Trezzo sull'Adda · 64 m² · Apartment

Appartamento con cantina all'asta in Via Giuseppe Mazzini 39, Trezzo sull'Adda, 64 mq

Via Giuseppe Mazzini 39, Trezzo sull'Adda (Milano)

Photos published with the sale documents. The official notice prevails.

The lot

Appartamento di 64 mq con cantina a Trezzo sull'Adda: prezzo base € 88.700 (1.386 €/mq), locato (contratto in essere: verifica scadenza e opponibilità in perizia).

Type	Apartment
Surface area	64 m²
Occupancy status	Leased (lease in place: check expiry; enforceability in the appraisal) · from the appraisal report
Deadline for offers	13/01/2027 at 13:00 · in 67 days
Auction date	14/01/2027 at 16:00
Minimum offer	€66,525
Deposit	10% of the price you offer
Minimum bid increment	€1,500
Type of sale	Court sale published on the Public Sales Portal (Court of Milan)
Sale method	Online asynchronous auction: offers and bids online over a number of days, without being present
Proceedings	R.G.E. 1132/2025 · Tribunale di Milano
Viewings and information	Delegato alla vendita e custode: Luigi Mario Meazza · 0371754397 · meazzapvp@gmail.com

Offers by Wednesday 13/01/2027 at 13:00; auction on Thursday 14/01/2027.

Read the text of the notice

Dall'avviso: Appartamento di 64 mq catastali sito in Trezzo sull'Adda (MI), Via Giuseppe Mazzini n. 39, posto al piano primo, composto da ampio locale giorno con angolo cottura e balcone, disimpegno, bagno e camera, oltre piccolo vano cantina al piano interrato di 2 mq catastali.

Se anche questa vendita va deserta, di norma il giudice può ribassare la base fino a un quarto: al tentativo successivo potrebbe partire da circa € 66.525, con offerta minima da € 49.894. È il massimo previsto dalla legge (art. 591 c.p.c.), non una previsione: il ribasso lo decide il giudice e intanto il lotto può essere aggiudicato ad altri.

How to take part

Offerta telematica firmata digitalmente via PEC sul Portale Vendite Pubbliche. Offerta minima € 66.525.

Prenota la visita dal Portale Vendite Pubbliche, con il pulsante «Prenota visita» nella scheda ufficiale: per legge le richieste passano da lì (art. 560 c.p.c.). Custode: Luigi Mario Meazza · 0371754397. Puoi chiamare il custode per domande sull'immobile. Leggi la perizia allegata.
Prepare PEC, digital signature, ID document and the bank transfer for the deposit (10% of the price you offer, as the notice requires).
Submit the online offer on the Public Sales Portal by Wednesday 13/01/2027 at 13:00.
Asta giovedì 14/01/2027 alle 16:00: se ti aggiudichi il lotto, saldo nei termini dell'avviso e poi decreto di trasferimento.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Scheda ufficiale sul Portale Vendite Pubbliche (prenota la visita)

Fonte dei dati: Asta giudiziaria (avviso ufficiale). Colpo d’Asta è un servizio privato, non il sito ufficiale della vendita: fa fede l'avviso. Segnala un errore o chiedi la rimozione di questa scheda.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

Deposit: 10% of the price offered (as the notice requires), paid by bank transfer before the auction
Balance of the price within the deadline set by the notice (at most 120 days from the award)
Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start
Anyone occupying without title will be removed by the court-appointed custodian, and the timing should be factored in

What you really need

Cauzione: € 6.652 (10% dell'offerta minima, come chiede l'avviso) o € 8.870 se offri il prezzo base
Imposta di registro: € 1.430 se prima casa (2%, minimo 1.000 €) o € 6.087 negli altri casi (9%, minimo 1.000 €), già comprese 100 € di imposte ipotecaria e catastale; se vende un'impresa può esserci l'IVA: lo dice l'avviso. Se compri come persona fisica e la vendita non è soggetta a IVA, puoi chiedere che l'imposta si calcoli sul valore catastale invece che sul prezzo: spesso è molto meno. Chiedilo al delegato o al notaio.
Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
Budget totale indicativo partendo da € 66.525: circa € 68.955-€ 75.112
Stima partendo dall'offerta minima: rata di circa € 228 al mese con un mutuo al 70% (€ 46.568) in 25 anni al 3,3%; servono circa € 22.388 di risparmi: il 30% non coperto dal mutuo (la cauzione versata ne fa parte, viene scalata dal prezzo), l'imposta e i compensi
These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €83,200 – €108,800

OMI values for standard homes, area “Intero Centro Urbano”, first half of 2026, normal condition, × 64 m².

After a full renovation: €108,800 – €147,200

OMI values for the same area, excellent condition, × 64 m².

What the works cost

Works	€/m²	Total for 64 m²
LightPainting, minor repairs, sanitary ware and doors	€200 – €400	€12,800 – €25,600
MediumBathroom, kitchen, flooring and upgrading of the systems	€400 – €800	€25,600 – €51,200
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls	€700 – €1,300	€44,800 – €83,200

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

Scenario	Total cost	Resale	Margin
Resell as it isminimum offer €66,525 + taxes €6,087 + delegated professional €1,000 – €2,500	€73,612 – €75,112	€83,200 – €108,800OMI, normal condition	+€8,088 – +€35,188
Fully renovate and resellminimum offer €66,525 + taxes €6,087 + delegated professional €1,000 – €2,500 + works €44,800 – €83,200	€118,412 – €158,312	€108,800 – €147,200OMI, excellent condition	from −€49,512 to +€28,788

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

History of the lot

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €66,525, with a minimum offer from €49,894. This is the maximum reduction, not a forecast.

Where it is

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Trezzo sull'Adda (105 homes on a 4+4 open-market contract, 7.7 €/m² a month on average). Change the numbers to run your own figures.

Monthly rent (€)Months without a tenant (% of the year)Flat-rate rental tax (%)Total cost: price, taxes, works (€)

Simulated net per year€4,411

Gross income €5,940 a year. Yield on the total cost: gross 6.1%, net 4.6%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

The market here

Auctions in Trezzo sull'Adda ↗

Area value: in OMI area B1 “Intero Centro Urbano” (central), for standard homes in normal condition, the Italian Revenue Agency gives between €1,300 and €1,700 per m² of gross floor area. At the starting price it costs €1,386 per m², within the values of the area. For 64 m² the area range is worth between €83,200 and €108,800. Rents in the area: 6.1–8.3 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
43,571 homes sold in the last 4 quarters (rest of the province, MI), 61% with a mortgage. In Q2 2026: −1% on a year earlier.Italian Revenue Agency – OMI, data up to Q2 2026.
Average declared income in Trezzo sull'Adda: €27,720 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

Loan amount (€)Term (years)Assumed interest rate (%)

€359 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.