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Mombaroccio · 64.6 m² · Apartment

Apartment with garage at auction in Via Caivola 7, Mombaroccio, 64 m²

Via Caivola 7, Mombaroccio (Pesaro e Urbino)

The appraisal report in brief

  1. Occupancy and title

    Lot -: the flat is let under a lease registered on 10/06/2023, expiring on 10/06/2026. The appraiser does not state a fixed handover date nor any pending legal action.

    «Il solo appartamento, oggetto della perizia, è dato in locazione con regolare contratto registrato il 10/06/2023 e con scadenza al 10/06/2026»

    Quote from the report (Italian), page 14 ↗
  2. Planning and land-registry discrepancies

    Lot -: the appraiser notes dimensional discrepancies from the project, including the French door (portafinestra), a small space under 1.80 m not present in the project, and the terrace measurements. The appraiser considers these regularisable through a regularisation application (pratica di sanatoria).

    «Sono state rilevate delle leggere discordanze delle misure degli ambienti dell’appartamento»

    Quote from the report (Italian), page 7 ↗
  3. Planning and land-registry discrepancies

    Lot -: the actual floor plan does not conform to the cadastral one; after regularisation, the cadastral floor plan must also be updated.

    «la planimetria reale dell’immobile non è conforme a quella Catastale»

    Quote from the report (Italian), page 8 ↗
  4. Regularisation costs

    Lot -: for the regularisation, the appraiser gives a regularisation cost of €5,500.00. In the reduction table, the building item is €4,500.00 and the cadastral item is €1,000.00.

    «considerando una spesa complessiva per i costi di regolarizzazione di € 5.500,00»

    Quote from the report (Italian), page 7 ↗
  5. Regularisation costs

    Lot -: the estimated value of €152,000.00 is net of a total reduction of €5,500.00 for building and cadastral regularisation.

    «Totale Riduzione»

    Quote from the report (Italian), page 13 ↗
  6. Restrictions and easements

    Lot -: the notary declares that the properties are free of encumbrances and restrictions, except for a voluntary mortgage dated 10/09/2008 for €240,000.00 and the attachment order (pignoramento) dated 12/07/2024, which is to be cancelled in the proceedings.

    «Ipoteca volontaria n. 3100 del 10/09/2008 favore: BANCA DI CREDITO»

    Quote from the report (Italian), page 10 ↗
  7. State of repair

    Lot -: the appraiser notes that the house number on site (civ. n.9) does not match the cadastral one (civ. n.7), and that it should be aligned together with the regularisation.

    «dovrà essere allineata la numerazione civica presente sul posto (civ n.9) con quella risultante dalla visura catastale (civ. n.7)»

    Quote from the report (Italian), page 15 ↗
  8. Other

    Lot -: the garage was not inspected at the first inspection because the executing debtor did not have the keys; the appraiser saw it later with the assistant of the court-appointed custodian (custode).

    «Non è stato possibile visionare il garage perché la signora XXXXXXX non era in possesso delle chiavi»

    Quote from the report (Italian), page 5 ↗

Automatic summary of the appraisal report (perizia): the report itself prevails. Pages read: 16 of 16. Summary of 5 November 2026. Open the report ↗

The lot

64 m² apartment with garage in Mombaroccio: base price €109,440 (€1,695/m²), vacant (as the notice states).

TypeApartment
Surface area64 m²
Occupancy statusVacant · from the notice
Deadline for offers02/02/2027 at 13:00 · in 89 days
Auction date03/02/2027 at 09:30
Minimum offer€82,080
Deposit10% of the price you offer
Minimum bid increment€2,000
Type of saleCourt-ordered sale by the Court of Pesaro, with an online tender on the notaries' portal (Notartel)
Sale methodMixed: you can make higher bids online or in person before the sale delegate
ProceedingsR.G.E. 81/2024 · Court of Pesaro
Viewings and informationSale delegate: Dario Nardi · dario.nardi@postacertificata.notariato.it
Custodian: Monica Urbinati · 3383829346 · monicaurbinati@gmail.com

Offers by Tuesday 02/02/2027 at 13:00; auction on Wednesday 03/02/2027.

Read the text of the notice

From the notice: Full ownership of: flat and garage, plus pro-rata co-ownership of the parts of the building that are common by law, purpose and title, where present.

If this sale also receives no bids, as a rule the judge can reduce the base price (prezzo base) by up to a quarter: at the next attempt it could start from around €82,080, with a minimum offer (offerta minima) of €61,560. This is the maximum allowed by law (art. 591 c.p.c.), not a forecast: the reduction is decided by the judge and in the meantime the lot may be awarded to others.

How to take part

You can bid online, with PEC and digital signature, on the Public Sales Portal (Portale delle Vendite Pubbliche, PVP), or by sealed envelope at the sale delegate's office (delegato alla vendita): at the auction, bids are raised in the room or remotely. Minimum offer (offerta minima) €82,080.

  1. Book the viewing through the Public Sales Portal (Portale delle Vendite Pubbliche, PVP), using the «Prenota visita» button on the official listing: by law, requests must go through there (art. 560 c.p.c.). Custodian (custode): Monica Urbinati · 3383829346. You can call the custodian with questions about the property. Read the attached appraisal report (perizia).
  2. Choose how to bid: online (you need PEC, digital signature and a bank transfer for the deposit (cauzione)) or in a sealed envelope at the sale delegate's office (with a banker's cheque). Deposit: 10% of the price offered, as the notice requires.
  3. Submit your online offer on the Public Sales Portal or deposit the sealed envelope with the delegate by Tuesday 02/02/2027 at 13:00.
  4. Auction on Wednesday 03/02/2027 at 09:30: bids are raised in the room in front of the delegate or remotely; if you are awarded the lot, pay the balance within the terms in the notice and then the transfer decree.

