Via Martinella 17/19, Torre Boldone (Bergamo)
Photos published with the sale documents. The official notice prevails.
Single lot: the appraisal report (perizia) indicates a planning agreement with the Municipality of Torre Boldone, which remains the buyer's responsibility. It concerns the construction of the four residential buildings.
«Convenzione urbanistica stipulata con il Comune di Torre Boldone con»
Single lot: the appraiser writes that no compliance certificates for the systems were found.
«Certificazioni di conformità degli impianti»
Single lot: the apartment is still being finished, with screed floors and walls only plastered in a first coat.
«L'abitazione allo stato attuale è in fase di completamento delle finiture»
Single lot: the bathrooms are incomplete, with only the shower trays fitted.
«I bagni sono incompleti (risultano montati i soli piatti doccia).»
Single lot: the appraiser applies a 20% reduction because the properties are not finished and the internal finishes are missing.
«In considerazione del fatto che gli immobili in esame non sono ultimati in quanto mancano le finiture interne»
Single lot: the appraiser shows zero for the cadastral regularisation technical costs charged to the buyer, and also zero for the outstanding condominium charges.
«Spese tecniche di regolarizzazione catastale a carico»
Single lot: the area belonging to the property is uncultivated.
«L’area di pertinenza attualmente è incolta.»
Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 17 of 17. Summary of 5 November 2026. Open the report ↗
180 m² apartment with garage in Torre Boldone: base price €536,000 (€2,978/m²), vacant (the notice says so).
| Type | Apartment |
|---|---|
| Surface area | 180 m² |
| Occupancy status | Vacant · from the notice |
| Deadline for offers | 15/12/2026 at 13:00 · in 40 days |
| Auction date | 16/12/2026 at 10:00 |
| Minimum offer | €402,000 |
| Deposit | 10% of the price you offer |
| Minimum bid increment | €10,000 |
| Type of sale | Competitive sale in insolvency proceedings (Court of Milan), published on the Public Sales Portal |
| Sale method | Online asynchronous auction: offers and bids online over a number of days, without being present |
| Proceedings | Judicial liquidation no. 807/2025 · Court of Milan |
| Viewings and information | Trustee: Daniele Luciano Portinaro · 0276028498 · studio@elexia.it |
Offers by Tuesday 15/12/2026 at 13:00; auction on Wednesday 16/12/2026.
From the notice: Detached house being finished, 180 m², on the ground floor (currently comprising living room, kitchen, a study room, plus pertinent area to the north, south and east sides), first floor (currently comprising 3 bedrooms, hallway and bathroom, plus terrace to the north and east sides) and basement S1 (currently comprising hallway, bathroom/laundry room, storage room and garage connected internally to the home and accessible from outside, 53 m²).
If this sale also gets no bids, as a rule the judge can reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €402,000, with a minimum offer (offerta minima) of €301,500. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to others.
Irrevocable offer as set out in the terms of sale, online on the Public Sales Portal (Portale delle Vendite Pubbliche, PVP) or on the website of the sale manager. Minimum offer (offerta minima) €402,000.
The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.
The documents remain on the servers of the seller: here you will only find the link.
Official listing on the Public Sales Portal (book a viewing)
Source of data: Court auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice prevails. Report an error or request the removal of this listing.
The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.
As it is: €261,000 – €324,000
OMI values for standard homes, area “Sp35, Via Imotorre, Viale Lombardia”, first half of 2026, normal condition, × 180 m².
After a full renovation: €342,000 – €360,000
OMI values for the same area, excellent condition, × 180 m².
| Works | €/m² | Total for 180 m² |
|---|---|---|
| LightPainting, minor repairs, sanitary ware and doors | €200 – €400 | €36,000 – €72,000 |
| MediumBathroom, kitchen, flooring and upgrading of the systems | €400 – €800 | €72,000 – €144,000 |
| FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls | €700 – €1,300 | €126,000 – €234,000 |
Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.
| Scenario | Total cost | Resale | Margin |
|---|---|---|---|
| Resell as it isminimum offer €402,000 + taxes €36,280 + delegated professional €1,000 – €2,500 | €439,280 – €440,780 | €261,000 – €324,000OMI, normal condition | −€179,780 – −€115,280 |
| Fully renovate and resellminimum offer €402,000 + taxes €36,280 + delegated professional €1,000 – €2,500 + works €126,000 – €234,000 | €565,280 – €674,780 | €342,000 – €360,000OMI, excellent condition | −€332,780 – −€205,280 |
Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.
Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.
This sale
If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €402,000, with a minimum offer from €301,500. This is the maximum reduction, not a forecast.
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Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.
Starting rents estimated from rental contracts registered in 2025 in Torre Boldone (41 homes on a 4+4 open-market contract, 7.9 €/m² a month on average). Change the numbers to run your own figures.
Gross income €17,040 a year. Yield on the total cost: gross 2.9%, net 2.2%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.
Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.
€2,170 a month
Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.
An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.
The official notice of sale prevails.
Roncobello · Frazione Baresi
Land · 697 m²
€8/m²
Mortgage ≈ €23 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Roncobello · Frazione Baresi
Land · 10,555 m²
€2/m²
Mortgage ≈ €72 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Trescore Balneario · Via Fornaci
Apartment · 123 m²
Previous starting price: €58,255 Cut by 25% (auction of 16 September 2026)
€355/m²
Mortgage ≈ €177 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
Roncobello · Via Oro 10
Apartment · 87 m²
€747/m²
Mortgage ≈ €263 a month (Indicative payment: a mortgage of 80% of the starting price over 25 years at the ECB average rate. Not a credit offer.)
