · in 26 days
Auction date02/12/2026 at 14:00
Minimum offer€138,355
Deposit10% of the price you offer
Minimum bid increment€2,500
Type of saleJudicial sale by the Court of Teramo, with online auction on the notaries' portal (Notartel)
Sale methodOnline asynchronous auction: offers and bids online over a number of days, without being present
ProceedingsR.G.E. 92/2018 · Court of Teramo
Viewings and informationSale delegate and court-appointed custodian: Carlo Arfè · 0861245498 · carlo.arfe@hotmail.it

Offers due by Tuesday 01/12/2026 at 23:59; auction on Wednesday 02/12/2026.

Read the text of the notice

From the notice: Lot No. 3: Asset no. 4: full ownership rights (1/1) of a residential building located in Notaresco (TE), Grasciano hamlet, Via della Provincia no. 17; Assets nos. 5, 6 and 7: full ownership rights (1/1) of land in the Grasciano hamlet of the Municipality of Notaresco (TE).

If this sale also ends with no bids (asta deserta), the judge can generally cut the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €138,355, with a minimum offer of €103,766. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to someone else.

How to take part

Online offer digitally signed and sent via certified email (PEC) on the Public Sales Portal. Minimum offer (offerta minima) €138,355.

  1. Book a viewing through the Public Sales Portal, using the «Prenota visita» button on the official listing: by law, requests must go through it (art. 560 c.p.c.). Court-appointed custodian (custode): Carlo Arfè · 0861245498. You can call the custodian with questions about the property. Read the attached appraisal report.
  2. Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
  3. Submit the online offer on the Public Sales Portal by Tuesday 01/12/2026 at 23:59.
  4. Auction on Wednesday 02/12/2026 at 14:00: if you are awarded the lot, pay the balance within the deadlines set by the notice and then the transfer decree (decreto di trasferimento).

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
  • Occupied by the debtor: the court-appointed custodian handles the vacating on the judge's order; allow a few months before you can move in

What you really need

  • Deposit: €13,836 (10% of the minimum offer, as the notice requires) or €18,447 if you bid the base price
  • Registration tax (imposta di registro): €2,867 if it is a first home (prima casa, 2%, minimum €1,000) or €12,552 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes. If you are the buyer through a company, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value rather than the price: often much less. Ask the sale delegate or the notary.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Indicative total budget starting from €138,355: about €142,222–€153,407
  • Estimate starting from the minimum offer: monthly instalment of about €475 with a mortgage at 70% (€96,849) over 25 years at 3.3%; about €45,374 of savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the tax and fees
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €28,425 – €42,638

OMI values for standard homes, area “R5”, first half of 2026, normal condition, × 57 m².

What the works cost

Works€/m²Total for 57 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€11,370 – €22,740
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€22,740 – €45,480
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€39,795 – €73,905

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €138,355 + taxes €12,552 + delegated professional €1,000 – €2,500€151,907 – €153,407€28,425 – €42,638OMI, normal condition−€124,982 – −€109,270

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

For this area the Italian Revenue Agency does not publish the value of homes in excellent condition: the margin after the works cannot be estimated.

History of the lot

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €138,355, with a minimum offer from €103,766. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Notaresco (21 homes on a 4+4 open-market contract, 2.6 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€1,301

Gross income €1,752 a year. Yield on the total cost: gross 0.9%, net 0.6%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area R5 (rural), for standard homes in normal condition, the Italian Revenue Agency gives between €500 and €750 per m² of gross floor area. Rents in the area: 1.6–2.4 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • 3,195 homes sold in the last 4 quarters (rest of the province, TE), 38% with a mortgage. In Q2 2026: −17% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
  • Average declared income in Notaresco: €20,479 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€747 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free