The public appraisal report, with photos and the condition of the property, is free and is among the attachments to the notice: read it before making an offer.

Official documents

The documents remain on the servers of the seller: here you will only find the link.

Source of data: Court auction (official notice). Colpo d’Asta is a private service, not the official website of the sale: the notice is authoritative. Report an error or request removal of this listing.

Costs and conditions to factor in

The items below are the general rules for this type of sale: the exact figures are in the notice linked at the bottom.

  • Deposit: 10% of the offered price (as the notice requires), by bank transfer if you bid online or with a banker's cheque in the envelope if you bid in person
  • Balance of the price within the deadline set by the notice (at most 120 days from the award)
  • Registration tax or VAT as in a standard sale; plus the share of the sale delegate's fee for the transfer and the costs of registering the transfer decree
  • No commission to pay to the court or the seller. If you choose our assisted service, the fee is separate and we will tell you in writing before we start

What you really need

  • Deposit (cauzione): €8,208 (10% of the minimum offer, as the notice requires) or €10,944 if you offer the base price
  • Registration tax (imposta di registro): €1,742 if first home (prima casa) (2%, minimum €1,000) or €7,487 in other cases (9%, minimum €1,000), already including €100 of mortgage and cadastral taxes; if the seller is a company, VAT may apply: the notice says so. If you buy as a private individual and the sale is not subject to VAT, you can ask for the tax to be calculated on the cadastral value rather than on the price: this is often much lower. Ask the delegate or the notary.
  • With the price-value (cadastral income €245.94), the tax would be around €1,100 for a first home / €2,889 for a second home, always including mortgage and cadastral taxes: ask the delegate.
  • Share of the sale delegate's fee for the transfer (DM 227/2015), registration and change of ownership: approximately €1,000-€2,500
  • Estimated total budget starting from €82,080: around €84,822-€92,067
  • Estimate starting from the minimum offer: monthly instalment of around €282 with a 70% mortgage (€57,456) over 25 years at 3.3%; around €27,366 in savings needed: the 30% not covered by the mortgage (the deposit paid is part of it and is deducted from the price), the tax and the fees
  • These are estimates based on the general rules, not a quote: the exact figure depends on the notice, your tax situation and the bank.

The investment figures

What it is worth on the market

As it is: €41,964 – €56,813

OMI values for standard homes, area “Da Villagrande a Beato Sante”, first half of 2026, normal condition, × 65 m².

What the works cost

Works€/m²Total for 65 m²
LightPainting, minor repairs, sanitary ware and doors€200 – €400€12,912 – €25,824
MediumBathroom, kitchen, flooring and upgrading of the systems€400 – €800€25,824 – €51,648
FullNew systems, window frames, flooring, bathrooms, kitchen and partition walls€700 – €1,300€45,192 – €83,928

Sources: idealista.it, money.it, cosedicasa.com, varesenews.it. VAT on the works, designer fees and tax incentives excluded.

The potential margin

ScenarioTotal costResaleMargin
Resell as it isminimum offer €82,080 + taxes €7,487 + delegated professional €1,000 – €2,500€90,567 – €92,067€41,964 – €56,813OMI, normal condition−€50,103 – −€33,754

Estimates based on local averages and typical costs, not an appraisal or a quote: the actual condition is stated in the appraisal report.

Excludes VAT on the works, designer, tax credits, sale costs (agency) and taxes on capital gains if you resell within 5 years.

For this area the Italian Revenue Agency does not publish the value of homes in excellent condition: the margin after the works cannot be estimated.

History of the lot

If this sale gets no bidders, the judge can lower the starting price by up to a quarter (art. 591 of the Code of Civil Procedure): the next attempt could start from about €82,080, with a minimum offer from €61,560. This is the maximum reduction, not a forecast.

Where it is

Position taken from the address in the notice: it may be approximate. © OpenStreetMap contributors, open the map.

If you rent it out

Starting rents estimated from rental contracts registered in 2025 in Mombaroccio (14 homes on a 4+4 open-market contract, 4.1 €/m² a month on average). Change the numbers to run your own figures.

Simulated net per year€2,379

Gross income €3,204 a year. Yield on the total cost: gross 2.7%, net 2%. The net figure deducts the months without a tenant and the flat-rate tax, before IMU property tax, condominium fees, maintenance and utilities.

Rents: Italian Revenue Agency – OMI, registered contracts. Total cost, vacancy, occupancy and fee are Colpo d’Asta estimates. A simulation, not a promise of return nor tax advice.

  • Area value: in OMI area E2 “Da Villagrande a Beato Sante” (suburban), for standard homes in normal condition, the Italian Revenue Agency gives between €650 and €880 per m² of gross floor area. At the starting price it costs €1,695 per m²: 93% above the maximum of the area. For 64.6 m² the area range is worth between €41,964 and €56,813. Rents in the area: 2.3–3.1 €/m² a month.Italian Revenue Agency – OMI, values for the first half of 2026. These are average values for the area: they do not reflect actual condition, occupancy or unauthorised works, and at auction the price can rise above the starting price.
  • Average declared income in Mombaroccio: €22,356 a year.Italian Ministry of Economy and Finance, tax year 2024.

The monthly payment, as a guide

€443 a month

Starting point: a mortgage of 80% of the starting price, 25 years, at the average rate of new mortgages in Italy (3.6%, ECB 2026-09). French amortisation at a fixed rate, fees and insurance excluded. Your bank sets the real rate: this is not a credit offer.

We call you back for free about this property

An agent reads the notice and the appraisal with you and explains the steps to take part. No commitment: any professional services and their costs are agreed beforehand.

The official notice of sale prevails.

At least one of email and phone is required.

We call you back for free