Gambolò · 57 m² · Apartment

Apartment with cellar and garage at auction in Via Marconi 6, Gambolò, 57 m²

Via Marconi 6, Gambolò (Pavia)

Photos published with the sale documents. The official notice prevails.

The lot

Apartment of 57 m² with cellar and garage in Gambolò: base price €19,100 (€335/m²), vacant.

Type	Apartment
Surface area	57 m²
Occupancy status	Vacant
Deadline for offers	10/11/2026 at 13:00 · in 5 days
Auction date	11/11/2026 at 16:00
Minimum offer	€19,100 (equal to the base price: this notice does not allow reduced offers)
Deposit	10% of the price you offer
Minimum bid increment	€500
Type of sale	Competitive sale in insolvency proceedings (Court of Milan), published on the Public Sales Portal
Sale method	Mixed: you can make higher bids online or in person before the sale delegate
Proceedings	Judicial liquidation no. 821/2025 · Lot 1 · Court of Milan
Viewings and information	Custodian: SIVAG SPA · fallimenti-immobili@sivag.com

Offers by Tuesday 10/11/2026 at 13:00; auction on Wednesday 11/11/2026.

Read the text of the notice

From the notice: Judicial liquidation World Metal Srl R.G. 821/2025: Gambolò (PV) Via Marconi, 6 Lot “a corpo” (sold as a whole) made up of: apartment – 57 m² cellar – 11 m² garage – 14 m² apartment, 88 Properties vacant for the purposes of the procedure.

If this sale also gets no bids (asta deserta), the judge can generally reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €14,325, with a minimum offer (offerta minima) of €10,744. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge, and in the meantime the lot may be awarded to someone else.

How to take part

Irrevocable offer as the terms of sale indicate, online on the Public Sales Portal or on the website of the sale manager. Minimum offer €19,100.

This is a competitive sale managed by the receiver of the proceedings: read the disciplinare (sale terms), which sets out where and how the offer must be delivered. To visit the property, contact the court-appointed custodian (custode): SIVAG SPA · fallimenti-immobili@sivag.com.
The irrevocable offer is submitted as the terms of sale indicate, online on the Public Sales Portal or on the website of the sale manager by Tuesday 10/11/2026 at 13:00.
If you are awarded the lot (aggiudicazione), you pay the balance within the deadlines set out in the disciplinare and sign the notarial deed (rogito) with the notary; mortgages and seizures are then cancelled by decree of the delegated judge.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Official listing on the Public Sales Portal (book a viewing)

Source of the data: Court auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice is what counts. Report an error or request removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit (cauzione): 10% of the offered price, as set out in the sale rules
Balance payable under the disciplinare terms
Notary's fee for the notarial deed, payable by the buyer
Registration tax as in a normal sale; if the company in the proceedings is selling business assets, the sale may be subject to VAT (IVA): check the disciplinare
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

Deposit (cauzione): €1,910 (10% of the base price, as the notice requires)
Registration tax (imposta di registro): €1,100 if first home (prima casa) (2%, minimum €1,000) or €1,819 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes. If a business is selling, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value rather than the price: often it is much lower. Ask the sale delegate or the notary.
Notary's fee for the notarial deed (payable by the buyer), transcription and change of ownership: approximately €1,000-€2,500, more for higher amounts
Indicative total budget starting from €19,100: around €21,200-€23,419
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €53,010 – €62,700

OMI values for abitazioni civili, area “Centrale”, first half of 2026, normal condition, × 57 m².

After a full renovation: €68,400 – €79,800

OMI values for the same area, excellent condition, × 57 m².

What the works cost

Works	€/m²	Total for 57 m²
LightPainting, minor repairs, sanitary ware and doors	€200 – €400	€11,400 – €22,800
MediumBathroom, kitchen, flooring and upgrading of the systems	€400 – €800	€22,800 – €45,600
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls	€700 – €1,300	€39,900 – €74,100

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

Scenario	Total cost	Resale	Margin
Resell as it isminimum offer €19,100 + taxes €1,819 + delegated professional €1,000 – €2,500	€21,919 – €23,419	€53,010 – €62,700OMI, normal condition	+€29,591 – +€40,781
Fully renovate and resellminimum offer €19,100 + taxes €1,819 + delegated professional €1,000 – €2,500 + works €39,900 – €74,100	€61,819 – €97,519	€68,400 – €79,800OMI, excellent condition	from −€29,119 to +€17,981

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

11 November 2026€19,100
This sale

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €14,325, with a minimum offer from €10,744. This is the maximum reduction, not a forecast.

Where it is

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Gambolò (90 homes on a 4+4 open-market contract, 4.4 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€2,255

Gross income €3,036 a year. Yield on the total cost: gross 14.5%, net 10.8%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Auctions in Gambolò ↗

Area value: in OMI area B1 “Centrale” (centrale), for abitazioni civili in normale condition, the Italian Revenue Agency gives between €930 and €1,100 per m² of lorda floor area. At the starting price it costs €335 per m²: 64% below the minimum of the area. For 57 m² the area range is worth between €53,010 and €62,700. Rents in the area: 2.9–3.2 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
7,784 homes sold in the last 4 quarters (rest of the province, PV), 45% with a mortgage. In Q2 2026: +1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Gambolò: €25,515 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€77 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.