Lariano · 118.5 m² · Apartment

Apartment at auction in Piazza Martiri della Libertà 5, Lariano, 118 m²

Piazza Martiri della Libertà 5, Lariano (Roma)

Photos published with the sale documents. The official notice prevails.

The lot

Apartment of 118 m² in Lariano: base price €90,000 (€760/m²), occupied by the debtor (as the notice says).

Type	Apartment
Surface area	118 m²
Occupancy status	Occupied by the debtor (vacated after the transfer decree) · from the notice
Deadline for offers	02/12/2026 at 23:59 · in 27 days
Auction date	03/12/2026 at 12:00
Minimum offer	€67,500
Deposit	at least 10% of the price you offer: the exact percentage is in the notice
Minimum bid increment	€4,500
Type of sale	Court-ordered sale published on the Public Sales Portal (Court of Velletri)
Sale method	Online asynchronous auction: offers and bids online over a number of days, without being present
Proceedings	R.G.E. 872/2011 · Lot 2 · Court of Velletri
Viewings and information	Sale delegate: Federica Caracci · 0693020074 · avv.federica.caracci@gmail.com
Viewings and information	Custodian: IVG di Roma SRL · 0689569801 · pvp@visiteivgroma.it

Offers by Wednesday 02/12/2026 at 23:59; auction Thursday 03/12/2026.

Read the text of the notice

From the notice: Full ownership of an apartment of a total of 118.47 net m² plus 22.91 net m² of attached balconies, forming part of a building located in Lariano (Rm), Piazzale Martiri della Libertà no. 5, on the first floor and with access from the shared courtyard. The undivided rights pertaining to it over the shared courtyard giving access to the building of which the apartment is part. Occupied by the foreclosure debtor.

If this auction also goes unsold, the judge can usually reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from about €67,500, with a minimum offer (offerta minima) of €50,625. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to others.

How to take part

Online bid digitally signed via certified email (PEC) on the Public Sales Portal. Minimum offer €67,500.

Book the viewing via the Public Sales Portal, using the «Prenota visita» button on the official listing: by law, requests must go through there (art. 560 c.p.c.). Court-appointed custodian (custode): IVG di Roma SRL · 0689569801. You can call the custodian with questions about the property. Read the attached appraisal report (perizia).
Prepare PEC, digital signature, document and the bank transfer for the deposit (cauzione) (the percentage is in the notice, often 10%).
Submit the online offer on the Public Sales Portal by Wednesday 02/12/2026 at 23:59.
Auction on Thursday 03/12/2026 at 12:00: if you win the lot, pay the balance within the terms set out in the notice and then the transfer decree (decreto di trasferimento).

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (book the viewing)

Data source: judicial auction (asta giudiziaria) (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice is the authoritative document. Report an error or request the removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit paid by bank transfer before the auction: the percentage is set by the notice (often 10%, sometimes 20%), so check it before paying
Balance of the price within the deadline set by the notice (at most 120 days from the award)
Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
Occupied by the debtor: the court-appointed custodian handles the vacating on the judge's order; allow a few months before you can move in

What you really need

Deposit: the notice sets the percentage (often 10%, sometimes 20%): check it before making the bank transfer
Registration tax (imposta di registro): €1,450 if it is a first home (prima casa) (2%, minimum €1,000) or €6,175 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if a company is being sold, VAT may apply: the notice will say so. If you buy as an individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value rather than the price: this is often much lower. Ask the sale delegate or the notary.
Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
Indicative total budget starting from €67,500: approximately €69,950-€76,175
Estimate starting from the minimum offer: monthly instalment of about €232 with a mortgage at 70% (€47,250) over 25 years at 3.3%; about €22,700 in savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the taxes and the fees; estimate with a 10% deposit
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €118,470 – €171,782

OMI values for abitazioni civili, area “Zona Periferica”, first half of 2026, normal condition, × 118 m².

What the works cost

Works	€/m²	Total for 118 m²
LightPainting, minor repairs, sanitary ware and doors	€200 – €400	€23,694 – €47,388
MediumBathroom, kitchen, flooring and upgrading of the systems	€400 – €800	€47,388 – €94,776
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls	€700 – €1,300	€82,929 – €154,011

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

Scenario	Total cost	Resale	Margin
Resell as it isminimum offer €67,500 + taxes €6,175 + delegated professional €1,000 – €2,500	€74,675 – €76,175	€118,470 – €171,782OMI, normal condition	+€42,295 – +€97,106

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

For this area the Italian Revenue Agency does not publish the value of homes in excellent condition: the margin after the works cannot be estimated.

History of the lot

3 December 2026€90,000
This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €67,500, with a minimum offer from €50,625. This is the maximum reduction, not a forecast.

Where it is

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Lariano (29 homes on a 4+4 open-market contract, 5.8 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€6,069

Gross income €8,172 a year. Yield on the total cost: gross 8.3%, net 6.2%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Area value: in OMI area D1 “Zona Periferica” (periferica), for abitazioni civili in normale condition, the Italian Revenue Agency gives between €1,000 and €1,450 per m² of lorda floor area. At the starting price it costs €760 per m²: 24% below the minimum of the area. For 118.5 m² the area range is worth between €118,470 and €171,782. Rents in the area: 3.8–5.5 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
20,092 homes sold in the last 4 quarters (rest of the province, RM), 51% with a mortgage. In Q2 2026: +5% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Lariano: €21,365 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€364 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.